hg;]jL n3'ljQ ljQLo ;+:yf ln= · 2019. 5. 7. · s_ ;+rfnssf] lhDd]jf/L tyf hjfkmb]lxtf ;DaGwL...

lwtf]kq lgisfzg v'Nnf ldlt M @)&^÷)!÷@&

@)&^÷)!÷#! -a}+lsË ;do kZrft_

@)&^÷)@÷@^ -a}+lsË ;do kZrft_

lwtf]kq lgisfzg aGb x'g] ldlt -l56f]df_M

lwtf]kq lgisfzg aGb x'g] ldlt -l9nf]df_M

ljj/0fkq

ljQLo ;+:yfsf] hf/L k"«“hL ?= !$,$#,#),))) sf] #@=!) k|ltztn] x'g cfpg] ?= $,^#,#),)))÷– /sd a/fa/ k|lt z]o/ ?= !))÷– c+lst b/sf $,^#,#)) lsQf z]o/dWo] #) k|ltztn] x'g cfpg] $,#@,(() lsQf z]o/ ;j{;fwf/0fx?sf nflu, % k|ltztn] x'g cfpg] @#,!^% lsQf z]o/ ;fd"lxs nufgL sf]ifsf] nflu / afFls &,!$% lsQf z]o/ ljQLo ;+:yfsf] sd{rf/Lx?sf]nflu ul/Psf] ;fj{hlgs lgisfzg .

o; ljj/0fkq dfkm{t\ lgisfzg ul/g] ;fwf/0f z]o/sf] ;fj{hlgs lgisfzg ug{sf nflu O{qmf g]kfn ln= af6 …O{qmf Pglk cfO{lkcf] u|]8 $Ú k|df0fkq ldlt @)&%÷)(÷@# ut] k|bfg u/]sf] 5 . [ICRANP] IPO GRADE 4 n] cf}ift eGbf tn cfwf/x? (Below Average Fundamentals) hgfpb“5 . ;f] ;DaGwL ljj/0f o; ljj/0fkqsf] bkmf @@-0f_ df pNn]vul/Psf] 5 .

b/vf:t;fy k|lt z]o/ ?=!))÷– sf b/n] -;tk|ltzt_ e'QmfgL dfu ul/Psf] .

nufgLdf x'g] hf]lvd ;DaGwL pb\3f]if0fMlwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d"Nof+sg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5 / lwtf]kqsf] lgisfzg d"Non] ;"rLs/0f kZrft\ lwtf]kq ahf/df x'g] sf/f]jf/ d"No ghgfpg] x'“bf o; ljj/0fkqsf] bkmf * df pNn]lvt hf]lvdx? ;d]tsf] cWoog u/]/ dfq nufgL ;DaGwL lg0f{o lng ;'emfj ul/G5 .

lgofds lgsfosf] hjfkmb]lxtf g/xg] pb\3f]if0fMo; ljj/0fkqdf pNn]lvt lwtf]kq ;fj{hlgs lgisfzgsfnflu tof/ ul/Psf] o; ljj/0fkqnfO{ lwtf]kq ;DaGwL sfg'g adf]lhd g]kfn lwtf]kq af]8{n] :jLs[lt k|bfg u/]sf] 5 . o;/L af]8{n] ljj/0fkqdf :jLs[lt k|bfg u/]sf] sf/0faf6 s;}n] klg g]kfn lwtf]kq af]8{, sDkgL /lhi6«f/sf] sfof{no jf ;Da4 cGo lgodg lgsfon] ljj/0fkqdf pNn]lvt s'/fsf] ;Totf jf lgisfzgstf{ jf cfof]hgfsf] cfly{s ;Ifdtfsf] af/]df s'g} k|sf/sf] k|Tofe"\t u/]sf] jf lhDd]jf/L lnPsf] dflgg] 5}g .

;+:yfks tyf ;~rfnsx? / ;+:yfks z]o/wgLx?sf Psf3/sf] ;b:on] o; ;fj{hlgs lgisfzgdf cfj]bg lbg kfpg] 5}gg\ . g]kfn lwtf]kq af]8{af6 ljj/0fkqdf :jLs[lt k|fKt ePsf] ldlt @)&^÷)!÷)@, g]kfn /fi6« a}+sdf ljj/0f kq btf{ ePsf] ldlt @)&^÷)!÷)* / sDkgL /lhi6«f/sf] sfof{nodf ljj/0fkq btf{ ePsf] ldlt @)&^÷)!÷!^ ut] .

-lwtf]kq ;DaGwL P]g, @)^# sf] bkmf #) tyf sDkgL P]g, @)^# sf] bkmf @# cGtu{t k|sflzt_

ljj/0fjf:tljs -?=xhf/df_ k|If]lkt -?=xhf/df_**

072/073 073/74 074/75 075/076 076/077 077/078k|lt z]o/ g]6jf]y{ -?=_ 96.99 100.58 104.30 116.50 138.90 177.10k|lt z]o/ cfDbfgL -?=_ (2.46) 1.95 3.95 13.82 22.18 38.21g]6jf]y{df k|ltkmn -Ü_ (2.54) 1.94 3.79 11.84 15.97 21.58;+lrt gfkmf÷gf]S;fg (484) 261 3,279 18,840 43,810 86,829

sDkgL P]g, @)^# cGtu{t ;+:yflkt / a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @) adf]lhd sfdsf/f]jf/ ug{ Ohfhtkqk|fKt

g]kfn /fi6« a}+saf6 …3Ú ju{sf] Ohfhtkq ;+:yfkj{t lhNnf, s':df gu/kflnsf j8f g+ %, s':dfahf/

kmf]g gDa/ M )^&–$@!@*&, $@!#!# Od]n 7]ufgf M [email protected] j]j M www.janasewimfi.com.np

sf]

hg;]jL n3'ljQ ljQLo ;+:yf ln=JanaSewi Laghubitta Bittiya Sanstha Ltd.

PgPdla Soflk6n lnld6]8gfukf]v/L, sf7df8f}+ kmf]g g+=M )!–$$#&(^#, km\ofS;M )!–$$#&(^)Od]nM [email protected] l j]aM www.nmbcl.com.np

laqmL k|aGws

!= ljj/0fkqdf k|of]u ePsf k|fljlws tyf cGo zAbfjnLsf] kl/efiff Ms_ æljj/0fkqÆ eGgfn] ;fj{hlgs ?kdf z]o/ lgisfzg ug{ lwtf]kq ;DaGwL P]g, @)^# sf] bkmf #) tyf sDkgL

P]g, @)^# sf] bkmf @# cGtu{t tof/ kf/L k|sflzt lgisfzg sDkgLsf] ;Gbe{df nufgLstf{x?nfO{ hfgsf/L lbgsf] nflu tof/ ul/Psf] k|:t't k'l:tsfnfO{ ;Demg' kb{5 .

v_ ælwtf]kq lgisfzg tyf laqmL k|jGwsÆ eGgfn] PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+nfO{ ;Demg' kb{5 .

u_ æljQLo ;+:yfÆ eGgfn] lgisfzgstf{ sDkgL hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8nfO{ ;Demg' kb{5 .3_ æ;+sng s]Gb|Æ eGgfn] ;fj{hlgs lgisfzgsf] nflu tof/ ul/Psf] ljj/0fkq / b/vf:t kmf/d k|fKt ug{ ;lsg]

tyf b/vf:t kmf/d ;fy /sd a'emfpg ;lsg] u/L tf]lsPsf ;+:yfx?nfO{{ ;Demg' kb{5 .ª_ ælgisfzg a}+sÆ eGgfn] lgisfzg tyf laqmL k|aGws;Fu ;Demf}tf u/L lwtf]kq lgisfzgsf qmddf cfj]bsaf6

k|fKt x'g] /sd hDdf ug{ lhDd]jf/L lng] jfl0fHo a}+s tyf /fli6«o :t/sf] ljsf; a}+s ;Demg' kb{5 .r_ ælgodg lgsfoÆ eGgfn] g]kfn lwtf]kq af]8{, sDkgL /lhi6«f/sf] sfof{no tyf g]kfn /fi6« a}+snfO{ ;Demg' kb{5 .5_ æ;+:yfks, ;~rfns, k|d'v sfo{sf/L clws[t tyf Joj:yfkgÆ eGgfn] hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8sf]

;+:yfks, ;~rfns, sfo{sf/L k|d'v tyf Joj:yfkgnfO{ ;Demg' kb{5 .h_ æaf]8{Æ eGgfn] g]kfn lwtf]kq af]8{nfO{ ;Demg' kb{5 .@= ljj/0fkq tyf b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfg M

l;=g+= ljj/0fkq k|fKt ug]{ ;+:yfsf] gfd / 7]ufgf

!= PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+ / j]j;fO6 M www.nmbcl.com.np

@= hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8, s]Gb|Lo sfof{no, s':df g=kf= %, kj{t, j]j;fO6 M www.janasewimfi.com.np

l;=g+= b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfg M

!= g]kfn lwtf]kq af]8{af6 :jLs[lt k|fKt u/]sf ;Dk"0f{ cf:af (ASBA) ;b:o a}+s tyf ljQLo ;+:yfx? / ltgsf tf]lsPsf zfvf sfof{nox? .

www.janasewimfi.com.np


!= lwtf]kq lgisfzg tyf laqmL k|aGwssf] pb\3f]if0f M xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;~rfnsx?n] pknAw u/fPsf] ljj/0f tyf

hfgsf/Lx?sf] cfwf/df o; ljQLo ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} ljj/0fkqdf pNn]v ul/Psf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/fk|lt ljZj:t eO{ xfdLn] of] ljj/0fkq :jLs[ltsfnflu g]kfn lwtf]kq af]8{df lwtf]kq ;DaGwL P]g / lgodfjnL cg'?ksf] of]Uotf k'u]sf] k|ltj4tfkq (Due Diligence Certificate) k|:t't u/]sf 5f}+ .

@= ;+ul7t ;+:yfsf] pb\3f]if0f Ms_ ;+rfnssf] lhDd]jf/L tyf hjfkmb]lxtf ;DaGwL pb\3f]if0f M of] ljj/0fkq xfdLn] k'g/fjnf]sg u/L cg'df]bg u/]sf] x'gfn] o; ljj/0fkqdf pNn]v ul/Psf ljj/0f tyf

hfgsf/Lx?sf ;fy} lgisfzg tyf laqmL k|jGwsnfO{ lbPsf] ljQLo ljj/0f, cGo ljj/0f, hfgsf/L tyf sfuhftx?sf] ;Totf / z'4tf k|lt / lwtf]kq btf{ tyf lgisfzg cg'dlt k|of]hgsfnflu g]kfn lwtf]kq af]8{df k]z ul/Psf] ljj/0fkq / ;f] ;Fu ;DalGwt cGo ljj/0f tyf hfgsf/Lx?sf] z'4tf tyf ;Totfk|lt o; ljj/0fkqdf x:tfIf/ ug]{ xfdL ;~rfnsx? JolQmut jf ;fd"lxs ?kdf hjfkmb]lxtf axg ub{5f}+ / lwtf]kq lgisfzgsfnflu tf]lsPsf zt{ tyf cfjZostfx?sf] ;DaGwdf cfjZos hfgsf/L lnO{ xfdL of] pb\3f]if0f ub{5f}+ ls tf]lsPsf zt{ tyf cfjZostfx? ;a} kfngf u/]sf 5f}+ / nufgLstf{x?nfO{ nufgL ;DaGwL ;';"lrt lg0f{o lng cfjZos s'g} ljj/0f, ;"rgf tyf hfgsf/Lx? n'sfPsf 5}gf}+ .

v_ ;+ul7t ;+:yfsf] hjfkmb]xLtf ;DaGwL pb\3f]if0f M o; ljQLo ;+:yfn] k|sflzt u/]sf] ljj/0fkq, ;fj{hlgs k|:tfj, lj1fkg jf cGo s'g} ;"rgfdf pNn]v ePsf

ljj/0f afx]s ljQLo ;+:yfsf] af/]df k|sflzt cGo s'g} ;"rgf jf hfgsf/Lsf] hjfkmb]lxtf ljQLo ;+:yfdf g/xg] / To:tf] ;"rgf, hfgsf/L jf ljj/0fsf] cfwf/df nufgL u/]df ;f] sf] hf]lvd nufgLstf{ :jo+n] axg

ug'{kg]{5 .u_ lgodg lgsfosf] lgodg Joj:yfsf] kfngf ;DaGwL pb\3f]if0f M k|rlnt sfg'g cg';f/ cfˆgf] pBf]u÷Joj;fo÷;]jf;Fu ;DalGwt lgodg lgsfo -h:t} sDkgL /lhi6«f/sf]

sfof{no, g]kfn /fi6« a}+s cflb_ sf] ;fj{hlgs lgisfzg tyf cGo lgodg Joj:yf tyf lgb{]zgx?sf] kfngf u/]sf] s'/fsf] pb\3f]if0f ub{5f}+ . ;fy} ;fj{hlgs lgisfzg k|of]hgsf] nflu tof/ ul/Psf] ljj/0fkq / ;f] df pNn]lvt ;Demf}tf jf cGo ljj/0fx? g]kfn lwtf]kq af]8{, g]kfn :6s PS;r]~h lnld6]8df k]z u/]sf 5f}+ .

3_ ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v ;DaGwL pb3f]if0f M -s_ o; ljQLo ;+:yfsf] ;+:yfks, ;~rfns jf sfo{sf/L k|d'v shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf /x]sf 5}gg\ . -v_ o; ljQLo ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v sfnf] ;"rLdf /x]sf] cGo ;+ul7t ;+:yfdf ;~rfns jf sfo{sf/L k|d'v /x]sf 5}gg\ . -u_ ;fj{hlgs lgisfzg dfkm{t ;j{;fwf/0faf6 k"FhL ;+sng u/L a]kQf ePsf jf ;+rfngdf g/x]sf jf nufgLstf{x?sf] lxt ljk/Lt x'g] sfo{ u/]sf] ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v o; ljQLo ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v 5}gg\ . -3_ lwtf]kq ;DaGwL sfg"g ljk/Lt sfo{ u/]sf] sf/0f lwtf]kq ahf/ jf lwtf]kq Joj;foLsf] cg'dltkq vf/]h ePsf] bz jif{ k"/f gePsf] ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v o; ljQLo ;+:yfsf]] ;~rfns jf sfo{sf/L k|d'v 5}gg\ . -ª_ o; ljQLo ;+:yfsf]] ;~rfns jf sfo{sf/L k|d'v lwtf]kq ;DaGwL P]gsf] bkmf !)* adf]lhd ;~rfns jf sfo{sf/L k|d'v x'g cof]Uo /x]sf 5}gg\ .#= ;+ul7t ;+:yf ;DaGwL hfgsf/L Ms_ ;+ul7t ;+:yfsf] k[i7e"ld M -s_ ;+:yfsf] gfdM hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8 (Janasewi Laghubitta Bittiya Sanstha Limited)-v_ ;+:yf s'g P]g cGtu{t :yflkt ePsf] ;f] s'/fM o; ljQLo ;+:yf sDkgL P]g, @)^# adf]lhd ldlt @)&!÷!@÷@# df g]kfn ;/sf/, sDkgL /lhi6«f/sf]

sfof{nodf klAns lnld6]8 sDkgLsf] ?kdf btf{ ePsf] xf] . a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @) cg';f/ ldlt @)&@÷)^÷!@ df g]kfn /fi6« a}+saf6 ljQLo sf/f]jf/ ug{ :jLs[lt k|fKt u/L bz lhNnf sfo{If]q ePsf]


æ3Æ ju{sf] ljQLo ;+:yfsf] ?kdf ldlt @)&@÷)^÷@@ ut]b]lv n3'ljQ ;DaGwL a}+lsË sf/f]jf/ ;~rfng ub}{ cfPsf] 5 .

-u_ ;+:yfsf] /lhi68{ 7]ufgfM o; ljQLo ;+:yfsf] /lhi68{ -s]Gb|Lo_ sfof{no kj{t lhNnf, s':df gu/kflnsf j8f g+= %, s':dfahf/df /x]sf] 5 .-3_ sf/f]jf/ ug]{ d'Vo :yfgM o; ljQLo ;+:yfsf] sf/f]jf/ :yfg kj{t, afUn'Ë, DofUbL, u'NdL, ?s'd, /f]Nkf, sf:sL, tgx'F, ndh'Ë / uf]/vf

lhNnf u/L !) lhNnf /x]sf] 5 / g]kfn /fi6« a}+ssf] :jLs[lt lnO{ cfjZostf cg';f/ zfvf, pkzfvf jf cGo sfof{no vf]nL ljQLo sf/f]af/ ug{ ;lsg]5 . xfn o; ljQLo ;+:yfn] /lhi6{8{ sfof{nosf] cnfjf b]xfosf :yfgx?df /x]sf zfvf sfof{nox?af6 cfˆgf] ljQLo ;]jf k|bfg ub}{ cfO{/x]sf] 5 .

qm= ;++= sfof{no /x]sf] gfd / :yfg qm= ;++= sfof{no /x]sf] gfd / :yfg

!= zfvf sfof{no, s':df, kj{t !$= zfvf sfof{no, ?s'dsf]6, ?s'd

@= zfvf sfof{no, kmn]jf;, kj{t !%= zfvf sfof{no, gf}8fF8f, sf:sL

#= zfvf sfof{no, au/kmfF6, DofbL !^= zfvf sfof{no, j]nrf}tf/f, tgx'F

$= zfvf sfof{no, bd]s, afUn'Ë !&= zfvf sfof{no, nIdLahf/, uf]/vf

%= zfvf sfof{no, h}lj/], kj{t !*= zfvf sfof{no, v'+u|L, /f]Nkf

^= zfvf sfof{no, /fhfrf}tf/f, sf:sL !(= zfvf sfof{no, an]6S;f/, u'NdL

&= zfvf sfof{no, ;fhjf]6, tgx'F @)= zfvf sfof{no, afUn'Ë, afUn'Ë

*= zfvf sfof{no, kfpFlbl9s, ndh'Ë @!= zfvf sfof{no, k'tL{3f6 u'NdL

(= zfvf sfof{no, efbufpF, tgx'F @@= zfvf sfof{no, tD3f;, u'NdL

!)= zfvf sfof{no, xl6of, afUn'Ë @#= zfvf sfof{no, n'Î'b]p/fnL, kj{t

!!= zfvf sfof{no, b/efË, DofUbL @$= zfvf sfof{no, l8d'jf, kj{t

!@= zfvf sfof{no, a'lt{jfË, afUn'Ë @%= zfvf sfof{no, /fgLkfgL, kj{t

!#= zfvf sfof{no, zflGtk'/, u'NdL

-ª_ ;+ul7t ;+:yfsf] :yfkgfsfnb]lv xfn;Ddsf] ;+lIfKt Oltxf; / ;+ul7t ;+:yfsf] d'Vo p2]Zox?M o; ljQLo ;+:yf @)&!÷!@÷@# ut] sDkgL /lhi6«f/sf] sfof{nodf klAns lnld6]8 sDkgLsf] ¿kdf btf{ ePsf]

xf] . o; ljQLo ;+:yfn] ldlt @)&@÷)^÷!@ ut] ljQLo ;+:yfsf] ¿kdf ljQLo sf/f]jf/ ug{ g]kfn /fi6« a}+saf6 O{hfht k|fKt u/L ldlt @)&@÷)^÷@@ ut]sf lbgb]lv cf}krfl/s ?kn] sf/f]jf/ z'ef/De ePsf] o; ljQLo ;+:yfsf] sfo{If]q kj{t, afUn'Ë, DofUbL, u'NdL, ?s'd, /f]Nkf, sf:sL, tgx'F, ndh'Ë / uf]vf{ lhNnf u/L !) lhNnf /x]sf] 5 . o; ljQLo ;+:yfsf ;+:yfks tyf ;~rfnsx?df ljQLo If]q, ;/sf/L, u}/ ;/sf/L, z}lIfs If]q, s[lif, pBf]u tyf Jofkf/ If]q Pjd\ Joj:yfkgdf nfdf] ;dob]lv sfo{/t cg'ejL k|ltli7t JolQmx? /xg' ePsf] 5 .

ljQLo ;+:yfsf] k|aGwkqsf] bkmf $ tyf lgodfjnLsf] lgod $ df pNn]v ul/P adf]lhd g]kfn /fi6«« a+}s P]g @)%*, a+}s tyf ljQLo ;++:yf ;DaGwL P]g, @), sDkgL sfg"g tyf cGo k|rlnt sfg'gsf] cwLgdf /xL ljQLo sf/f]jf/ ug]{ o; ljQLo ;+:yfsf] d'Vo p2]Zox? b]xfo adf]lhd /x]sf] 5 M–

-s_ ljQLo ;+:yfsf lgIf]kstf{sf] xslxtsf] ;+/If0f / ;Da4{g ub}{ :j:y k|ltikwf{af6 ;j{;fwf/0fnfO{ u'0f:t/Lo tyf e/kbf]{ a}+lsË tyf ljQLo dWo:ytf ;]jf pknAw u/fpg],

-v_ s[lif, n3' pBf]u, ;]jf, ;–;fg] Jofkf/ tyf cGo Joj;foLs ?kn] ;+efJo b]lvPsf pTkfbgzLn Joj;fosf] :yfkgf, ljsf;, lj:tf/ / Ifdtf Pjd\ pTkfbsTj j[l4sfnflu cfjZos a}+lsË tyf ljQLo ;fwg cfGtl/s tyf afXo >f]taf6 h'6fO{ b]zsf] n3' pBf]u, Jofkf/ Pj+ s[lif If]qsf] ljsf;df ultlzntf Nofpg ;xof]u k'¥ofpg],

-u_ pknAw zLk, >d tyf k"FhLnfO{ plrt ?kdf kl/rfng u/L u|fdL0f tyf zx/L If]qdf pTkfbg Pjd\ /f]huf/Ld"ns Joj;fosf] :yfkgf, ;~rfng, ljsf;, lj:tf/ Pjd\ k|jw{g ug]{ / ;f] sfo{sf] nflu cfjZos ljQLo ;fwg, k|fljlws tyf Joj:yfksLo k/fdz{ ;]jf, tflnd tyf k|ljlw pknAw u/fO{ ul/aL lgjf/0fsfnflu ;lqmo ?kdf ;+nUg eO{ ;xof]u k'¥ofpg],


-3_ ljQLo ;]jfdf hf]lvd sd ub}{ ljQLo If]qsf] pbf/Ls/0fdf d2t k'¥ofpg] / b]zsf] cy{tGqnfO{ ;an tyf ;'b[9 agfpg ;xof]u k'¥ofpg],

-ª_ b]zsf] ;du| ljQLo k|0ffnLk|lt ;j{;fwf/0fsf] ljZj;gLotf clej[l4 ug{ ;xof]u k'¥ofpg],-r_ lg/k]If ul/aLsf] /]vfd'gL /x]sf hg;d'bfonfO{ nlIft u/L cfod"ns sfo{qmdsfnflu n3'ljQ ;]jf pknAw u/fO{

pgLx?sf] cfly{s pGgtL u/fpg], /-5_ ljkGg tyf lk5l8Psf dlxnfx?nfO{ ;d"xsf] dfWodaf6 n3'ljQ ;]jf pknAw u/fpg] .-r_ ;+ul7t ;++:yfsf] s'g} ;xfos sDkgL ePdf ;f] ;xfos sDkgLsf] gfd, Oltxf; / To;sf d'Vo p2]Zox?sf ;fy}

To;df ePsf] nufgLsf] c+z -k|ltztdf_ M ;f] gePsf]] .-5_ cGo ljj/0fx?M-!_ ;+ul7t ;++:yfn] pTkfbg ug]{ j:t' jf k|bfg ug]{ ;]jfx?M ljQLo ;+:yfn] k|bfg ug]{ d'Vo ;]jfx?df u|fxs ;b:ox?af6 lgIf]k -art_ ;+sng, sh{f k|jfx / ljk|]if0f e'QmfgL

;]jf ;d]t k|bfg ug{ ;lsg] /x]sf] 5 .-@_ k|of]u ePsf] jf ul/g] k|ljlw M ljQLo ;+:yf a}+lsË ;]jf k|bfos sDkgL ePsf]n] dfly v08 -!_ df pNn]lvt ;]jf k|bfg ug{ o; sDkgLn]

ljQLo If]qdf cg'ej ePsf tyf of]Uo sd{rf/Lx?nfO{ 5gf}6 u/L lhDd]jf/L lbg] u/]sf] 5 ;fy} ;do ;dodf sd{rf/Lx?nfO{ ;]jf;+u ;DalGwt ljleGg k|sf/sf cfGtl/s ;fy} :jb]zL tflnd tyf k|lzIf0f k|bfg ug]{ ul/Psf] 5 . u|fxsx?nfO{ ;]jf k|bfg ug]{ sfo{sfnflu lghx?sf] lx;fj lstfjnfO{ r':t b'?:t /fVg ;ˆ6j]o/sf] ;d]t k|of]u u/L n]vfÍg ug]{ ul/Psf] 5 . ljk|]if0f ;]jf k|bfg ug{sfnflu g]kfn /fi6« a}+ssf] :jLs[lt lnO{ ;]jf k|bfos sDkgLsf] ;x Ph]06sf] ?kdf ;d]t sfo{ ug]{ ul/Psf] 5 . u|fxsnfO{ k|bfg ul/g] ;]jfsfnflu ljleGg k|sf/sf kmf/dx?sf] k|of]u u/L kf/bzL{ ?kdf ljj/0f /fVg] ul/Psf] 5 .

-#_ s'g} j|fG8g]d, k|ltlnlk clwsf/, 6«]8dfs{, Ohfhtkq, k|fljlws ;xof]u ;Demf}tf / ljQLo ;+:yf;Fu ;DalGwt af}l4s ;DklQ xs clwsf/M ;f] gePsf] .

-$_ ;+ul7t ;++:yfn]cf]u6]sf] ahf/ If]q M @)&@÷)^÷!@ ut] ljQLo ;+:yfsf] ¿kdf ljQLo sf/f]jf/ ug{ g]kfn /fi6« a}+saf6 O{hfhtkqk|fKt u/L ldlt

@)&@÷)^÷@@ ut]b]lv æ3Æ ju{sf] !) lhNnf sfo{ If]q ePsf] ljQLo ;+:yfsf] ?kdf cfˆgf] ljQLo sf/f]jf/ ;~rfng ub}{ cfPsf] o; ljQLo ;+:yfn] cf=j= @)&% d+l;/ d;fGt ;Ddf !) lhNnfdf @% j6f zfvf sfof{nox?af6 cfˆgf] ;]jf lj:tf/ u/L To; If]qsf !#,##^ ;b:ox?nfO{ cfˆgf] ;]jf k|bfg u/]sf] 5 . ;f] cjlwleqdf ljQLo ;+:yfsf] lgIf]k ?= !$ s/f]8 *) nfv &$ xhf/ @ ;o !) / ;fjfFdf afFsL /x]sf] shf{ ?= 49 s/f]8 % nfv !^ xhf/ % ;o () dfq k'¥ofpg ;kmn /x]sf] 5 .

-%_ gofF pTkfbg tyf ;]jf ;DaGwL of]hgf M o; If]qdf gofF ;+:yfx?sf] cfudg eO{/x]sfn] k|ltikwf{ cToGt al9/x]sf] 5 . u|fxsx?nfO{ ;'xfFpbf] lsl;dsf]

shf{, lgIf]k tyf cGo h:t} ljk|]if0f ;]jfsf of]hgfx? k|bfg u/L ;j{;'ne tj/n] ;]jf k|bfg ug'{ r'gf}ltk"0f{ b]lvPsf] 5 . To;sf ;fy} g]kfn /fi6« a}+saf6 hf/L x'g] lgb]{zg tyf kl/kqx? cg'?k a}+lsË ;]jf k|bfg ug'{ ljQLo ;+:yfx?sf] klxnf] k|fyldstf /x]sf] x'G5 . oLg} tYox?nfO{ x[bo+ud u/L o; ljQLo ;+:yfn] u|fxsx? nlIft pko'Qm lsl;dsf shf{ tyf artsf sfo{qmdx? ;do ;fk]If cg';f/ nfu' ub}{ nu]sf] 5 / o; k|sf/sf] of]hgfnfO{ cfufdL lbgdf ;d]t lg/Gt/tf lb+b} hfg]5 .

-^_ pTkfbg tyf ;]jfsf] k|d'v ahf/ / To;sf] dfu / laqmL ljt/0fsf] tl/sf M ljQLo ;+:yfsf] k|d'v ahf/ xfn kj{t, afUn'Ë, DofUbL, u'NdL, ?s'd, /f]Nkf, sf:sL, tgx"F, ndh'Ë / uf]vf{ lhNnf

u/L !) lhNnf /x]sf] 5 / x/]s ju{sf u|fxssf] cfjZostf cg'?k g} ;]jfx? pknAw u/fpFb} n}hfg] ljQLo ;+:yfsf] nIo /x]sf] 5 .

-&_ pTkfbg÷ ;~rfng Ifdtf / ;f]sf] pkef]u l:ylt M a}+s tyf ljQLo ;+:yfdf nfdf] cg'ej xfl;n ug{' ePsf ;~rfns÷Joj:yfkg bIftfsf] cfwf/df o; ljQLo

;+:yfn] :yfkgfsf] 5f]6f] ;dodf g} ljQLo ahf/sf] /fd|f] lx:;f cf]u6\g / u|fxsx?nfO{ /fd|f] ;]jf k|bfg ug{ ;kmn /x]sf] b]lvG5 .

-*_ sRrf kbfy{sf] >f]t, lsl;d / pknAwtf M ;f] gePsf] .


-(_ u'0f lgoGq0fsf] nflu ul/Psf] Joj:yf M a}+s tyf ljQLo ;+:yf, z}lIfs If]q, ;/sf/L ;]jf pBf]u Pjd\ Jofkf/ If]qdf nfdf] cg'ej xfl;n ug{' ePsf

;~rfns÷Joj:yfkg ;d"x uf|xsx?nfO{ u'0f:t/Lo ;]jf, ;'ljwf k|bfg ug{sf nflu tTk/ /x]sf 5g\ .-!)_ cg';Gwfg tyf ljsf; M g]kfnsf] a}+lsË tyf ljQLo If]qdf k|lt:kwf{Tds l:ylt /x]sf] cfhsf] k[i7e"lddf ljQLo ;+:yfn] cg';Gwfg

tyf ljsf;nfO{ pRr k|fyldstf lbO{ ;f] sfo{sf nflu 5'§} clws[t lgo'Qm ul/g] 5 . h;n] gofF ;]jfx?sf] ljsf; dfq geO{ xfn k|bfg ul/Psf ;]jfx?df ;do ;fk]If ?kdf cfjZos kl/dfh{gx? ug]{ gofF ;]jfx?sf] pko'Qmtfsf] ;DaGwdf Joj:yfkgnfO{ ;'emfj pknAw u/fpg]5 . ;fy} ljQLo ;+:yfn] u|fxs ju{df gofF lgIf]ksf of]hgfx?, u|fxsd'vL ;/n shf{ ;'ljwf / ljZj;gLo gof+ gof+ k|ljlwsf] k|of]u u/L cfˆgf u|fxsx?nfO{ k|lt:kwf{Tds Pj+ u'0f:t/Lo ;]jf k|bfg ug]{ nIo /fv]sf] 5 .

-!!_ ljut !@ dlxgfsf] cjlwdf ;+:yfsf] ;~rfngdf c;/ kg]{ u/L ePsf] jfwf, Jojwfg M ;f] gePsf] .-!@_ dhb'/ ;+u7g;Fusf] ;DaGw / ljutdf s'g} cf}Bf]lus ljjfb ePsf] eP, ;f] ;DaGwL ljj/0f M ;f] gePsf] .-!#_ ahf/, k|lt:kwf{ / cGo ;dfg pBf]ux? aLr ;+ul7t ;+:yfsf] l:ylt M n3'ljQ ;+:yfx?sf] ;+Vof lbgk|ltlbg a9\b} uO{/x]sf] 5 . h;n] ubf{ sfo{qmdsf] lj:tf/ / ;]jf k|bfg

ug{sfnflu gofF :yfg tyf If]qx?sf] klxrfg u/L sfo{qmd ;+~rfng ug{ r'gf}lt b]lvPsf] 5 . Ps}:yfgdf w]/} n3'ljQx?sf] pkl:yltn] ahf/ cToGt} k|ltikwL{ ePsf] 5 . Pp6} u|fxsn] Ps eGbf a9L ;+:yfx?af6 ;d]t u/L bf]xf]/f] t]xf]/f] shf{ ;'ljwf pkef]u ug]{ cj:yf >[hgf ePsf] 5 . h;n] ubf{ shf{sf] u'0f:t/ sfod ug{ r'gf}lt b]lvPsf] 5 . To;}u/L of]Uo sd{rf/Lx?nfO{ l6sfO{/fVg klg TolQs} ;d:of b]lvPsf] 5 . pk/f]Qm ahf/sf] cj:yf, k|ltikwf{ / cGo ljQLo ;+:yfx?sf] pkl:yltsf] afah'b o; ljQLo ;+:yfn] s'zntfk"j{s cfˆgf] ljQLo sf/f]jf/ ;~rfng u/L cfˆgf] ljQLo l:yltnfO{ dha't agfpFb} nu]sf] 5 . cf=j= @)&@÷) ;Ddsf] cjlwdf ?= ^,)@,%(%=#) ;~rfng gf]S;fgLdf /x]sf]df kl5Nnf] cf=j= @)&$÷)&% df ?= #*,^(,!=&% ;~rfng d'gfkmf cfh{g ug{ ;kmn ePsf] 5 . ;dfg k|s[tLsf ;+:yfx? aLr ltj| k|lt:kwf{ ePtfklg pko'Qm shf{ tyf lgIf]ksf of]hgfx? / ;j{;'ne ;]jf k|bfg ug]{ of]hgf cg'?k o; ljQLo ;+:yfn] cfˆgf] If]qdf km/s klxrfg agfpg ;kmn eO{ ahf/df cfˆgf] :yfg cf]u6\g ;kmn ePsf] 5 .

-!$_ k|d'v u|fxsx?sf] ljj/0f -h:t}–;++:yfsf] s"n jflif{s sf/f]jf/df !)Ü jf ;f] eGbf a9Ln] of]ubfg ug{] jf Joj;fosf] nflu ;++:yf s'g} k|d'v u|fxs;Fu lge{/ 5 eg] tt\ ;DaGwL ljj/0f_ M

;f] gePsf] .-!%_ k|d'v ;Knfo;{x?sf] ljj/0f -h:t}– ;+:yfsf] s"n sf/f]af/df !)Ü jf ;f] eGbf a9Ln] of]ubfg ug]{ ;Knfo;{ jf

Joj;fosf] nflu ;+ul7t ;+:yf s'g} k|d'v ;Knfo;{;Fu lge{/ 5 eg] tt\ ;DaGwL ljj/0f_ M ;f] gePsf] . v_ ;DklQsf] ljj/0f M -s_ ;+ul7t ;+:yfsf] pks/0f -KnfG6_ tyf cGo ;DklQ /x]sf] :yfg / pks/0f tyf ;DklQsf] cj:yf M


ljj/

0f

;DklQ

cGo

o; j

if{ ?

=ut

jif{ ?

=ej

gkl/j

xg ;

fwg

kmlg{r/

sfof{n

o ;f

dfg

lnh x

f]N8

;DklQ

k/ndf]n

s_ ut j

if{ df}Hbft

-36

6,800

.00

1,69

8,5

43.

0137

6,97

1.00

1,65

3,405

.50

4,0

95,7

19.5

11,

605,

802

.80

v_ o;

jif{

yk

--

815

,053

.58

432

,590

.00

1,02

0,12

0.00

2,26

7,76

3.58

2,12

5,34

0.78

u_ o;

jif{

k'g{d'No

fÍg÷

k"gn]{vg

--

--

--

--

3_ o;

jif{

ljqmL

--

--

--

--

ª_ o

; j

if{ ckn

]vg

--

--

--

--

s'n k

/ndf]n

-36

6,800

.00

2,51

3,59

6.59

809

,561

.00

-2,

673,

525.

506,

363,

483.

093,

731,

143.

58

x|f;sÝL

-

s_ ut j

if{;Dd

sf]]

104,0

64.0

0481,

292.

3510

5,409

.98

497

,223

.39

1,18

7,98

9.72

393,

774.7

0

v_ o;

jif{

52,5

47.

2057

6,70

8.4

111

0,78

0.53

404

,396

.11

1,14

4,4

32.2

5429

,639

.09

u_ x|f;sÝL k

'g{d'No

fÍg÷

k"gn]{vg

--

--

3_ x|f;sÝL /

sd ;

dfo

f]hg÷

lkmt

f{-

--

-

s'n x

|f;sÝL

-15

6,61

1.20

1,05

8,0

00.7

621

6,19

0.51

-90

1,61

9.50

2,33

2,421

.97

823

,413

.79

j's Eof

n'

-21

0,18

8.8

01,

455

,595

.83

593,

370.

49

-1,

771,

906.

004,0

31,0

61.1

22,

907,

729.

79

hUu

f-

--

--

--

-

k'FhLu

t lgd

f{0f

--

--

--

--

hDd

f-

210,

188.8

01,

455

,595

.83

593,

370.

49

-1,

771,

906.

004,0

31,0

61.1

22,

907,

729.

79

ljQLo

;+:y

fsf] xfnsf ;Dk

lQsf] cj:

yf tn p

Nn]v u

l/P

adf]lh

d /

x]sf] 5 .


-v_ a'Fbf -s_ df pNn]lvt ;DklQ ;+ul7t ;+:yfsf] cfˆg} ;DklQ xf] of lnhdf lnPsf], lnhdf lnPsf] eP lnhsf] cjlw -ldlt ;d]t pNn]v ug'{kg]{_M

pQm a'Fbfdf pNn]lvt ;DklQ ljQLo ;+:yfsf] cfˆg} :jfldTjsf] xf] .-u_ olb ;DklQ ;+ul7t ;+:yfsf] :jfldTjdf /x]sf] ePdf pQm ;DklQ dfly s'g} lnog jf df]6{u]h eP ;f] ;DaGwL

ljj/0f M ;f] gePsf] .-3_ ljj/0fkq af]8{df k]z ul/Psf] ldltdf ;+ul7t ;+:yfsf] ;DklQsf] lstfaL d"No / ahf/ d"No aLr km/s ePdf

;f] sf] ljj/0fM ljQLo ;+:yfsf] ;Dk"0f{ ;DklQ jf:tljs vr{sf] lx;fjdf sfod ul/Psf] 5 .-ª_ ;DklQsf] d"Nof+sg ul/Psf] tl/sf ;DaGwL ljj/0fM k/ndf]ndf lgodfg';f/ ug'{kg]{ x|f; s§L u/L n]vfdfg cg';f/ afFsL /x]sf] jf:tljs ;DklQnfO{ ;DklQsf]

?kdf /flvPsf] 5 / ;f]sf] k'gd"{"Nof+sg ul/Psf] 5}g .-u_ efjL of]hgf tyf /0fgLlt M

3_ ;~rfns ;ldltsf] ;+/rgf / k|ltlglwTj ;DaGwL Joj:yf s_ ;+rfns ;ldltsf] ;+/rgf, ;+rfnsx?sf] of]Uotf / k|ltlglwTj tyf ;+rfns x'g'sf] nflu lng'kg]{ Go"gtd

z]o/ ;+Vof ;DaGwL Joj:yf M ljQLo ;+:yfsf] lgodfjnLsf] lgod @&-@_ df ePsf] Joj:yf cg';f/ Ps hgf dlxnf ;~rfns ;lxt &

-;ft_ hgf ;~rfns /x]sf] Ps ;~rfns ;ldlt b]xfo adf]lhd x'g]5 .++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ t/ ;j{;fwf/0f z]o/wgLx?af6 lgjf{lrt x'g] @ -b'O{_ hgf ;+rnsx?sf] ;6\6fdf /x]sf÷/xg] ;+rfnsx?

;j{;fwf/0f z]o/wgLx? ;d]tsf] ;xeflutfdf ;DkGg jflif{s÷ljz]if ;fwf/0f;efn] ;j{;fwf/0f ;d"xaf6 @ -b'O{_ hgf ;+rfnsx? lgjf{lrt u/]kl5 lghx? :jtM kbd'Qm x'g]5g\ .

;+:yfks ;d"xaf6 dgf]lgt÷lgjf{lrt $ -rf/_ hgf;j{;fwf/0f z]o/wgLx?af6 lgjf{lrt @ -b'O{_ hgf:jtGq Joj;flos ljz]if1 ;~rfns ! -Ps_ hgf

;~rfnsx?sf] sfo{sfn $ -rf/_ jif{sf] x'g]5 . ;+rfns x'g'sf] nflu lng'kg]{ Go"gtd z]o/ ;+Vof ;DaGwL Joj:yf M o; ljQLo ;+:yfsf] lgodfjnLsf] lgod @* df Joj:yf eP cg';f/ ljQLo ;+:yfsf] ;~rfnssf] kbdf lgo'Qm

x'gsf] nflu s'g} klg z]o/wgLn] cfˆgf] gfddf !)) -Ps ;o_ lsQf z]o/ lnPsf] x'g'kg]{5 . t/ :jtGq ;~rfns / ;+ul7t ;+:yfsf] k|ltlglwTj ug]{ ;~rfnssf] xsdf of] Joj:yf nfu' x'g] 5}g .

-s_ Joj;fo÷;]jfsf] j[l4sfnflu ;+:yfsf] efjL of]hgf / To:tf] of]hgfsf] k|lfKtsf nflu rflng] ;doj4 /0fgLltM

ljQLo ;+:yfn] cfˆgf] Joj;fo÷;]jfsf] j[l4sfnflu rfNg] efjL of]hgf / To:tf] of]hgfsf] k|flKtsf nflu rflng] ;doj4 /0fgLlt lgDgfg';f/ 5g\ .

– cfufdL lbgx?df zfvf lj:tf/df yk hf]8 lbg] .– ljQLo ;+:yfn] cfˆgf] zfvf lj:tf/sf] lx;fjn] lgIf]k ;+sng tyf shf{ k|jfx ug]{5 .– eljiodf ;d]t u|fxsx?af6 dfu eP adf]lhdsf ;]jf ;'ljwfx? cfˆgf u|fxs ju{df Nofpg k|oTg/t /x]sf]] 5 .– ;]jfu|fxLsf] ;+Vofdf j[l¢ ub{} nlug] 5 .– ;do ;fk]If ?kdf sfo{If]q lj:tf/ u/L ;+:yfsf] bfo/f km/flsnf] agfpFb} nlug] 5 .-v_ k|ltikwf{, ljBdfg cfly{s l:ylt / ;dfg lsl;dsf] pBf]usf] l:yltsf] cfwf/df ;+ul7t ;+:yfsf]

Joj;fosf] eljio M b]zsf] a}+lsË If]qdf xfn k|ltikwf{ cToflws /x]sf] 5 / ;f]xL sf/0fn] ubf{ o; ljQLo ;+:yfn] cfˆgf]

pNn]Vo If]q cf]u6\g ljleGg /0fgLltsf ;fy cl3 a9]sf] 5 . jt{dfg cfly{s, /fhg}lts / a}ls+Ë k|ltikwf{ aLr ;kmntfsf ;fy cuf8L a9\g ljQLo ;+:yfn] cfˆgf ;]jf tyf sfo{qmddf leGgtf, zfvf lj:tf/df a}+s gePsf cw{ zx/L / u|fdL0f If]qdf hf]8, cfw'lgs tyf k|ljlwo'Qm a}+lsË ;]jf h:tf /0fgLlt cjnDjg u/]/ cuf8L al9/x]sf] 5 . pNn]lvt /0fgLltsf] sf/0f ljQLo ;+:yf cfˆgf nufgLdf /x]sf] hf]lvdx? sd ug{ ;Ifd /x]sf] 5 / eljiodf ljQLo If]qdf Ps leGg If]q cf]u6\g] s'/fdf b[9 /x]sf] 5 .


$= k"FhL ;+/rgf ;DaGwL hfgsf/L M-s_ clws[t, hf/L tyf r'Qmf k"FhL / ;++:yfsf] :yfkgf kZrft ;f] df kl/jt{g ePsf] eP tT;DaGwL ljj/0f M clws[t k"FhL M o; ljQLo ;+:yfsf] clws[t k"FhL ?= #),)),)),))).– -cIf/]kL tL; s/f]8 dfq_ /x]sf]] 5 .

pQm k"FhLnfO{ ?= !)).— sf b/n] #),)),))) -tL; nfv_ yfg ;fwf/0f z]o/df ljefhg ul Psf] 5 . hf/L k"FhL M o; ljQLo ;+:yfsf] tTsfn hf/L k"FhL ?= !$,$#,#),))).– -cIf/]kL rf}w s/f]8 lqrfln; nfv

lt; xhf/ dfq_ /x]sf] 5 . pQm k"FhLnfO{ ?= !)).— sf b/n] !$,$#,#)) -rf}w nfv lqrfln; xhf/ ltg ;o_ yfg z]o/df ljefhg ul/Psf] 5 . r'Qmf k"FhL M o; ljQLo ;+:yfsf] ;+:yfksx?af6 tTsfn r'Qmf k"FhL ?= (,*),)),))).– -cIf/]kL gf} s/f]8

c;L nfv dfq_ /x]sf]] 5 . h;nfO{ ?= !)).— sf b/n] (,*),))) -gf} nfv c;L xhf/_ yfg z]o/df ljefhg ul/Psf] 5 . o; ljj/0fkq dfkm{t ;j{;fwf/0fnfO{ ?= $,^#,#),))).– -cIf/]kL rf/ s/f]8 lq;¶L nfv lt; xhf/ dfq_ /sd a/fa/sf] z]o/sf] lgisfzg kZrft\ n3'ljQ ljQLo ;+:yfsf] r'Qmf k"FhL ?= !$,$#,#),))).– -cIf/]kL rf}w s/f]8 lqrfln; nfv lt; xhf/ dfq_ x'g]5 . clws[t, hf/L tyf r'Qmf kF"hLdf eO{cfPsf]÷kl/jt{g ePsf] eP tT;DaGwL ljj/0f M

o; ljQLo ;+:yfsf]] :yfkgf kZrft\ k"FhLdf ePsf] kl/jt{g ;DaGwL ljj/0f M

qm=;+ cf= j= clws[t kF"hL Hff/L k"FhL r'Qmf kF"hL

1 2072/73 10,00,00,000 3,50,00,000 2,45,00,000

2 2073/74 10,00,00,000 7,00,00,000 4,90,00,000

3 2074/75 30,00,00,000 14,00,00,000 9,80,00,000

4 2075/76 30,00,00,000 14,43,30,000 9,80,00,000

-v_ lgisfzg kl5sf] r'Qmf k"FhL -;d"xs[[t ul/Psf] cj:yfdf ;f]xL cg'?k_ M ;fwf/0f z]o/ lgisfzg u/L afF8kmfF8 u/] kZrft\ x'g] ljQLo ;+:yfsf] r'Qmf k"FhLsf] ;+/rgf b]xfo adf]lhd

/x]sf] 5 M

;d"x z]o/wgLx?;fwf/0f z]o/

;+Vofk"FhL k|ltzt

-Ü_r'Qmf /sd e'QmfgL k|ltzt

s ;+:yfks z]o/wgLx? (,*),))) ^&=() (,*),)),))) ztk|ltzt

v ;j{;fwf/0f z]o/wgLx?-sd{rf/L ;lxt_

$,^#,#)) #@=!) $,^#,#),)))lgisfzg kZrftztk|ltzt x'g]

hDdf !$,$#,#)) !)) !$,$#,#),))) ztk|ltzt

-u_ z]o/ lk|ldod vftf -lgisfzg k"j{ / lgisfzg kZrft\_ lgisflzt z]o/ lk|ldoddf geO{ c+lst d"Nodf hf/L ul/Psf] x'Fbf z]o/ lk|ldod vftfsf] cfjZostf g/x]sf] . %= ;+:yfks÷;~rfns ;DaGwL hfgsf/L M -s_ ;+:yfks÷;~rfnssf] k[i7e"ldM -s_ cfwf/e"t z]o/wgLx? tyf ;~rfnsx?sf] gfd, kb, pd]/, /fli6«otf, 7]ufgf, z]o/ :jfldTj, z}lIfs of]Uotf, cg'ej/ k|:tfljt Jofkf/÷Joj;fodf cg'ej M cfwf/e"t z]o/wgLsf] ljj/0fM ;f] gePsf]


qm=

;+=gfd

kbpd

]//fli6

«otf

7]ufgf

z]]o/

:jfld

Tjz}lIfs

of]Uo

tf

cg'e

jk|:t

fljt

Jofkf/

Joj;

fo;D

alGw

tcGo

!>L ljsf;

uf}r

g-;

+:yfks ;

d"x_

cWo

If&)

g]kfn

L/fgL

kfgL‐

^, k

j{t18

,000

k|df0fkq

tx

•hg;

]jL n

3'ljQ ljQ

Lo;+:

yfdf ld

lt @)&

@÷)^

÷!@

ut] b

]lv @

)&#÷

)&÷!)

ut];Dd

;+:y

fks c

WoIf

tyf ld

lt @

)&#÷

)&÷!!

Uft]b]lv x

fn;Dd

cWo

Ifsf]

?kdf /x

g'ePs

f] .

• • •

k|f]k|fO6

/–ln

h/

jN8{ 6

';{

P08 6

«feN;

k|f=ln=

ko{6g

Joj

;fo

df ljut

@) j

if{b]lv

cfj4

.

;dfh

;]jL .

g/x]s

f]

@>L kB

/fh /

]UdL

-;+:y

fks ;

d"x_

;+rfn

s^*

g]kfn

L7fkf7fgf–

^, k

j{t8,0

00:g

ftsf]Q

/

•hg;

]jL n

3'ljQ ljQ

Lo;+:

yfdf ld

lt @)&

@÷)^

÷!@

ut] b

]lv @

)&#÷

)&÷!)

ut

];Dd

;+:y

fks ;

+rfn

sty

f ld

lt @

)&#÷

)&÷!!

ut] b

]lv x

fn;Dd

;+rfn

ssf]

?kdf /x

g'ePs

f] .

•g]k

fn ;

/sf/sf] clws[t

txb

]lv ;

x;lr

j tx;

Dd

sfo

{ u/]s

f] cg'e

j .

g/x]s

f]

#>L s'n k

|;fb

u'?Ë

-;+:y

fks ;

d"x_

;+rfn

s^&

g]kfn

L

nln

tk'/

pk

dgk

f= –!

%,;'gf

sf]7L,

nln

tk'/

10,0

00:g

ftsf]Q

/

•hg;

]jL n

3'ljQ ljQ

Lo;+:

yfdf ld

lt @)&

@÷)^

÷!@

ut] b

]lv @

)&#÷

)&÷!)

ut];Dd

;+:y

fks ;

+rfn

styf ld

lt @

)&#÷

)&÷!!

Uft]b]lv x

fn;Dd

;+rfn

ssf]

?kdf /x

g'ePs

f] .

• •

cfOG;

6fO{g

sn]h, 7

l;v]n,

nln

tk'/

sf] ;+:y

fks /

So

fDk;

k|d'vdf ljut

!* j

if{b]lv

sfo

{/t .

lj|l6; u

f]vf{ xfO{

:s'n,

xËsËd

f @)

jif{

;xfos

k|fWo

fkssf] ?k

df sfo

{ u/]s

f] cg'e

j .

g/x]s

f]

;~

rfn

sx?

sf] ljj/

0f M


$>L d]3gf

y ;

'j]bL

-;+:y

fks ;

d"x_

;+rfn

s%^

g]kfn

Llkkn

6f/L –

#, k

j{t12

,000

k|df0fkq

tx

•hg;

]jL n

3'ljQ ljQ

Lo;+:y

fdf ld

lt @

)&@÷

)^÷!@

ut]

b]lv

@)

÷)&

÷!)

ut];Dd

;+:y

fks ;+rfn

s

tyf

ldlt

@)

÷)&

÷!!

Uft

]b]lv x

fn;Dd

;+rfn

ssf]

?kdf /x

g'ePs

f] .

•k':

ts

Joj;

foL tyf

;dfh

;]jL .

g/x]s

f]

%>L g]q

k|;fb

k/fh

'nL

-;+:y

fks ;

d"x_

;+rfn

s$*

g]kfn

Ll5

:tL –#

,af

Un'Ë

16,0

00k|d

f0fkq

tx

•hg;

]jL

n3'ljQ

ljQLo

;+:y

fdf

ldlt

@)

&@÷)^

÷!@

ut]

b]lv

@)

÷)&

÷!)

ut];Dd

;+:y

fks ;+rfn

s

tyf

ldlt

@)

÷)&

÷!!

Uft

]b]lv x

fn;Dd

;+rfn

ssf]

?kdf /x

g'ePs

f] .

•ls

/fgf

tyf

yf]s

Jof

kf/s

f] Jo

j;fo

L .

g/x]s

f]

^>L zfGt

f s'df/L

kf]v/]n

pk|]t

L-;

+:yfks ;

d"x_

;+rfn

s^@

g]kfn

Lsf7df08f}+

–#$,

sf7df08f}+

15,6

00:g

fts

• •

/fli6

«o aL

df ;+:y

fgdf ;x

Joj:

yfks

tx;

Dd

/xL

#)

jif{;

Dd

sfo

{ u/]s

f] cg'e

j .

hg;

]jL

n3'ljQ

ljQLo

;+:y

fdf

ldlt

@)

&@÷)^

÷!@

ut]

b]lv

@)

÷)&

÷!)

ut];Dd

;+:y

fks ;+rfn

s

tyf

ldlt

@)

÷)&

÷!!

Uft

]b]lv x

fn;Dd

;+rfn

ssf]

?kdf /x

g'ePs

f] .

•;dfh

;]jL

g/x]s

f]

gf]6

M xfnnfO{ :jt

Gq Joj

;flo

s ljz

]if1 ;

~rfn

ssf] kb

l/Q

m /x

]sf] 5 /

lgs

6 eljio

df :j

tGq

Joj

;flo

s ljz

]if1 ;

~rfn

s lgo

'Qm ul/g]

5 .


-v_ ;+:yfksx? s'g} sDkgL÷;+:yf ePdf To:tf] sDkgL÷;+:yfsf] gfd tyf 7]ufgf ;lxtsf] ;+lIfKt ljj/0f (Profile) / pQm sDkgL÷;+:yfsf ;~rfnsx?sf] gfd, 7]ufgf, -k|fs[lts JolQm gv'n];Dd_M ;f] gePsf]

-u_ ;+ul7t ;++:yfsf] ;~rfns cGo s'g} sDkgL, ;++:yf, sf]if, ;+u7g;Fu cfj4 eP To:tf] ;~rfns / cfj4 ePsf] ;+:yfsf] gfd, 7]ufgfM

o; ljQLo ;+:yfsf] ;+rfnsx? To:t} vfnsf cGo ;+ul7t ;+:yfx?df ;+rfns gePsf] olsg ul/Psf] / ;+rfnsx?sf] ;DaGwdf ;+rfnsx?af6 ;'lrs[t ;+Ël7t ;+:yfx?sf] ;+:yfut ;'zf;g ;DaGwL lgb]{lzsf, @)&$ cg';f/sf k|fjwfgx? tyf sDkgL P]g @)^# sf] bkmf *( sf] pkbkmf -!_ -5_ df pNn]lvt k|fjwfgx?sf] k"0f{?kdf kfngf ePsf] 5 .

-3_ ;+:yfks÷;~rfnssf] xs x:tfGt/0f aGb]h ;DaGwL ljj/0f M s_ g]kfn /fi6« a}+ssf] k"j{ :jLs[tL glnO{ ljQLo ;+:yfsf] z]o/ s'g} ljb]zL a}+s jf ljQLo ;+:yfnfO{ ljqmL jf

x:tfGt/0f ul/g] 5}g . v_ g]kfn /fi6« a}+ssf] k"j{:jLs[tL glnO{ ;+:yfks / ;j{;fwf/0f ;d"xsf] z]o/ :jfldTj cg'kftdf kl/jt{g ug{

kfOg] 5}g . u_ ljQLo ;+:yfn] sf/f]jf/ ;~rfng u/]sf] kfFr jif{ gk'u];Dd ;f] ;+:yfsf] ;+:yfksn] cfˆgf] z]o/ laqmL jf

lwtf]aGws /fVg kfpg]5}g / pQm cjlwkl5 To:tf] z]o/ laqmL ubf{ jf lwtf]aGws /fVg'kbf{ g]kfn /fi6« a}+ssf] k"j{ :jLs[tL lng' kg]{5 . o; Joj:yf adf]lhd ljQLo ;+:yfn] sf/f]af/ ;+rfng u/]sf] kfFr jif{ gk'u] tfklg ljQLo ;+:yfsf] ;+rfngdf s'g} afwf Jojwfg pTkGg eO{ ljz]if kl/l:yltsf] ;[hgf x'g uPdf g]kfn /fi6« a}+ssf] :jLs[tL lnO{ ;+:yfksx?sf aLrdf z]o/ v/Lb laqmL ug{ ;lsg]5 .

t/ To;/L xs 5f]8\bf jf x:tfGt/0f ubf{ klxnf] k|fyldstf h'g ;d"xsf] z]o/ xf] ;f]xL ;d"xsf z]o/wgLx?nfO{ lbg' kg]{5 . ;d"xleq pk;d"x /x]sf] cj:yfdf h'g pk ;d"xsf] z]o/wgLnfO{ k|fyldstf lbOg]5 . o;/L z]o/ laqmL ubf{ Ps eGbf a9L z]o/wgLn] z]o/ v/Lbug{ rfx]df lghn] wf/0f u/]sf] z]o/sf] cg'kftdf ljt/0f ug'{ kg]{5 . ;f] ;d"xdf s'g} klg ;+:yfks z]o/wgLn] z]o/ lng] OR5f gu/]df dfq To:tf] z]o/ g]kfn /fi6« a}+ssf] :jLs[tL lnO{ ;+rfns ;ldltsf] lg0f{o adf]lhd cGo JolQm, kmd{, sDkgL jf ;+:yfnfO{ laqmL ug{ ;lsg] 5 .

3_ s'g} ;+:yfks z]o/wgLsf] d[To' ePdf jf k|rlnt sfg'g adf]lhd kfl/jfl/s c+zj08f ePdf jf cbfntsf] cfb]zn] lghsf] z]o/ xsjfnfdf gfd;f/L x'g] ePdf v08 -u_ sf] aGb]h nfu" x'g] 5}g .

ª_ ;j{;fwf/0fn] z]o/ v/Lb ubf{ !) c+sn] efu ubf{ z]if g/xg] u/L Go"gtd !) lsQf z]o/ tyf clwstd !,))) lsQf a/fa/sf] ?= Ps nfv ;Ddsf] clwstd z]o/sf nflu cfj]bg lbg ;Sg]5g\ . t/ xsk|b z]o/ / jf]g; z]o/sf] xsdf of] aGb]h nfu" x'g] 5}g .

r_ ljQLo ;+:yfsf ;~rfns, sfo{sf/L k|d'v, n]vfk/LIfs, ;lrj jf ljQLo ;+:yfsf] Joj:yfkg tyf n]vf;DaGwL sfo{df k|ToIf?kn] ;+nUg JolQmn] To:tf] kbdf axfn /xFbfsf] avt jf To:tf] kbjf6 cjsf; k|fKt u/]sf] sDtLdf Ps jif{;Dd ljQLo ;+:yf jf To;sf] ;xfos sDkgLsf] z]o/ cfˆgf] jf cfˆgf] kl/jf/sf] lgoGq0fdf /x]sf] kmd{, sDkgL jf ;+:yfsf] gfddf v/Lb laqmL ug{, u/fpg lbg, lwtf]aGws /fVg, /fVg nufpg jf bfg as; lng, lbg jf n]gb]g ug{' x'Fb}g . t/, gofF z]o/ hf/L u/]sf] cj:yfdf of] k|ltjGw nfu' x'g] 5}g .

5_ s;}n] v08 -r_ ljkl/t sfd u/]df To:tf] z]o/ljQLo ;+:yfn] hkmt ug]{5 / To;/L hkmt ePsf] z]o/ ;+rfns ;ldltn] plrt 7x/¥ofPsf] lsl;daf6 laqmL lat/0f ug{ ;Sg]5 .

h_ z]o/ v/Lb jf x:tfGt/0f ug{ aGb]h ;DaGwL cGo Joj:yf k|rlnt a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @), sDkgL sfg"g, lwtf]kq sf/f]jf/ ;DjGwL sfg"g tyf cGo k|rlnt sfg"gdf pNn]v eP adf]lhd x'g]5 .

lwtf]kq ;fj{hlgs lgisfzg ug{ ;Sg] u/L ;+:yflkt ;+ul7t ;+:yfsf ;j{;fwf/0f afx]s cGo ;d"x -;+:yfks / cGo ;d"x_ n] lnPsf] z]o/ ;+ul7t ;+:yfn] ;fj{hlgs lgisfzg u/]sf] z]o/ afF8kmfF8 ePsf] ldltn] tLg jif{sf] cjlw k"/f geO{ laqmL ug{ kfO{g] 5}g .

v_ ;+:yfks÷;~rfns;Fusf] sf/f]jf/M s_ ;+ul7t ;++:yfaf6 s'g} ;+:yfks÷;~rfnsn] k|ToIf jf ck|ToIf ?kdf s'g} j:t' jf ;'ljwf -cfly{s jf u}/cfly{s_

k|fKt u/]sf] jf k|fKt ug]{ ePdf To:tf] j:t' jf ;'ljwfsf] k|s[lt / d"No / To:tf] ;'ljwf lbP jfkt ljQLo ;+:yfn]s'g} ;DklQ, ;]jf k|fKt u/]sf] jf ug]{ ePdf tT;DaGwL ljj/0fM

ljQLo ;+:yfsf] ;~rfnsx?n] ;~rfns ;ldltsf] a}7s eQf afx]s cGo s'g}klg ;+:yfks jf ;~rfnsn] o; ;+:yfaf6 k|ToIf jf ck|ToIf ?kdf s'g} j:t' jf ;'ljwf -cfly{s jf u}/ cfly{s_ k|fKt u/]sf 5}gg\ / ;f] ;DaGwdf ljQLo ;+:yfn] ;+:yfks jf ;~rfnsaf6 s'g} ;DklQ jf ;]jf ;d]t k|fKt u/]sf] 5}g .


-v_ aF'bf -s_ df pNn]lvt j:t' jf ;'ljwfsf] d"No lgwf{/0f ug{ ckgfOPsf] tl/sfM ;f] gePsf] .^= ;Lldt bfloTj ;DaGwL ljj/0f M o; ljQLo ;+:yf sDkgL P]g, -klxnf] ;+zf]wg_ @) cGtu{t ;+:yflkt tyf a}+s tyf ljQLo ;+:yf ;DaGwL

P]g, @) cGtu{t ;~rflnt klAns lnld6]8 sDkgL xf] . o; ljQLo ;+:yfsf] z]o/wgLx?sf] bfloTj lghn] v/Lb u/]sf] jf v/Lb ug{ saf]n u/]sf] z]o/sf] clwstd /sd;Dd dfq l;ldt /xg]5 .

&= ;+ul7t ;+:yfsf] sd{rf/L ;DaGwL hfgsf/L M-s_ ;+ul7t;+:yfsf]pRrJoj:yfksLotxsfclws[tsd{rf/Lx?;DaGwLljj/0fM s_ ;+ul7t ;++:yfsf] pRr Joj:yfksLo txsf sd{rf/Lsf] gfd, of]Uotf, lgo'lQm ePsf] ldlt, klxn] u/]sf] sfdsf]

cg'ej tyf ;+ul7t ;++:yfsf] z]o/ lnPsf] eP z]o/ ;+Vof ;DaGwL ljj/0f . ;fy} To:tf] sd{rf/Lx? cGo s'g} ;"lrs[t ;+ul7t ;+:yfsf] cfwf/e"t z]o/wgL eP jf cGo s'g} ;+ul7t ;+:yfdf nufgL u/]sf] eP pQm ;+ul7t ;+:yfsf] gfd / nufgL u/]sf] /sd v'nfpg' kg]{ .

qm=;+=

sd{rf/Lsf] gfd

kb of]Uotf lgo'lQm ldlt klxn] u/]sf] sfdsf] cg'ejz]o/ ;+Vof

!= >L sdn axfb'/ vqL

k|d'v sfo{sf/L clws[t

:gfts @)&$.)!.!)

•

•

•

•

•

•

;fljs klZrfdf~rn u|fdL0f ljsf; a}+s -xfn g]kfn u|fdL0f n3'ljQ ljQLo ;+:yf lnld6]8df ;xfos :t/ txdf !) jif{ $ dlxgf sfo{ u/]sf] cg'ej .ul/df ljsf; a}+s lnld6]8sf] n3'ljQ ljefluo k|d'vsf] ?kdf @ jif{ sfo{ u/]sf] cg'ej .;f+lu|nf 8]enkd]G6 a}+s lnld6]8df n3'ljQ ljefluo k|d'vsf] ?kdf # jif{ % dlxgf sfo{ u/]sf] cg'ej .sflnsf dfO{qmf]qm]l86 8]enkd]G6 a}+s lnld6]8df k|jGws tyf lgldQ k|d'v sfo{sf/L clws[tsf] ?kdf # jif{ sfo{ u/]sf] cg'ej .rf}tf/L n3'ljQ ljQLo ;+:yf lnld6]8df k|aGws tyf ;xfos dxfk|aGwssf] ?kdf ldlt @)÷)$÷)@ ut]b]lv ldlt @)&$÷)!÷)( ut];Dd sfo{ u/]sf] cg'ej . ldlt @)&$÷)!÷!) b]lv o; hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8df k|d'v sfo{sf/L clws[tsf] ?kdf sfo{/t .

–

@= >L kml0fGb| kf08]

gfoj sfo{sf/L clws[t

:gftsf]Q/ @)&@.)$.)!

•

•

•

d0fL kf7s P08 P;f]l;P6\; cl86 kmd{df @ jif{ sfo{ u/]sf] cg'ej .gofF g]kfn ljsf; art tyf C0f ;xsf/L ;+:yf ln df n]vf clws[t kbdf @ jif{ tyf @ jif{ !) dlxgf k|aGws kbdf /xL sfo{ u/]sf] cg'ej .@)&@.)$.)! b]lv @)&% a}zfv !( ut];Dd o; hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8df k|aGws tyf sf=d'= jl/i7 k|aGws ;fy} lgldQ k|d'v sfo{sf/L clws[t / @)&% a}zfv @) ut]b]lv gfoj sfo{sf/L clws[tsf] ?kdf sfo{/t .

^,)))


;+ul7t ;++:yfsf sd{rf/Lx? cGo ;"rLs[t ;+ul7t ;+:yfsf] cfwf/e"t z]o/wgLsf] ?kdf /x]sf] jf sd{rf/Lx?n] cGos'g} ;+ul7t ;+:yfdf u/]sf] nufgL ;DaGwL ljj/0fM ;f] gePsf] .-v_ ljj/0fkq af]8{df k|:t't ug'{ eGbf ! jif{ cufl8sf] cjlwdf lgod cg';f/ cjsfz k|fKt ePsf] cj:yf afx]s

;+ul7t ;++:yfsf] pRr Joj:yfksLo txdf /x]sf s'g} sd{rf/L kl/jt{g ePsf] eP ;f] ;DaGwL ljj/0fM ;f] gePsf] .-u_ sd{rf/Lsf] ;+VofM :yfoL, c:yfoL, s/f/, Hofnfbf/L / cGo -xfn;Ddsf]_ M

qm=;+= s'n sd{rf/L ;+Vof :yfoL k/LIf0fsfn÷k|lzIffyL{ s/f/ Hofnfbf/L cGo

1 113 51 62 - - -

v_ ;~rfns Pj+ pRr Joj:yfksLo txsf clws[tnfO{ lbPsf] eQf tyf kfl/>lds ;DaGwL ljj/0fM -s_ ;~rfns ;ldltsf] cWoIf nufot cGo ;b:ox?nfO{ k|bfg ul/g] jf ul/Psf] a}7s eQfsf] b/ tyf lghx?nfO{

k|bfg ul/g] jf ul/Psf] b}lgs tyf e|d0f eQf tyf cGo ;'ljwfM-!_ ;~rfnsn] kfpg] a}7s eQf tyf ;'ljwf ;fwf/0f ;efn] tf]s] cg';f/ b]xfo adf]lhd x'g]5 M s= ;ldltsf] a}7sdf pkl:yt eP afkt cWoIf / ;~rfnssf] k|lt j}7s eQf jfkt qmdzM ?= @,)))÷–

-cIf/]kL b'O{ xhf/ dfq_ / ?= !,%))÷– -cIf/]kL Ps xhf/ kfFr ;o dfq_ x'g]5 . v= ljQLo ;+:yfsf] sfdsf] l;nl;ndf cWoIf / ;~rfnsnfO{ k|bfg ul/g] :jb]zdf b}lgs tyf e|d0f eQf ?=

!,%))÷– -cIf/]kL Ps xhf/ kfFr ;o dfq_ u= df]afO{n vr{ dfl;s ?= %))÷– -cIf/]kL kfFr ;o dfq_ 3= kqklqsf vr{ jflif{s ?= #,%))÷– -cIf/]kL ltg xhf/ kfFr ;o dfq_ -v_ ;+ul7t ;+:yfsf] pRr Joj:yfksLo txsf tLg hgf clws[tx?sf] gfd, kb / Ps cfly{s jif{sf] cjlw leq

pgLx?nfO{ kfl/>ldssf] ?kdf e'Qmfg ul/Psf] /sdM

qm=;+= Gffd kbkfl/>ldssf] /sd -?=_ ->fj0f !, @)&$ b]lv cfiff9 #!, @)&% ;Dd_

! >L sdn axfb'/ vqL k|d'v sfo{sf/L clws[t ?= !#,@@,@)).–

@ >L kml0fGb| kf08] gfoj sfo{sf/L clws[t ?= *,!$,*!@.–

# >L s]zj gf/fo0f k|wfg jl/i7 k|jGws cf=j= @)&%÷)&^ df lgo'QmL ePsf] .

$ >L xif{ axfb'/ :ofªtfg ;xfos k|jGws ?= !%&,*$$.*

u_ s'g} clws[t jf ;~rfnsnfO{ eljiosf] nflu s'g} /sd k|bfg ul/g] u/L s/f/ ul/Psf] eP ;f] ;DaGwL ljj/0fM ;f] gePsf] . *= cGtlg{lxt hf]lvd tyf ;f]df Joj:yfkgsf nflu Joj:yfkgsf] wf/0ff M cGt{lglxt hf]lvd tyf ;f] sf] Joj:yfkgsf nflu Joj:yfkgsf] wf/0ff lgDgfg';f/ /x]sf] 5 M

#= >L s]zj gf/fo0f k|wfg

jl/i7 k|aGws

:gfts @)&%.)$.)# •

•

/fli6«o jfl0fHo a}+s ln= df ;xfos :t/b]lv clws[t :t/;Dd #) jif{ sfo{ u/]sf] cg'ej .@)&% >fj0f # ut]b]lv o; hg;]jL n3'ljQ ljQLo ;+:yf ln=df jl/i7 k|aGwssf] ?kdf sfo{/t .

–

$= >L xif{ axfb'/ :ofªtfg

;xfos k|jGws

:gftsf]Q/ @)&$.!@.!* •

•

g]kfn u|fdL0f n3'ljQ ljQLo ;+:yf lnld6]8df ;xfos :t/b]lv clws[t :t/;Dd @! jif{ sfo{ u/]sf] cg'ej .@)&$.!@.!* ut]b]lv o; hg;]jL n3'ljQ ljQLo ;+:yf lnld6]8df ;xfos k|aGwssf] ?kdf sfo{/t .

–


-s_ ljQLo ;fwgsf] cefjaf6 x'g] hf]lvd M • ;+:yfdf ljQLo ;fwgsf] cefj ePsf] cj:yfdf shf{ nufgLdf cK7\of/f] kg{;Sg] / u|fxs ;b:ox?af6 hDdf

ul/Psf] lgIf]k /sdsf] e'QmfgL lbg ;d:of kg{;Sg] hf]lvd /x]sf] . -v_ sRrf kbfy{sf] cefjaf6 x'g] hf]lvd M • ;f] gePsf] .-u_ pTkfbg jf ;]jfsf] ahf/sf] l:ylt / o;df cfpg] kl/jt{gaf6 x'g] hf]lvd M • gofF ljQLo ;+:yfx?sf] k|j]zaf6 pTkGg x'g] k|lt:kwf{af6 x'g;Sg] hf]lvdx? . • ljQLo ;+:yfn] k|bfg u/]sf] shf{ tyf ;fk6 v/fa shf{df kl/0ft x'g uPdf x'g] hf]lvdx? . • lgIf]k tyf shf{sf] Jofhb/df cfpg] kl/jt{gaf6 x'g ;Sg] hf]lvdx? .-3_ cfof]hgf ;DkGg x'g l9nfO{ x'g] ;Defjgf / To;af6 x'g] d"No clej[l4 (Cost Overrun) sf] hf]lvd M • ;f] gePsf] .-ª_ ljb]zL ljlgdosf] hf]lvd M • ;f] gePsf] . -r_ sfg'gL k|lqmofx? tyf O{hfht k|fKt ug'{kg]{ eP ;f]af6 kg{ ;Sg] cj/f]wx? M • ;f] gePsf] .-5_ If]qLos/0f / ljZjJofkLs/0f (Globalization) sf sf/0faf6 pTkGg x'g ;Sg] hf]lvd M • cGt/fl{i6«o ahf/df x'g] dGbLaf6 g]kfnL ahf/df kg{;Sg] c;/af6 x'g] cfly{s hf]lvdx? . • k"FhL ahf/sf] cj:yfdf cfpg] ptf/–r9fjaf6 kg{;Sg] hf]lvdx? .-h_ ;/sf/L gLlt tyf lgodx?df x'g] kl/jt{g tyf ljZjJofkL ?kdf x'g] gLltut kl/jt{gaf6 pTkGg x'g] hf]lvd M • b]zsf] df}lb|s gLltnufot g]kfn /fi6« a}+sn] hf/L ug]{ lgod lgb]{zgsf] ck|Toflzt kl/jt{gaf6 l;h{gf x'g]

;Defljt hf]lvdx? . • b]zsf] j}b]lzs gLltdf x'g;Sg] kl/jt{gaf6 pTkGg x'g;Sg] ;Defljt hf]lvdx? . • g]kfn ;/sf/ tyf cGo lgodg lgsfox?sf] cfly{s tyf ljQLo gLlt lgoddf x'g] kl/jt{gaf6 l;h{gf

x'g;Sg] ;Defljt hf]lvdx? .-em_ ;~rfng Oltxf;sf] cefj M • o; ljQLo ;+:yfn] cfˆgf] sf/f]jf/ @)&@÷)^÷@@ ut]b]lv dfq ;~rfng u/]sf] x'Fbf ljQLo ;+:yfsf] sf/f]jf/

;~rfngsf] Oltxf; 5f]6f] /x]sf] 5 .-`_ k|ljlwsf] kl/jt{gaf6 x'g ;Sg] hf]lvd M • k|ljlw ;DaGwL kl/jt{gaf6 ljQLo ;+:yfsf] ;~rfng tyf sf/f]jf/ k|0ffnLdf ck|Toflzt hf]lvd /xg'

:jefljs g} xf] . ljQLo ;+:yfn] k|of]u ug]{ ;ˆ6j]o/df k|ljlwsf] kl/jt{gaf6 cfpg ;Sg] hf]lvd Joj:yfkgsf nflu tYofÍx?sf] ;'/Iffy{ Data Backup df ljz]if ;ts{tf ckgfO{Psf] 5 / To;af6 hf]lvdnfO{ Go"lgs/0f ug{ ljQLo ;+:yf ;Ifd /x]sf] 5 .

-6_ cGo M • b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx? . • b]zsf] cfly{s cj:yfdf cfpg] ptf/–r9fjaf6 x'g;Sg] hf]lvdx? . pk/f]Qmfg';f/sf] hf]lvdx?nfO{ Go"g jf Joj:yfkg ug]{ ;DaGwdf Joj:yfkgsf] of]hgfM ljQLo ;+:yfsf] shf{ tyf nufgL v/fa eO{ x'g;Sg] hf]lvdx?sf] nflu ljQLo ;+:yfn] shf{ tyf nufgL

hf]lvd sf]ifsf] Joj:yf ug]{5 . To;}u/L C0fL ;'/If0f sf]ifsf] Joj:yf u/L shf{ nufgLdf cfpg ;Sg] ;+efljt hf]lvdnfO{ ;'/lIft tyf Go"lgs/0f ul/Psf] 5 . ljQLo ;+:yfn] ljQ ahf/df x'g] k|lt:kwf{sf] ;fy} If]qLos/0f / ljZjJofkLs/0f (Globalization) sf sf/0faf6 pTkGg x'g ;Sg] hf]lvdx? Go"gLs/0f ug{sf nflu hgzlQm ljsf;df Wofg k'¥ofpg'sf] ;fy} cGo Jofj;flos hf]lvdx?af6 l;h{gf x'g;Sg] xflg– gf]S;fgLsf] nflu Joj:yfkg rgfvf] eO{ ;Defljt xflg–gf]S;fgL sd ug{ ;Ifd / k|lta4 5 . To:t} cGo ljleGg hf]lvdx? Go"gLs/0fsf nflu k|efjsf/L cfGtl/s lgoGq0f k|0ffnL, ;dofg';f/sf] cfw'lgs k|ljlw, :ki6 gLlt tyf lgodx?sf] lgdf{0f Pjd\ ;dofg';f/ cfˆgf] ;]jf tyf ;'ljwfx?df kl/jt{g ub}{ nlug] ljQLo ;+:yfsf] gLlt /x]sf] Joxf]/f hfgsf/L u/fpF5f}+ .


jf;nft -@)&% cfiff9 d;fGt_

gfkmf–gf]S;fg lx;fa -@)&$ >fj0fb]lv @)&% cfiff9 d;fGt;Dd_

ljj/0f jf:tljs -?=xhf/df_ 074/075z]o/ k"FhL 98,000 hu]8f tyf sf]ifx? 4,341 C0fkq tyf a08 - ltg{ afFsL shf{ ;fk6 251,377 lgIf]k bfloTj 122,807 k||:tfljt gub nfef+z - cfos/ bfloTj 1,718 cGo bfloTj 6,435 s'n k"FhL tyf bfloTj 484,678

;DklQ jf:tljs -?=xhf/df_ 074/075gub df}Hbft 1,493 g]kfn /fi6« a}+sdf /x]sf] df}Hbft 3,050 a}}+s÷ ljQLo ;+:yfdf /x]sf] df}Hbft - dfu tyf cNk ;"rgfdf k|fKt x'g /sd 58,932 nufgL 1,000 shf{ ;fk6 410,624 l:y/ ;DklQ 4,031 u}/ a}+lsË ;DklQ - cGo ;DklQ 5,548 s'n ;DklQ 484,678

ljj/0f jf:tljs -?=xhf/df_ 2074/75Aofh cfDbfgL 60,118Aofh vr{ 33,796v'b Aofh cfDbfgL 26,322sldzg tyf cGo ;~rfng cfDbfgL 15,342;6xL 36a9 cfDbfgL -s'n ;~rfng cfDbfgL 41,664sd{rf/L vr{ 19,614cGo ;~rfng vr{ 10,569;6xL 36a9 gf]S;fg -;Defljt gf]S;fgL Joj:yf cl3sf] ;~rfng d'gfkmf 11,481;Defljt gf]S;fgL Joj:yfx? 5,433

lwtf]kqsf]] d"No kl/jt{g ;DaGwL hf]lvd M ?= !)) k|lt z]o/sf] b/n] lgisfzg ul/Psf] z]o/sf] g]kfn :6s PS;r]~h lnld6]8df ;"rLs/0f eP kZrft\

lwtf]kq ahf/df x'g] sf/f]jf/df ptf/ r9fj cfpg ;Sg] ePsfn] z]o/ d"Nodf x'g;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .

(= ljQLo ljj/0fMs_ ljQLo ljj/0f / tT;DaGwdf Joj:yfkgsf] wf/0ff / ljZn]if0fM -s_ ;+ul7t ;+:yfsf] n]vfk/LIf0f ePsf] kl5Nnf] cfly{s jif{sf] jf;nft, gfkmf gf]S;fg lx;fa, gfkmf gf]S;fg lx;fa

afF8kmfF8 / gub k|jfx ljj/0fM ljQLo ;+:yfsf] cf=j=@)&$÷)&% sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf—gf]S;fg lx;fa, gfkmf—gf]S;fg

afF8kmfF8 lx;fa tyf gub k|jfxsf] ljj/0f lgDgfg';f/ 5 M


;~rfng d'gfkmf 6,048u}/ ;~rfng cfDbfgL÷vr{ -;Defljt gf]S;fgL Joj:yfjf6 lkmtf{ -lgoldt sf/f]jf/x?jf6 ePsf] d'gfkmf 6,048c;fdfGo sf/f]jf/jf/jf6 ePsf] cfDbfgL÷vr{ -;Dk"0f{ sf/f]jf/ kl5sf] v'b d'gfkmf 6,048sd{rf/L af]g; Joj:yf 550cfos/ Joj:yf 1,629o; jif{sf] s/ Joj:yf 1,718ljut jif{;Ddsf] s/ Joj:yf 170o; jif{sf] :yug s/ cfDbfgL -vr{_ (259)v'b gfkmf÷-gf]S;fg_ 3,870

gfkmf–gf]S;fg af“8kmf“8 lx;fa -@)&$ >fj0fb]lv @)&% cfiff9 d;fGt;Dd_

ljj/0f jf:tljs -?=xhf/df_ 074/75cfDbfgLM ut jif{;Ddsf] ;+lrt d'gfkmf 261o; jif{sf] d'gfkmf -gf]]S;fg_ 3,870;6xL 36j9 sf]if -hDdf 4,131vr{M -ut jif{;Ddsf] ;+lrt gf]S;fg -o; jif{sf] gf]S;fg -;fwf/0f hu]8f sf]if 774e}k/L cfpg] hu]8f -;+:yf ljsf; sf]if -nfef+z ;lds/0f sf]if -sd{rf/L sNof0fsf/L sf]if -ufxs ;+/If0f sf]if 39k|:tfljt nfef+z -k|:tfljt af]]g; z]o/ -ljz]if hu]8f sf]if -;6xL 36j9 sf]if -k"FhL lkmtf{ hu]8f sf]if -k"FhL ;dfof]hgf sf]if -:yug s/ hu]8f sf]if -nufgL ;dfof]hg sf]if -;+:yfut ;fdflhs pQ/bfloTj sf]if 39hDdf 851;+lrt d'gfkmf÷-gf]S;fg_ 3,279


gub k|jfxsf] ljj/0f ->fj0f !, @)&$ b]lv cfiff9 #!, @)&%_

qm|=;+= ljj/0f jf:tljs -?=xhf/df_ 074/075-s_ sf/f]af/ ;+rfngaf6 gub k|jfx (109,029)!= gub k|flKt 74,935!=!= Aofh cfDbfgL 59,594!=@= sldzg tyf l8:sfpG6 cfDbfgL 15,342!=#= ljb]zL ljlgdo sf/f]af/af6 cfDbfgL -!=$ ckn]lvt shf{sf] c;'nL -!=% cGo cfDbfgL -@ gub e'QmfgL 64,614@=! Jofh vr{ 33,796@=@ sd{rf/L vr{ 19,738@=# sfof{no ;+rfng vr{ 9,358@=$ cfos/ e'QmfgL 1,722@=% cGo vr{ -

sfo{ut k"FhL ultljlw cl3sf] gub k|jfx 10,321;~rfng ;DjlGw rfn" ;DklQdf sdL÷-j[l¢_ (204,247)

! dfu tyf cNk ;"rgfdf k|fKt x'g] /sddf sdL÷-j[l¢_ -@ cGo cNksfnLg nufgLdf sdL÷-j[l¢_ -# shf{ tyf ljN; vl/bdf sdL÷-j[l4_ (201,610)$ cGo ;Dkltdf sdL÷-j[l¢_ (2,636)

;~rfng ;DjlGw rfn' bfloTjdf -sdL_÷j[l¢ 84,896! lgIf]k bfloTjdf -sdL_÷j[l¢ 81,866@ ;l6{{lkms]6 ckm l8kf]lh6df -sdL_÷j[l¢ -# cNksfnLg ;fk6Ldf -sdL_ ÷j[l4 -$ cGo bfloTjdf -sdL_÷j[l¢ 3,030v nufgL sf/f]jf/df gub k|jfx (2,271)! bL3{sfnLg nufgLdf sdL÷-j[l4_ -@ :yL/ ;Dkltdf sdL÷-j[l¢_ (2,271)# nufgL df sld÷-j[l¢_ -$ nfef+z cfDbfgL -% cGo -u ljQLo >f]t sf/f]jf/df gub k|jfx 141,522! bL3{sfnLg C0f -j08, l8j]Gr/ cflb_ df j[l4÷-sdL_ 92,522@ z]o/ k+"hLdf j[l¢÷-sdL_ 49,000# nfef+z e'tmfgL -# cGo bfloTjdf j[l¢÷-sdL_ -$ g]kfn /fi6« a}+sjf6 k||fKt ;x'lnot÷k'g/shf{df j[l¢÷

-sdL_-

3 gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf] km/sjf6 cfDbfgL÷vr{

-

8= o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx 30,221r gub tyf a}+sdf /x]sf] z'? df}Hbft 33,2545 gub tyf a}+sdf /x]sf] clGtd df}Hbft 63,475


-v_ ;~rfng cjlw tLg jif{ JotLt e};s]sf] cj:yfdf ljut tLg jif{sf] / tLg jif{ JotLt e}g;s]sf] cj:yfdf ;~rfng cjlwe/sf] n]vfk/LIf0f ePsf] gfkmf gf]S;fg, jf;nft ;lxtsf] ;+lIfKt ljQLo ljj/0f M

ljQLo ;+:yfn] cfˆgf] sf/f]jf/ @)&@÷)^÷@@ ut]b]lv k|f/De u/]sf] xf] . ljQLo ;+:yfsf] ljut tLg jif{sf] n]vfk/LIfsaf6 k|dfl0ft jf;nft / gfkmf gf]S;fgsf] ljQLo ljj/0f b]xfo adf]lhd /x]sf] 5 .

jf;nft

ljj/0fjf:tljs -?=xhf/df_

072/073 073/074 074/075z]o/ k"FhL 24,500 49,000 98,000 hu]8f tyf sf]ifx? (484) 471 4,341 C0fkq tyf a08 - - - ltg{ afFsL shf{ ;fk6 38,011 158,855 251,377 lgIf]k bfloTj 6,711 40,941 122,807 k||:tfljt gub nfef+z - - - cfos/ bfloTj - 192 1,718 cGo bfloTj 571 2,979 6,435 s'n k"FhL tyf bfloTj 69,309 252,439 484,678

;DklQjf:tljs -?=xhf/df_

072/073 073/074 074/075gub df}Hbft 252 556 1,493 g]kfn /fi6« a}+sdf /x]sf] df}Hbft - - 3,050 a}}+s÷ ljQLo ;+:yfdf /x]sf] df}Hbft 7,801 1,125 - dfu tyf cNk ;"rgfdf k|fKt x'g /sd - 31,573 58,932 nufgL - 1,000 1,000 shf{ ;fk6 59,234 214,446 410,624 l:y/ ;DklQ 1,606 2,908 4,031 u}/ a}+lsË ;DklQ - - - cGo ;DklQ 416 832 5,548 s'n ;DklQ 69,309 252,439 484,678

gfkmf gf]S;fg lx;fa


072/073 073/074 074/075Aofh cfDbfgL 3,628 20,759 60,118 Aofh vr{ 815 8,578 33,796 v'b Aofh cfDbfgL 2,813 12,181 26,322 sldzg tyf cGo ;~rfng cfDbfgL 925 5,041 15,342 ;6xL 36a9 cfDbfgL - - - s'n ;~rfng cfDbfgL 3,738 17,223 41,664 sd{rf/L vr{ 2,609 8,640 19,614 cGo ;~rfng vr{ 1,582 5,397 10,569 ;6xL 36a9 gf]S;fg - - - ;Defljt gf]S;fgL Joj:yf cl3sf] ;~rfng d'gfkmf (452) 3,186 11,481 ;Defljt gf]S;fgL Joj:yfx? 598 1,834 5,433 ;~rfng d'gfkmf (1,050) 1,352 6,048


u}/ ;~rfng cfDbfgL÷vr{ 448 16 - ;Defljt gf]S;fgL Joj:yfjf6 lkmtf{ - - - lgoldt sf/f]jf/x?jf6 ePsf] d'gfkmf (603) 1,368 6,048 c;fdfGo sf/f]jf/jf/jf6 ePsf] cfDbfgL÷vr{ - - - ;Dk"0f{ sf/f]jf/ kl5sf] v'b d'gfkmf (603) 1,368 6,048 sd{rf/L af]g; Joj:yf - 124 550 cfos/ Joj:yf - 288 1,629 o; jif{sf] s/ Joj:yf - 192 1,718 ljut jif{;Ddsf] s/ Joj:yf - - 170 o; jif{sf] :yug s/ cfDbfgL -vr{_ - 96 (259)v'b gfkmf÷-gf]S;fg_ (603) 956 3,870

ljj/0f jf:tljs -?=xhf/df_072/073 073/74 074/75

cfDbfgLM ut jif{;Ddsf] ;+lrt d'gfkmf - - 261 o; jif{sf] d'gfkmf -gf]]S;fg_ (603) 956 3,870 ;6xL 36j9 sf]if - - - hDdf (603) 956 4,131 vr{M - ut jif{;Ddsf] ;+lrt gf]S;fg - 484 - o; jif{sf] gf]S;fg - - - ;fwf/0f hu]8f sf]if - 191 774 e}k/L cfpg] hu]8f - - - ;+:yf ljsf; sf]if - - - nfef+z ;lds/0f sf]if - - - sd{rf/L sNof0fsf/L sf]if - - - ufxs ;+/If0f sf]if - 10 39 k|:tfljt nfef+z - k|:tfljt af]]g; z]o/ - - - ljz]if hu]8f sf]if - - - ;6xL 36j9 sf]if - - - k"FhL lkmtf{ hu]8f sf]if - - - k"FhL ;dfof]hgf sf]if - - - :yug s/ hu]8f sf]if - - nufgL ;dfof]hg sf]if - ;+:yfut ;fdflhs pQ/bfloTj sf]if - 10 39 hDdf - 695 851 ;+lrt d'gfkmf÷-gf]S;fg_ (603) 261 3,279

gfkmf gf]S;fg af“8kmf“8 lx;fa


gub k|jfxsf] ljj/0f

qm|=;+=


072/073 073/074 074/075-s_ sf/f]af/ ;+rfngaf6 gub k|jfx 44,255 (117,018) (109,029)!= gub k|flKt 5,001 25,817 74,935!=!= Aofh cfDbfgL 3,628 20,759 59,594!=@= sldzg tyf l8:sfpG6 cfDbfgL - 5,041 15,342!=#= ljb]zL ljlgdo sf/f]af/af6 cfDbfgL - - -!=$ ckn]lvt shf{sf] c;'nL - - -!=% cGo cfDbfgL 1,373 16 -@ gub e'QmfgL 5,485 22,231 64,614@=! Jofh vr{ 815 8,578 33,796@=@ sd{rf/L vr{ 2,609 8,640 19,738@=# sfof{no ;+rfng vr{ 1,582 4,510 9,358@=$ cfos/ e'QmfgL - 503 1,722@=% cGo vr{ 480 - -

sfo{ut k'+hL ultljlw cl3sf] gub k|jfx (484) 3,586 10,321;~rfng ;DjlGw rfn" ;DklQdf sdL÷-j[l¢_ (67) (157,118) (204,247)

! dfu tyf cNk ;"rgfdf k|fKt x'g] /sddf sdL÷ -j[l¢_ - - -@ cGo cNksfnLg nufgLdf sdL÷-j[l¢_ - - -# shf{ tyf ljN; vl/bdf sdL÷-j[l4_ - (157,046) (201,610)$ cGo ;Dkltdf sdL÷-j[l¢_ (67) (71) (2,636)

;~rfng ;DjlGw rfn' bfloTjdf -sdL_÷j[l¢ 44,807 36,514 84,896! lgIf]k bfloTjdf -sdL_÷j[l¢ 6,711 34,230 81,866@ ;l6{{lkms]6 ckm l8kf]lh6df -sdL_÷j[l¢ - - -# cNksfnLg ;fk6Ldf -sdL_ ÷j[l4 38,011 - -$ cGo bfloTjdf -sdL_÷j[l¢ 85 2,283 3,030v nufgL sf/f]jf/df gub k|jfx (60,062) (3,125) (2,271)! bL3{sfnLg nufgLdf sdL÷-j[l4_ - - -@ :yL/ ;Dkltdf sdL÷-j[l¢_ (828) (2,125) (2,271)# nufgLdf sld÷-j[l¢_ (59,234) (1,000) -$ nfef+z cfDbfgL - - -% cGo - - -u ljQLo >f]t sf/f]jf/df gub k|jfx - 145,344 141,522! bL3{sfnLg C0f -j08, l8j]Gr/ cflb_ df j[l4÷-sdL_ - 120,844 92,522@ z]o/ k+"hLdf j[l¢÷-sdL_ - 24,500 49,000# nfef+z e'tmfgL - - -# cGo bfloTjdf j[l¢÷-sdL_ - - -$ g]kfn /fi6« a}+sjf6 k||fKt ;x'lnot÷k'g/shf{df j[l¢÷-sdL_ - - -3 gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf]

km/saf6 cfDbfgL÷vr{- - -

8= o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx (15,807) 25,201 30,221r gub tyf a}+sdf /x]sf] z'? df}Hbft 23,860 8,053 33,2545 gub tyf a}+sdf /x]sf] clGtd df}Hbft 8,053 33,254 63,475


-u_ cfly{s jif{ ;dfKt ePsf] ^ dlxgf kZrft ljj/0fkq :jLs[ltsf] nflu k]z u/]df pQm cGtl/d cjlwsf] nflu n]vfk/LIfsaf6 k|dfl0ft u/]sf] ckl/is[t ljQLo ljj/0fM

ljQLo ;+:yfsf] cf=j= @)&% kf}if d;fGtsf] jf;nft / gfkmf gf]S;fgsf] ljQLo ljj/0f n]vf kl/Ifs g]kfn P;f]l;P6\; rf6{8{ PsfpG6]G6\;sf l;=P= /d]z g]kfn4f/f k|dfl0ft ul/Psf] 5 / ;f] ljQLo ljj/0f b]xfo adf]lhd /x]sf] 5 .

jf;nft

ljj/0f @)&% kf}if d;fGtz]o/ k"FhL 98,000hu]8f tyf sf]ifx? 12,266C0fkq tyf a08 -ltg{ afFsL shf{ ;fk6 333,294lgIf]k bfloTj 154,888k||:tfljt gub nfef+z -cfos/ bfloTj 173cGo bfloTj 20,300s'n k"FhL tyf bfloTj 618,920

;DklQ @)&% kf}if d;fGtgub df}Hbft

4,289g]kfn /fi6« a}+sdf /x]sf] df}Hbfta}}+s÷ ljQLo ;+:yfdf /x]sf] df}Hbftdfu tyf cNk ;"rgfdf k|fKt x'g /sd 89,653nufgL 1,000shf{ ;fk6 513,001l:y/ ;DklQ 4,819u}/ a}+lsË ;DklQ -cGo ;DklQ 6,158

s'n ;DklQ 618,920

gfkmf gf]S;fg lx;faljj/0f @)&% kf}if d;fGt

Aofh cfDbfgL 42,014Aofh vr{ 21,435v'b Aofh cfDbfgL 20,580sldzg tyf cGo ;~rfng cfDbfgL 10,094;6xL 36a9 cfDbfgL -s'n ;~rfng cfDbfgL 30,674sd{rf/L vr{ 13,872cGo ;~rfng vr{ 5,379;6xL 36a9 gf]S;fg -;Defljt gf]S;fgL Joj:yf cl3sf] ;~rfng d'gfkmf 11,423;Defljt gf]S;fgL Joj:yfx? 3,498;~rfng d'gfkmf 7,925u}/ ;~rfng cfDbfgL÷vr{ -;Defljt gf]S;fgL Joj:yfjf6 lkmtf{ -lgoldt sf/f]jf/x?jf6 ePsf] d'gfkmf 7,925


c;fdfGo sf/f]jf/jf/jf6 ePsf] cfDbfgL÷vr{ -;Dk"0f{ sf/f]jf/ kl5sf] v'b d'gfkmf 7,925sd{rf/L af]g; Joj:yf 720cfos/ Joj:yf 2,161o; jif{sf] s/ Joj:yf -ljut jif{;Ddsf] s/ Joj:yf -o; jif{sf] :yug s/ cfDbfgL -vr{_ -v'b gfkmf÷-gf]S;fg_ 5,043

-3_ cfDbfgL / vr{ lx;fjsf] s'g} zLif{sdf 7"nf] dfqfdf kl/jt{g ePdf To;sf] ljZn]if0ffTds sf/0fM ;f] gePsf] .-ª_ kl5Nnf] ljQLo ljj/0fsf] n]vfk/LIf0f eP kZrft ;+ul7t ;+:yfsf] sf/f]af/, gfkmf gf]S;fg, ;DklQsf] d"No

jf cfufdL !@ dlxgfsf] bfloTj e'QmfgLdf c;/ kg]{ u/L s'g} cj:yf l;h{gf ePsf] 5÷5}g ;f] ;DaGwdf ;~rfnsx?sf] wf/0ffM ;f] gePsf] .

-r_ cfly{s jif{ ;dfKt ePkl5 ljj/0fkq k]z u/]df, ljj/0fkq k]z u/]sf] ldltaf6 :jLs[lt x'g] ldlt;Dddf jf;nftsf] ldlt kl5sf] 36gfsf] jf/]df 5'§} hfgsf/LM ;f] gePsf] .

-5_ ljut % jif{df ;DklQsf] k'gd"{Nof+sg ul/Psf] 5÷5}g, olb ul/Psf] eP -c_ ;DklQsf] ljj/0f, -cf_ ;DklQsf] k"gd"{Nof+sg cl3 / kl5sf] lstfjL d"No, -O{_ k"gd"{Nof+sgsf] cf}lrToM ;f] gePsf] .

-h_ cfufdL tLg jif{sf] k|If]lkt jf;nft, gfkmf gf]S;fg lx;fasf ;fy} To;sf u0fgfsf] cfwf/x?M ljQLo ;+:yfsf] cfufdL # cfly{s jif{sf] nflu k|If]lkt ljQLo l:ylt b]xfo adf]lhd /x]sf] 5 M

jf;nft

ljj/0fk|If]lkt -?=xhf/df_**

075/076 076/077 077/078z]o/ k"FhL 144,330 144,330 144,330hu]8f tyf sf]ifx? 24,291 56,304 111,457C0fkq tyf a08 - - -ltg{ afFsL shf{ ;fk6 427,340 641,011 801,263lgIf]k bfloTj 251,755 402,807 475,313k||:tfljt gub nfef+z - - -cfos/ bfloTj 8,550 13,720 23,637cGo bfloTj 9,897 13,014 17,988s'n k"FhL tyf bfloTj 866,164 1,271,185 1,573,987

;DklQk|If]lkt -?=xhf/df_**

075/076 076/077 077/078gub df}Hbft 10,296 20,009 24,529g]kfn /fi6« a}+sdf /x]sf] df}Hbft 3,050 3,050 3,050a}}+s÷ ljQLo ;+:yfdf /x]sf] df}Hbft 3,375 6,750 10,125dfu tyf cNk ;"rgfdf k|fKt x'g] /sd 61,878 64,972 68,221nufgL 1,000 1,000 1,000shf{ ;fk6 775,528 1,163,293 1,454,116l:y/ ;DklQ 4,434 4,878 5,365u}/ a}+lsË ;DklQ - - -cGo ;DklQ 6,602 7,234 7,581s'n ;DklQ 866,164 1,271,185 1,573,987


gfkmf gf]S;fg lx;fj


075/076 076/077 077/078Aofh cfDbfgL 121,598 157,495 196,380Aofh vr{ 61,119 83,505 89,360v'b Aofh cfDbfgL 60,479 73,990 107,020sldzg tyf cGo ;~rfng cfDbfgL 17,316 25,425 31,535;6xL 36a9 cfDbfgL - - -s'n ;~rfng cfDbfgL 77,796 99,415 138,555sd{rf/L vr{ 22,556 25,940 29,830cGo ;~rfng vr{ 12,154 13,369 14,706;6xL 36a9 gf]S;fg - - -;Defljt gf]S;fgL Joj:yf cl3sf] ;~rfng d'gfkmf 43,086 60,106 94,018;Defljt gf]S;fgL Joj:yfx? 11,735 9,800 7,350;~rfng d'gfkmf 31,351 50,306 86,668u}/ ;~rfng cfDbfgL÷vr{ - - -;Defljt gf]S;fgL Joj:yfjf6 lkmtf{ - - -lgoldt sf/f]jf/x?jf6 ePsf] d'gfkmf 31,351 50,306 86,668c;fdfGo sf/f]jf/jf/jf6 ePsf] cfDbfgL÷vr{ - - -;Dk"0f{ sf/f]jf/ kl5sf] v'b d'gfkmf 31,351 50,306 86,668sd{rf/L af]g; Joj:yf 2,850 4,573 7,879cfos/ Joj:yf 8,550 13,720 23,637o; jif{sf] s/ Joj:yf 8,550 13,720 23,637ljut jif{;Ddsf] s/ Joj:yf - - -o; jif{sf] :yug s/ cfDbfgL -vr{_ - - -v'b gfkmf÷-gf]S;fg_ 19,950 32,013 55,153


075/076 076/077 077/078cfDbfgLM ut jif{;Ddsf] ;+lrt d'gfkmf 3,279 18,840 43,810o; jif{sf] d'gfkmf -gf]]S;fg_ 19,950 32,013 55,153;6xL 36j9 sf]if - - -hDdf 23,229 50,853 98,963vr{M - - -ut jif{;Ddsf] ;+lrt gf]S;fg - - -o; jif{sf] gf]S;fg - - -;fwf/0f hu]8f sf]if 3,990 6,403 11,031e}k/L cfpg] hu]8f - - -;+:yf ljsf; sf]if - - -nfef+z ;lds/0f sf]if - - -sd{rf/L sNof0fsf/L sf]if - - -ufxs ;+/If0f sf]if 200 320 552k|:tfljt nfef+z - - -

gfkmf gf]S;fg af“8kmf“8 lx;fj


k|:tfljt af]]g; z]o/ - - -ljz]if hu]8f sf]if - - -;6xL 36j9 sf]if - - -k"FhL lkmtf{ hu]8f sf]if - - -k"FhL ;dfof]hgf sf]if - - -:yug s/ hu]8f sf]if - - -nufgL ;dfof]hg sf]if - - -;+:yfut ;fdflhs pQ/bfloTj sf]if 200 320 552hDdf 4,389 7,043 12,134;+lrt d'gfkmf÷-gf]S;fg_ 18,840 43,810 86,829

gub k|jfxsf] ljj/0f

qm|=;+=

ljj/0fk|If]lkt -? xhf/df_**

075/076 076/077 077/078-s_ sf/f]af/ ;+rfngaf6 gub k|jfx (33,749) 13,532 8,382!= gub k|flKt 138,914 182,920 227,915!=!= Aofh cfDbfgL 121,598 157,495 196,380!=@= sldzg tyf l8:sfpG6 cfDbfgL 17,316 25,425 31,535!=#= ljb]zL ljlgdo sf/f]af/af6 cfDbfgL - - -!=$ ckn]lvt shf{sf] c;'nL - - -!=% cGo cfDbfgL - - -@ gub e'QmfgL 118,964 150,907 172,762@=! Jofh vr{ 61,119 83,505 89,360@=@ sd{rf/L vr{ 22,556 25,940 29,830@=# sfof{no ;+rfng vr{ 12,154 13,369 14,706@=$ cfos/ e'QmfgL 8,550 13,720 23,637@=% cGo vr{ 14,585 14,373 15,229

sfo{ut k'+hL ultljlw cl3sf] gub k|jfx 19,950 32,013 55,153;~rfng ;DjlGw rfn" ;DklQdf sdL÷-j[l¢_ (368,905) (391,490) (294,420)

! dfu tyf cNk ;"rgfdf k|fKt x'g] /sddf sdL÷-j[l¢_ (2,947) (3,094) (3,249)@ cGo cNksfnLg nufgLdf sdL÷-j[l¢_ - - -# shf{ tyf ljN; vl/bdf sdL÷-j[l4_ (364,905) (387,764) (290,823)$ cGo ;Dkltdf sdL÷-j[l¢_ (1,053) (632) (348)

;~rfng ;DjlGw rfn' bfloTjdf -sdL_÷j[l¢ 315,206 373,009 247,649! lgIf]k bfloTjdf -sdL_÷j[l¢ 128,947 151,053 72,505@ ;l6{{lkms]6 ckm l8kf]lh6df -sdL_÷j[l¢ - - -# cNksfnLg ;fk6Ldf -sdL_ ÷j[l4 175,964 213,670 160,253$ cGo bfloTjdf -sdL_÷j[l¢ 10,295 8,286 14,891v nufgL sf/f]jf/df gub k|jfx (403) (443) (488)! bL3{sfnLg nufgLdf sdL÷-j[l4_ - - -@ :yL/ ;Dkltdf sdL÷-j[l¢_ (403) (443) (488)# nufgLdf sld÷-j[l¢_ - - -$ nfef+z cfDbfgL - - -% cGo - - -u ljQLo >f]t sf/f]jf/df gub k|jfx 46,330 - -


! bL3{sfnLg C0f -j08, l8j]Gr/ cflb_ df j[l4÷-sdL_ - - -@ z]o/ k+"hLdf j[l¢÷-sdL_ 46,330 - -# nfef+z e'tmfgL - - -# cGo bfloTjdf j[l¢÷-sdL_ - - -$ g]kfn /fi6« a}+sjf6 k||fKt ;x'lnot÷k'g/shf{df j[l¢÷-sdL_ - - -3 gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf]

km/sjf6 cfDbfgL÷vr{- - -

8= o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx 12,178 13,089 7,894r gub tyf a}+sdf /x]sf] z'? df}Hbft 4,543 16,721 29,8105 gub tyf a}+sdf /x]sf] clGtd df}Hbft 16,721 29,810 37,704

** k|If]lkt ljQLo ljj/0f ljQLo ;+:yf cfkm}n] tof/ kf/]sf] xf] / ;f] ljQLo ljj/0f g]kfn P;f]l;o6\; rf6{8{ Psfp6]G6\;sf l;=P= /d]z g]kfnåf/f k|dfl0ft ul/Psf] 5 .

ljQLo ;+:yfsf] ljQLo k|If]k0fsf cfwf/x? M

ljj/0f cf=a= )&%÷&^ cf=a= )&^÷&& cf=a= )&&÷&*!= s'n lgIf]kdf cf}ift a[l4b/ -k|ltztdf_ 105.00% 60.00% 18.00%@= s'n shf{ tyf ;fk6df cf}ift a[l4b/ -k|ltztdf_ 88.87% 50.00% 25.00%#= s'n shf{ tyf lgIf]k±k"Flhsf]if cg'kft -k|ltztdf_ 93.80% 95.84% 97.29%$= s'n cfodf cf}ift a[l4b/ 184.09% 131.68% 124.60%%= s'n vr{df cf}ift a[l4b/ 154.97% 123.29% 106.51%^= ;+rfng vr{ tyf s'n cfDbfgL cg'kft 24.99% 21.49% 19.54%&= v'b d'gfkmfdf cf}ift a[l4b/ 415.55% 60.46% 72.28%*= lgIf]ksf] cf}ift Aofhb/ -k|ltztdf_ 12.10% 9.85% 7.58%(= shf{ tyf ;fk6sf] cf}ift Aofhb/ -k|ltztdf_ 20.11% 15.99% 14.81%!)= cfos/ Aoj:yf -k|ltztdf_ 30.00% 30.00% 30.00%lgl:qmo shf{ ;fk6 -k|ltztdf_ 3.50% 3.50% 3.50%nufgLdf k|ltkmn 0.00% 0.00% 0.00%cGo ;+rfng vr{sf j[l4b/ 15.00% 10.00% 10.00%sd{rf/L vr{df a[l4b/ 15.00% 15.00% 15.00%% of Provision on Total Gross Loan 2.47% 2.47% 2.47%CRR 5.30% 5.72% 5.80%SLR 6.64% 7.40% 7.93%

!= lgIf]kdf cf}ift a[l4b/ ;+:yfsf] zfvf sfo{nox?sf] a[l4;Fu} u|fxs ;b:ox?sf] ;+Vofdf pNn]Vo a[l4;lxt artdf ;d]t a[l4 x'g] ePsf]

x'gfn] cf=j= @)&%÷&^ df !)%Ü sf b/n] a[l4 x'g] k|If]k0f cf}lrTo k"0f{ /x]sf 5 . tt\kZrft qmdzM yk zfvf sfof{nox?sf] ;+Vofdf sdL x'g] ePsf]n] cf=j= @)&^÷&& df ^)Ü n] / cf=j= @)&&÷&* df !*Ü n] x'g] lgIf]k a[l4sf] k|If]k0f oyfy{k/s /x]sf] 5 .

@= shf{ tyf ;fk6df cf}ift a[l4b/ u|fxs ;b:ox?sf] ;+Vofsf] a[l4;Fu} shf{ r/0fsf] nufgLdf klg j[l4 x'g] ePsf]n]] cf=j= @)&%÷&^ df **=*&

Ü n] j[l4 x'g] k|If]k0f ul/Psf] 5 . ;fy} g]kfn /fi6« a}+saf6 Ohfhtkqk|fKt æ3Æ ju{sf n3'ljQ ljQLo ;+:yfx?nfO{ hf/L ul/Psf] lgb]{zg, @)&% adf]lhd k|lt Cl0f shf{ l;dfsf] pkNnf] xb;Ddsf] shf{ Cl0fx?n] pkof]u ul/;Sg] / shf{sf] l;df ga9\g] ePsfn] cf=j= @)&^÷&& / cf=j= @)&&÷&* df qmdzM %)Ü / @%Ü sf] j[l4 k|If]k0f ul/Psf] 5 .


#= s"n cfodf cf}ift j[l4 ;+:yfsf] shf{ nufgLdf x'g] j[l4sf ;fy;fy} cf=j= @)&$÷&% sf] cfiff9 d;fGtdf dfq z]o/ k"FhLdf j[l4

ePsfn] cf=j= @)&%÷&^ df s'n cfodf !*$=)(Ü n] j[l4 x'g] k|If]k0f ul/Psf] xf] / rfn' cf=j= b]lv ;f]xL z]o/ k"FhL g} sfod x'g] ePsfn] cf=j= @)&^÷&& / cf=j= @)&&÷&* df shf{ nufgLsf] j[l4sf] cfwf/df j[l4sf] k|If]k0f ul/Psf] xf] .

$= s"n vr{df cf}ift j[l4 ;+:yfdf sd{rf/Lx?sf] ;+Vofdf a[l4sf] ;fy} tna eQfdf ePsf] a[l4 tyf a}+s ljQLo ;+:yfn] shf{ ;fk6Ldf

lng] Aofhdf a[l4 ePsf] sf/0fn] ubf{ cf=j= @)&%÷&^ df s"n vr{df !%$=(& Ü n] a[l4 x'g] k|If]k0f ul/Psf] 5 . a}+s tyf ljQLo ;+:yfsf] Aofh b/df s]xL k|ltzt 36\g] cg'dfg ul/Psf]n] cf=j= @)&^÷&& df !@#=@(Ü n] / cf=j= @)&&÷&* !)^=%!Ü n] qmdzM s"n vr{df j[l4 x'g] k|If]k0f ul/Psf] 5 .

%= ;+rfng vr{ tyf s"n cfDbfgL cg'kft ;+rfng vr{ / s"n cfDbfgLdf ul/Psf] k|If]k0fsf] cfwf/df g} ;+rfng vr{ tyf s"n cfDbfgLsf] cg'kft k|If]k0f

ul/Psf] 5 .^ lgIf]ksf] cf}ift Aofhb/ k|ltztdf ljQLo ahf/df ;do ;dodf lgIf]kdf k|bfg ul/g] Aofhb/df kl/jt{g e}/x]sf] / cfufdL jif{x?df klg

;f] kl/jt{g x'g] ePsf]n] ;+:yfsf] ljQLo k|If]k0fdf u|fxsx?af6 shf{df lng] Jofhb/ tyf C0f ;fk6Ldf ltg]{ Aofhsf] b/nfO{ ;d]t cfwf/dfgL cf=j= @)&%÷&^ df !@=!)Ü n], cf=j=@)&^÷&& df (=*%Ü n] / cf=j= @)&&÷&* df &=%* Ü n] a[l4 x'g] k|If]k0f ul/Psf] 5 . pk/f]Qm k|If]k0fsf cfwf/x?df cGo lzif{sx?df ;f]xL adf]lhd g} kl/jt{g x'g] ePsfn] ;f]xL cg'?k g} k|If]k0f ul/Psf] 5 .

&= ;+rfng gfkmfsf] !) k|ltzt /sd sd{rf/L af]gz Joj:yfsf] nflu 5'6\ofO{Psf] 5 .*= cfpFbf] jif{x?sf] nflu a}+sn] cfh{g ug]{ gfkmfdf #)Ü sf] b/n] cfos/sf] nflu Joj:yf ul/Psf] 5 .(= ut jif{x?sf] jf:tljs cfFs8f tyf cfpFbf] jif{sf] ;+rfng of]hgfsf] cfwf/df a}+s Joj:yfkg4f/f ljQLo ljj/0f

k|If]k0f ul/Psf] xf] . k"FhL kof{Kttf (Capital Adequacy) sf] dfqf g]kfn /fi6« a}+sn] tf]s]sf] cg'kft cg'?k /xg] u/L k|If]k0f ul/Psf] 5 . h; cg'?k k"FhLsf]ifsf] cg'kft cf=j= @)&%÷&^, @)&^÷&& / @)&&÷&* sf] nflu qmdzM @!=%%, !&=$@ . !*=*) k|ltzt / k|fylds k"FhLsf] cg'kft cf=j= @)&%÷&^, @)&^÷&& / @)&&÷&* sf] nflu qmdzM @)=^@, !^=$* / !^=*% k|ltzt x'g]u/L k|If]k0f ul/Psf] 5 .

v_ ljQLo cg'kft ;DaGwL ljj/0fM s_ ;~rfng cjlw tLg jif{ JotLt e};s]sf] cj:yfdf ljut tLg jif{sf] / tLg jif{ JotLt e}g;s]sf] cj:yfdf ;~rfng cjlwsf] tyf cfufdL tLg jif{sf] k|If]lkt k|lt z]o/ cfDbfgL (EPS) tyf k|lt z]o/ g]6jy{ lgDgfg';f/ 5 . ljQLo ;+:yfsf] g]6jy{df ePsf] jf:tljs tyf k|If]lkt cf};t k|ltkmn b]xfo adf]lhd 5 M

ljj/0fjf:tljs -?=xhf/df_ k|If]lkt -?=xhf/df_**

072/073 073/74 074/75 075/076 076/077 077/078Rf'Qmf k"FhL 24,500 49,000 98,000 144,330 144,330 144,330k|:tfljt af]gz z]o/ - - - - - -hu]8f tyf sf]ifx? (484) 471 4,341 24,291 56,304 111,457hDdf 24,016 49,471 102,341 168,291 200,634 255,78736fpg] M ckn]vg x'g aFfsL vr{ 252 189 126 151 166 175s'n g]6jf]y{ 23,763 49,282 102,215 168,740 200,468 255,612Zf]o/ ;+Vof -xhf/df_ 245 490 980 1,443 1,443 1,443k|lt z]o/ g]6jf]y{ -?=_ 96.99 100.58 104.30 116.50 138.90 177.10k|lt z]o/ cfDbfgL -?=_ (2.46) 1.95 3.95 13.82 22.18 38.21k|lt z]o/ r'Qmf k"FhL -?=_ 100.00 100.00 100.00 100.00 100.00 100.00g]6jf]y{df k|ltkmn -Ü_ (2.54) 1.94 3.79 11.84 15.97 21.58

lgisfzg k"j{sf] k|lt z]o/ cfDbfgL (EPS) sfod /fVg a[l4 x'g] g]6jy{df cfjZos Go"gtd k|ltkmn ( Minimumreturn on increased networth required to maintain pre issue EPS) = #=*$Ü


gf]6M ljlQo ;+:yfsf] k|sflzt ePsf] jflif{s k|ltj]bgdf k|lt z]o/ cfDbfgL u0fgf ubf{ cf=j= @)&@÷ b]lv cf=j=@)&$÷&% ;Dd e"njz u0fgf uNtL ePsf] tyf ;f] cg'kft ;RrfO{Psf] ljj/0f g]kfn /fi6« a}+sdf k7fOPsf] / ;+zf]lwt ePsf] k|lt z]o/ cfDbfgL tyf cf=j= @)&$÷&% sf] ;+zf]lwt g]6jy{ dfly g]6jy{ tflnsfdf pNn]v ul/Psf] . o;sf ;fy}, g]6jy{ u0fgf ubf{ ckn]vg x'g afFsL vr{ 36fOPsf] sf/0fn] ubf{ ljQLo ;+:yfsf] k|sflzt ePsf] jflif{s k|ltj]bg eGbf km/s ePsf] hfgsf/Lsf nflu cg'/f]w 5 .

-v_ ljut @ jif{sf] g]6jy{df ePsf] cf}ift k|ltkmn M @=*&Ü!)= lwtf]kq lgisfzg ;DaGwL ljj/0f Ms_ lwtf]kq hf/L ug'{sf] p2]Zo Mc= a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @) cg'?k slDtdf #@=!)Ü z]o/ ;j{;fwf/0fdf laqmL ug'{kg]{ ePsf]

/ ;f]xL adf]lhd ljQLo ;+:yfsf] k|jGw–kqdf hf/L k"FhLsf] #@=!)Ü z]o/ ;j{;fwf/0fdf laqmL ug'{kg]{ k|fjwfg cg'?k ?= $ s/f]8 ^# nfv #) xhf/ /sd a/fa/sf] z]o/ kF"hL ;j{;fwf/0f g]kfnL gful/sx? -sd{rf/L ;d]t_ nfO{ laqmL ljt/0f u/L ljQLo ;+:yfsf] ;+rfngdf ;j{;fwf/0fnfO{ ;d]t ;+nUg u/fpg .

cf= ljQLo ;+:yfn] ;]jf lj:tf/ ug]{ qmddf nufgL a9fpg tyf ljQLo Pjd\ cfly{s ultljlwx?nfO{ lj:tf/ ug{ cfjZos kg]{ k"FhLsf] Joj:yf ug{ .

O= ljQLo ;+:yfsf] k|jGw–kq tyf lgodfjnLdf pNn]v ul/Psf p2]Zox? cg'?k ug'{kg]{ sfo{x?sf] nflu cfjZos kg]{ k"FhL ;+sng ug{ .v_ lwtf]kq lgisfzgaf6 k|fKt k"FhLsf] pkof]u M -s_ lgisfzgaf6 k|fKt x'g] s"n /sdnfO{ k|of]u ug]{ If]q ;DaGwL ljj/0f M lgisfzgaf6 k|fKt x'g] s'n /sd tn pNn]lvt ljleGg If]qx?df k|of]u x'g]5 M

qm=;+= ljj/0f /sd ?=!= kz'kfng tyf s[lif shf{ ?= @,!%)),)))÷–@= v'b|f Jofkf/ / ;]jf shf{ ?= !,^%,)),)))÷–#= ;fgf tyf 3/]n' pBf]u shf{ ?= *,##),)))÷–

hDdf ?= $,^#,#),)))÷–-v_ ;fj{hlgs lgisfzg ul/g] lwtf]kq k"0f{ ?kdf laqmL gePdf ;fj{hlgs lgisfzgsf] p2]Zo k|flKt ug{sf] nflu

ckgfOg] j}slNks Joj:yfM ljutdf cGo a}+s tyf ljQLo ;+:yfx?n] ;j{;fwf/0fdf z]o/ lgisfzg ubf{ lgisflzt z]o/x? eGbf clws

dfqfdf cfj]bg k|fKt x'g] u/]sf] b]lvPsf]n] o; ljQLo ;+:yfsf] lgisflzt z]o/x? klg k"0f{ ?kdf laqmL x'g] ljQLo ;+:yfsf] wf/0ff /x]sf] 5 . s'g} sf/0fjz k"0f{?kdf laqmL gePdf, >L k|e' Soflk6n lnld6]8, sdnfbL, sf7df8f}+}+n] lgisfzg /sdsf] zt\k|ltzt cfkm}+n] v/Lb ug]{ k|Tofe"ltdf ;D´f}tf ul/Psf] 5 .

-u_ cfof]hgfsf] ;~rfng :yfg, cfof]hgf r/0fa4 ?kdf sfof{Gjog ul/g] eP k|To]s r/0fdf nfUg] vr{, s'g} r/0f ;dfKt e};s]sf] eP ;f] ;DaGwL ljj/0fM

;f] gePsf] .-3_ cfof]hgf ;DkGg x'g], kl/If0f pTkfbg z'? x'g] / k"0f{ Joj;flos pTkfbg z'? x'g] cg'dflgt ldltM ;f] gePsf] .-ª_ ;+ul7t ;+:yfn] s'g} pks/0f v/Lb u/]sf] jf ug{ nfu]sf] eP pQm pks/0fsf] d"No jf k|:tfljt d"No, ;Knfo;{sf]

gfd / ;Knfo;{;Fu ;Demf}tf ePsf] eP ;f] sf] d"Vo d"Vo a'Fbfx?M ;f] gePsf] .-r_ s'g} kf6L{;Fu k|ltlnkL clwsf/, 6«]8dfs{, Ohfhtkq, /f]oN6L, ;xsfo{ ;DaGwdf jf ljQLo jf k|fljlws ;Demf}tf

ul/Psf] eP ;f] sf] k|d'v zt{x? / kf6L{sf] gfd, 7]ufgf ;DaGwL lj:t[t ljj/0fM ;f] gePsf] .-5_ pTkfbg ;DaGwL cfof]hgf eP, ;f] sf] k|s[lt, k|of]ustf{, k|lt:kwf{, nlIft ;d"x, pTkfbg Ifdtf, ljut jif{x?sf]

Ifdtf pkef]u jf eljiodf ul/g] Ifdtf pkef]u ;DaGwL ljj/0fM ;f] gePsf] .-h_ cfof]hgfsf] nflu cfjZos sRrf kbfy{sf] pknAwtf / To;sf] >f]tM ;f] gePsf] .


-em_ cfof]hgfsf] nflu cfjZos x'g] ljB't, kfgL, Uof;sf] dfqf / To;sf] >f]tM ;f] gePsf] .-`_ ;fj{hlgs lgisfzgsf nflu ul/g] vr{ k|d'v ?kdf b]xfodf pNn]lvt kIfx?nfO{ lbg] z'Ns ;DaGwL ljj/0fM

-c_ lgisfzg tyf laqmL k|jGwsM o; ljj/0fkq dfkm{t ;fj{hlgs ?kn] ;j{;fwf/0fdf laqmL ul/g] ;fwf/0f z]o/sf] lgisfzg tyf laqmL

k|jGws ;DaGwL sfo{sf nflu lgo'Qm PgPdla Soflk6n lnld6]8 sf7df8f}++nfO{ pQm ;]jf k|bfg u/] jfkt Psd'i7 ?= !,)),)))÷– ;]jf z'Nssf] ?kdf lbOg]5 .

-cf_ 6«li6 -l8j]Gr/lgisfzgsf] xsdf_ M ;f] gePsf] .-O_ k|Tofe"ltstf{ M >L k|e' Soflk6n lnld6]8, sdnfbL, sf7df8f}+nfO{ k|Tofe'lt ;]jf k|bfg u/] jfkt ?= !,)),)))÷– sldzgsf]

?kdf lbOg] 5 .-O{_ lj1x? M ;f] gePsf] .-p_ n]vfkl/IfsM ljQLo ;+:yfn] k|If]lkt ljQLo ljj/0fx?sf] k'g/fjnf]sg u/L k|dfl0ft ug{ n]vfk/LIfs g]kfn P;f]l;P6\sf

rf6{8 Psfp06]06 >L /d]z g]kfnn] k|dfl0ft ug'{ePsf]] 5 .-pm_ cGo -h:t} M ;+sng s]Gb|, lgisfzg a}+s cflb_ M g]kfn lwtf]kq af]8{af6 ldlt @)&$ ;fn kmfNu'0f !! ut]b]lv l;–cf:af k|0ffnL sfof{Gjog eO{;s]sf]

;Gbe{df l;–cf:afsf] ;b:otf lnPsf a}+s tyf ljQLo ;+:yf / ltgsf tf]lsPsf zfvf sfof{nox? o; lgisfzgsfnflu ;+sng s]Gb|sf] ?kdf /xg]5g\ . l;– cf:af ;b:o a}+s tyf ljQLo ;+:yfx?nfO{ s'g} z'Ns sldzg e'Qmfg ug'{gkg]{ / lghx?n] g]kfn lwtf]kq af]8{n] tf]s] adf]lhdsf] z'Ns lgisfzg tyf laqmL k|jGwsnfO{ e'Qmfg ug]{5g\ . l;–cf:af k|0ffnL sfof{Gjog ePsf] ;Gbe{df lgisfzg a}+ssf] cfjZostf gx'g] ePtf klg cfjZostf cg';f/ lgisfzg a}+s vf]Ng ;lsg]5 / ;f] sf] hfgsf/L g]kfn lwtf]kq af]8{nfO{ clu|d ?kdf u/fO{g] 5 .

u_ ;fj{hlgs lgisfzgaf6 k|fKt /sdnfO{ cfof]hgfdf k|of]u ug{ k"j{ cGo s'g} Joj:yf ug{ nfluPsf] 5 eg] tT;DaGwL ljj/0fM

;f] gePsf] .3_ lk|ldoddf lwtf]kq hf/L ug]{ ePdf M lk|ldod yk gul/Psf]] .ª_ lwtf]kqsf] afF8kmfF6, lkmtf{ e'QmfgL tyf ;"rLs/0f ;DaGwL ljj/0f M

-s_ cTolws dfu jf Go"g dfu ePsf] cj:yfdf afF8kmfF8sf] k|ls|of M o; ljj/0fkq dfkm{t hf/L ul/Psf] ;fwf/0f z]o/ v/Lbsf] nflu cTolws dfu eO{ k|fKt ePsf cfj]bgx?nfO{

lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf, @)&$ df ePsf] k|fjwfg cg';f/ cfj]bsx?df lwtf]kq afF8kmfF8 ul/g]5 . olb lgisfzg ul/Psf] z]o/sf] ;+Vof eGbf sd z]o/ v/Lbsfnflu b/vf:t k|fKt x'g cfPdf /Ltk"j{s k|fKt ePsf] ;Dk"0f{ z]o/ cfj]bsx?df afF8kmfF6 u/L afFsL ePsf] z]o/ lsQf k|Tofe"tLstf{n] k|Tofe"tL ;Demf}tfdf ePsf] Joj:yf cg';f/ v/Lb ug]{5 .

-v_ cToflws dfu ePsf] jf afF8kmfF8 gePsf] cj:yfdf lkmtf{ e'QmfgL ;DjGwL Joj:yf M z]o/ ljqmL aGb ePsf] ldltn] g]kfn lwtf]kq af]8{n] tf]s]sf] ;dofjlwleq z]o/ afF8kmfF8 u/L k"0f{ jf cf+lzs

?kdf :jLs[t÷c:jLs[t ePsf] Joxf]/f pNn]v u/L lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @) sf] cg';"lr & adf]lhdsf] ljj/0f ;DalGwt cf:af (ASBA) ;b:o a}+s tyf ljQLo ;+:yfx?nfO{ pknAw u/fO{g] 5 / ;f]xL ljj/0fsf cg'?k cf:af ;b:o a}+s tyf ljQLo ;+:yfx?n] afF8kmfF8df gk/]sf] z]o/ jfktsf] /sd ;DalGwt cfj]bsx?sf] /f]Ssf /x]sf] a}+s vftf km's'jf u/L lkmtf{ ul/lbg]5 .

-u_ lgj]bg ;fy k|fKt /sdsf] lkmtf{ e'QmfgLdf l9nfO{ ePdf lbOg] Jofhb/ M lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @) k"0f{ ?kdf nfu' eO{;s]sf] ;Gbe{df ;f]

Joj:yf nfu' gx'g] . -3_ lwtf]kq afF8kmFf8 tyf k|df0fkq hf/L ;DjGwL k|s[of / ;dofjlw M lgisfzg ul/g] ;fwf/0f z]o/x? k|rlnt lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf @)&$, ;DaGwL Joj:yf


cg';f/ ;fwf/0f z]o/sf] lgwf{l/t ;do leq afF8kmfF8 u/L g]kfn :6s PS;r]~h lnld6]8df ;"lrs/0f tyf l;l8P; P08 lSnol/Ë lnld6]8df btf{ ul/g]5 . lxtu|fxL vftf clgjfo{ ePsf] ;Gbe{df z]o/sf] k|df0fkq 5kfO{ ul/g] 5}g / z]o/sf] ;"lrs/0f eP kZrft afF8kmfF8df k/]sf cfj]bsx?n] cfj]bg kmf/fddf pknAw u/fPsf]] lxtu|fxL vftfdf afF8kmfF6df k/]sf] z]o/ ljt/0f÷hDdf ug]{ Joj:yf ldnfO{g]5 .

-ª_ lwtf]kq ;"rLs/0f e};s]sf] eP, To:tf] lwtf]kq ;"lrs/0f ul/Psf] lwtf]kq ahf/sf] gfd / lwtf]kqsf] sf/f]jf/ z'? x'gsf] nflu ;+ul7t ;+:yfn] k"/f ug{'kg]{ zt{x? ;DjGwL ljj/0f M

gePsf] .-r_ lwtf]kq ;"rLs/0f e}g;s]sf] eP, ;+ul7t ;+:yfn] lgisfzg tyf laqmL ul/g] lwtf]kqx? k|rlnt P]g lgod

cg';f/ ;xh v/Lb, laqmL jf ljlgdo x'g ;Sg] u/fpgsf nflu ul/g] Joj:yf ;DjGwL ljj/0f M ;fj{hlgs lgisfzg ul/g] ;fwf/0f z]o/ k|rlnt z]o/ lgisfzg tyf afF8kmfF8 ;DaGwL Joj:yf cg';f/

;fwf/0f z]o/sf] afF8kmfF8 u/] kZrft\ g]kfn :6s PS;r]Gh lnld6]8 tyf l;l8P; P08 lSnol/Ë lnld6]8df k|rlnt Joj:yf cg';f/ ;"lrs/0f tyf btf{ u/fO{ z]o/ v/Lb laqmL tyf /fkm;fkmsf] nflu cfjZos Joj:yf ldnfOg]5 .

r_ k|Tofe"lt ;DaGwL ljj/0fM-s_ lwtf]kq k|Tofe"lt ug]{ ;+ul7t ;+:yfsf] gfd, 7]ufgf / k|Tofe"lt ug]{ lwtf]kqsf] ;+Vof / /sd o; ljj/0fkq dfkm{t lgisfzg ug{ nfluPsf] lwtf]kqsf] !)) k|ltzt x'g cfpg] $,^#,#)) lsQf ;fwf/0f

z]o/sf] nflu ?= $,^#,#),)))÷– /sd a/fa/sf] k|e' Soflk6n lnld6]8, sdnfbL, sf7df08f}+åf/f k|Tofe"lt ;]jf k|bfg ul/Psf] 5 .

-v_ lwtf]kq k|Tofe"ltstf{;Fu ul/Psf] ;Demf}tfsf] d'Vo d'Vo a"Fbfx? o; ljj/0fkq dfkm{t lgisfzg ug{ nfluPsf] lwtf]kqsf] k|Tofe"ltstf{;Fu d'Vo a'Fbfx? b]xfo adf]lhd /x]sf] 5 .!= k|Tofe"ltstf{n] $,^#,#)) lsQf z]o/x?sf] nflu k|Tofe"lt;]jf k|bfg u/]sf] 5 .@= k|Tofe"ltstf{nfO{ k|Tofe"lt ;]jf k|bfg u/] jfkt ljQLo ;+:yfn] ? !,)),)))÷– sldzgsf] ?kdf lbg]5 .#= o; ljj/0fkq cg';f/ hf/L ul/g] ;fwf/0f z]o/x?df k|Tofe"ltstf{sf] bfloTj k|Tofe"ltt ul/Psf] z]o/

lsQfdf dfq ;Lldt x'g]5 .$= o; ljj/0fkq cg';f/ hf/L ul/g] ;fwf/0f z]o/x? k"0f{ ?kdf laqmL gePdf dfly pNn]lvt k|Tofe"ltt lsQf

z]o/x?df ;Lldt x'g] u/L k|Tofe"ltstf{n] v/Lb ug]{ ;xdtL hgfPsf] 5 .%= o; ;Demf}tfkqsf] cjlw k|Tofe"ltstf{sf] bfloTj ;dfKt geP;Dd x'g]5 .^= o; ljj/0fkq cg';f/ hf/L ul/g] ;fwf/0f z]o/x? k"0f{ ?kdf laqmL ePsf] hfgsf/L k|fKt kZrft ;Demf}tf

kq :jtM vf/]h x'g]5 .&= pQm cjlwdf s'g} ljjfb pTkGg ePdf cfk;L ;Dembf/Ldf ;dfwfg ul/g]5 t/ ;Dembf/Ldf cfpg g;Sg]

cj:yfdf dWo:ystf{sf] ;xeflutfdf ;dfwfg ul/g] 5 .

-s_ lwtf]kqjfnfsf] clwsf/ tyf k|ltaGwfTds Joj:yfx? h:t} dtflwsf/, nfef+z, xsk|b z]o/, lwtf]kqjfnfsf] clwsf/df kl/jt{g ug]{ k|s[of tyf lwtf]kqsf] vf/]hL cflb ;DjGwL ljj/0f

lwtf]kqjfnfsf] clwsf/ tyf k|ltaGwfTds Joj:yfx? h:t} dtflwsf/, lwtf]kqjfnfsf] clwsf/df kl/jt{g ug{ k|s[of tyf lwtf]kq vf/]hL cflb ;DaGwL Joj:yf k|rlnt sfg'g adf]lhd x'g]5÷ul/g]5 . ;fy}, nfef+z, xsk|b z]o/ cflb ;DaGwL ljj/0fljQLo ;+:yfn] lgoldt ?kdf cfh{g ug]{ d'gfkmf, tyf ljQLo ;+:yfsf] k"FhL of]hgf cg';f/ k|rlnt sfg"g adf]lhd ul/g]5 .

-v_ lgodfjnL, k|jGwkq k|fKt ug]{ jf x]g{ ;lsg] 7fpF, e'QmfgL ug]{ tl/sf, lng'kg]{ Go"gtd lwtf]kq ;+Vof / ;f] eGbf dfly lng] ePdf s'g u'0ff‹df lng ;lsg] xf] ;f] ;DaGwL ljj/0f

!= ljQLo ;+:yfsf] k|jGw—kq tyf lgodfjnL ljQLo ;+:yfsf] /lhi68{ -s]Gb|Lo_ sfof{no kj{t lhNnf s':df gu/kflnsf j8f g+ %, s':df ahf/df / o; lgisfzg sfo{sf nflu lgo'Qm lwtf]kq lgisfzg tyf laqmL k|jGws >L PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df08f}++}+df sfof{no ;doleq ;Dks{ /fvL k|fKt ug{ ;lsg] 5 .

5= cfj]bg lb+bf Wofg lbg'kg]{ s'/fx?M


@= k|To]s cfj]bsn] sDtLdf !) -bz_ lsQf z]o/ v/Lbsf nflu cfj]bg lbg'kg]{5 . !) -bz_ lsQfeGbf a9L z]o/sf nflu cfj]bg lb+bf !) -bz_ cÍsf] u'0fg ;+Vofdf clwstd !,))) lsQf a/fa/sf] ?= Ps nfv ;Ddsf] clwstd z]o/sf nflu cfj]bg lbg ;Sg]5g\ .

-u_ cfj]bg lb+bf kfng ug{'kg]{ zt{ aGb]hx? h:t} Ps eGbf a9L b/vf:t lbg gkfOg], nufgLstf{sf] klxrfgsf] nflu gful/stf÷hGdbtf{sf] k|dfl0ft k|df0fkqsf] k|ltlnlk k]z ug{'kg]{ jf lwtf]kq bnfn Joj;foLn] lbPsf] u|fxssf] kl/ro kq / ;DjlGwt Joj;foLsf] gfd v'nfpg'kg]{ / a}+s vftf dfkm{t sf/f]jf/ ul/g'kg]{ h:Tff kIfx?

!= s'g} klg g]kfnL gful/sn] o; ljj/0fkq cg';f/ hf/L ul/g] z]o/ v/Lb ug{ cfj]bg lbg ;Sg]5g\ . @= cfj]bsn] l;–cf:jf k|0ffnLaf6 cfˆgf] vftf /x]sf] a}+s tyf ljQLo ;+:yf dfkm{t dfq cfj]bg lbg'kg]{5 . #= cfj]bsn] cfj]bg lbg'k"j{ cfˆgf] vftf /x]sf] ;DalGwt a}+s tyf ljQLo ;+:yfdf uO{ lwtf]kqsf] ;fj{hlgs

lgisfzgsf] s]lGb|s[t ljB'lto ;]jf sfo{ ;~rfng lgb]{lzsf, @)&$ sf] cg';"lr $ adf]lhdsf] l;–cf:af /lhi6«]zg kmf/d e/L CRN g+= lng'kg]{5 .

$= cfj]bssf] a}+s vftfdf ePsf] ljj/0f / cg';"lr $ df pNn]v u/]sf] ljj/0f ldNg'kg]{5 .%= cfj]bsn] CRN g+= k|fKt u/]kZrft\ z]o/ v/Lbsfnflu tf]lsPsf] 9fFrfdf ;DalGwt a}+s tyf ljQLo ;+:yfdf

lwtf]kq v/Lbsfnflu cfj]bg lbg'kg]{5 .^= cfj]bsn] cfj]]bg kmf/ddf pNn]v u/]sf] lxtu|fxL kl/ro g+= / cGo ljj/0f l;–cf:af ;ˆ6j]o/df /x]sf] cfj]

bssf] lxtu|fxL vftf / cGo ljjj/0f ;+u ?h' x'g'kg]{5 .&= cfj]bsn] cfj]bg kmf/d a'emfpFbf b]xfosf s'/fx?df ljz]if Wofg lbO{ :ki6;+u cfj]bg kmf/d e/L a'emfpg'

kg]{5 M s= lwtf]kq lgisf;gstf{ sDkgLsf] gfd . v= cfj]bssf] gfd, y/, 7]ufgf, gful/stf g+=, b:tvt, ;Dks{ kmf]g g+=, Od]n 7]ufgf . u= gfjfns / ljlIfKt JolQmsf] xsdf ;+/Ifssf] gfd, y/ / gftf . 3= vl/b ug{ rfx]sf] lwtf]kqsf] ;+Vof -c+s / cIf/df_ . ª= vl/b ug{ rfx]sf] lwtf]kq jfktsf] /sd -c+s / cIf/df_ . r= cfj]bssf] vftf /x]sf] a}+ssf] gfd, 7]ufgf, vftf g+= / vftfsf] lsl;d . 5= cfj]bssf] lxtu|fxL -l8Dof6_ vftf gDa/ .*= cfj]bsx?n] cfj]bg lb+bf l;–cf:jf ;b:o a}+sx?df /x]sf] cfj]bg jfktsf] /sd /f]Ssf /flvg] vftf cGo

s'g} k|sf/n] /f]Ssf /x]sf] jf lgliqmo (Dormant) /x]sf] x'g'x'Fb}g . (= cfj]bg lbPsf] /sd a/fa/sf] /sd vftfdf x'g' kg]{5 .!)= Ps JolQmn] cfkm"n] vl/b ug{ rfx]sf] ;fwf/0f z]o/sf] nflu Ps eGbf a9L b/vf:t lbg] kfOg] 5}g . olb

Ps JolQmsf] gfddf Ps eGbf a9L cfj]bg k|fKt x'g cfPdf ;Dk"0f{ b/vf:tnfO{ /2 ul/g]5 . !!= lwtf]kq v/Lbsf] nflu b/vf:t lbFbfsf] cj:yfdf jf b/vf:t lbO{;s]kl5 v/Lb u/]sf] lwtf]kq jfktsf]

/sd e'QmfgL gx'Fb} k|rlnt sfg'g adf]lhd clwsf/ k|fKt clwsf/L jf lgsfoaf6 nufgLstf{sf] vftf /f]Ssf /fVg] cfb]z k|fKt ePdf lgisfzg tyf ljqmL k|aGwsn] To:tf] b/vf:t kmf/fdnfO{ cfb]z adf]lhd ug]{5 .

!@= lwtf]kq afF8kmfF6 ug'{k"j{ clVtof/ k|fKt lgsfoaf6 s'g} nufgLstf{sf] vftf /f]Ssf /fVg cfb]z jf lgb]{zg k|fKt ePdf ;DalGwt a}+s jf ljQLo ;+:yfn] To:tf] cfb]z jf lgb]{zg cg';f/ ;DalGwt nufgLstf{sf] vftf /f]Ssf u/L To;sf] hfgsf/L t'?Gt lgisfzg tyf ljqmL k|aGwsnfO{ lbg'kg]{5 .

!#= l;l8P; P08 lSnol/Ë lnld6]8af6 pknAw u/fO{Psf] æd]/f] z]o/Æ ;ˆ6j]o/af6 klg cfj]bsn] cfj]bg ug{ ;Sg]5g\ . To;sfnflu cfj]bsn] cfˆgf] lxtu|fxL vftfdf a}+s vftfsf] ljj/0f pNn]v ul/;s]sf] x'g'kg]{5 / ;DalGwt a}+s tyf ljQLo ;+:yfaf6 CRN g+= lnO{;s]sf] x'g'kg]{5 .

!$= z]o/sf] afF8kmfF8 u/L ;"lrs/0f eP kZrft afF8kmfF8df k/]sf cfj]bsx?nfO{ afF8kmfF8df k/]sf] z]o/ lghx?sf] lxtu|fxL vftfdf hDdf ug{] Joj:yf ul/g] 5 .

!%= o; ljj/0fkq dfkm{t lgisfzg ul/g] z]o/sfnflu Go"gtd !) lsQf tyf ;f] eGbf a9Lsfnflu !) c+sn] efu hfg] ;+Vofdf clwstd !,))) lsQf ;Ddsfnflu cfj]bg lbg ;lsg]5 .


!!= ;DalGwt kIf aLrsf] sf/f]af/ ;DaGwL ljj/0fM lgisfzgstf{ ;+ul7t ;+:yf / lgDg lnlvt kIf aLr ljut @ aif{sf] cjlwdf s'g} k|sf/sf] a:t'ut sf/f]jf/

ePsf] jf s'g} sf/f]jf/ ug{ k|:tfj ul/Psf] eP sf/f]jf/df ;+nUg AolQmx?sf] gfd, ltgLx?sf] ;+ul7t ;+:yf;-Fusf] ;DaGw, sf/f]af/sf] k|s[lt / /sd M

-s_ ;+ul7t ;+:yfsf] sfo{sf/L clws[t jf ;~rfnssf] ?kdf /x]sf] JolQmM ;f] gePsf] .-v_ cfwf/e"t z]o/wgLM ;f] gePsf] .-u_ v08 -s_ / -v_ df pNn]lvt s'g} JolQmsf] Psf3/ kl/jf/sf] ;b:o M ;f] gePsf] .-3_ ;+ul7t ;+:yfsf] sfo{sf/L clws[t jf ;~rfns jf cfwf/e"t z]o/wgLn] #) k|ltzt jf ;f] eGbf a9L dtflwsf/

x'g] u/L z]o/ :jfldTj u|x0f u/]sf] sDkgL jf ;+ul7t ;+:yf M ;f] gePsf] .-ª_ ;+ul7t ;+:yfsf] jf To;sf] ;xfos sDkgLn] xfnsf] ;~rfns jf lghsf] Psf3/ kl/jf/sf] ;b:osf nflu s'g}

sf/f]af/ jf ;Demf}tf u/]sf] 5 eg] ;f] jf ljj/0fkq k|sfzg ug'{ eGbf # jif{ cufl8sf] cjlwdf ljQLo ;+:yfsf]] ;~rfns jf ;~rfnssf] Psf3/ kl/jf/sf] ;b:osf nflu s'g} sf/f]jf/ jf ;Demf}tf u/]sf] eP ;f] s'/fM ;f] gePsf] .

-r_ s'g} ;~rfns jf ;~rfnssf] Psf3/ kl/jf/sf] ;b:onfO{ s'g} C0f lbPsf] jf lgh;Fu lnPsf] eP pQm C0f ;DaGwL lj:t[t ljj/0f h:t} C0f jfkt lnPsf] /sd, C0fsf] Jofhb/, C0f lnPsf] ldlt, C0f e'QmfgL cjlw cflbsf] ljj/0fM ;f] gePsf] .

!@= ljb]zL nufgL / Joj:yfkg ;DaGwL ljj/0f M ;f] gePsf] .!#= ;"rLs[t ;+ul7t ;+:yfn] ;fj{hlgs lgisfzg ug]{ ePdf ;f] ;DaGwL ljj/0f M -s_ ;+ul7t ;+:yfsf] ljut # cfly{s jif{sf] k|To]s q}dfl;s cjlwsf] pRrtd, Go"gtd, clGtd ahf/ d"Nosf ;fy}

sf/f]af/ ePsf] z]o/ ;+VofM ;f] gePsf] .-v_ af]8{df ljj/0fkq btf{sf] nflu k|:t't ug'{eGbf ^ dlxgf cufl8sf] cjlwsf] dfl;s ?kdf pRr, Go"g / clGtd

d"Nosf ;fy} k|To]s dlxgfdf sf/f]af/ ePsf] s'n lbg / s'n sf/f]af/ ePsf] lwtf]kqsf] ;+VofM ;f] gePsf] .!$= kl5Nnf] ;fj{hlgs lgisfzgsf] cg'dfg tyf pknAwL ;DaGwL ljj/0fM ;f] gePsf] .!%= k/fdz{bftf÷ljz]if1 ;DaGwL ljj/0fM -s_ n]vfk/LIfs÷ k|d'v a}+s, lgisfzg sfo{ ;Fu ;+nUg a}+s, k|If]lkt ljQLo ljj/0f 7Ls 5 egL k|dfl0ft ug]{ lj1

cflbsf] gfd tyf 7]ufgf • n]vfk/LIfs M ljQLo ;+:yfsf] cf=j= @)&$÷)&% sf] cfDbfgL vr{ lx;fa tyf jf;nftsf] n]vfk/LIf0f P; b]jsf]6f P08

sDkgLsf rf6{8{ Psfp6]06 >L ;'lgn b]jsf]6fn] ug'{ePsf] 5 .• lgisfzg a}+s (Bankers to the Issue): lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @) nfu' eO{;s]sf] ;Gbe{df ;f] Joj:yf nfu' gx'g] . ljQLo k|If]k0fsf] ljj/0f tof/ kfg]{ lj1M o; ljj/0fkqdf pNn]v ul/Psf] ljQLo k|If]k0fsf] ljj/0ftof/ kfg]{ lj1df ljQLo ;+:yf cfkm} /x]sf] 5 .• ljQLo k|If]k0fsf] cg'dfg tyf cfwf/x? k'g/fjnf]sg u/L ljj/0f 7Ls 5 egL k|dfl0ft ug]{ lj1M o; ljj/0fkqdf pNn]v ul/P adf]lhd tof/ ul/Psf] ljQLo ljj/0f tyf k|If]k0fsf] cg'dfg tyf cfwf/x? k'g/

fjnf]sg u/L ;f] cfwf/df tof/ ul/Psf ljQLo k|If]k0fsf ljj/0f oyfy{k/s /x]sf] egL k|dfl0ft ug]{ ljz]if1df g]kfn P;f]l;o6\;sf rf6{8{ Psfp06]06 >L /d]z g]kfnHo" /xg' ePsf] 5 .

-v_ dfly v08 -s_df pNn]lvt ;+:yf jf JolQm;Fu ePsf] ;xdltsf d'Vo d'Vo a"Fbf tyf zt{x?M• n]vfk/LIfs M ;f] gePsf] .• lgisfzg a}+s (Bankers to the Issue) M lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @) k"0f{ ?kdf nfu' eO{;s]sf] ;Gbe{df ;f] Joj:yf

nfu' gx'g] .


!^= cfof]hgf ;DkGg ug{sf] nflu ;fj{hlgs lgisfzg afx]s cGo ljQLo >f]tx? k|of]u ul/Psf] 5÷5}g, tT;DaGwL ljj/0fM

;f] gePsf] .!&= d'2f tyf ljjfb ;DaGwL ljj/0f M-s_ ;+ul7t ;+:yfsf] t/ntf, df}Hbft, sfo{ ;+rfngdf tflTjs c;/ kg]{ vfnsf] s'g} d'2fdfldnf jf ljjfb eP ;f]

;DaGwL ljj/0f tyf pk/f]Qm d'2f jf ljjfbsf] sf/0faf6 kg{ ;Sg] k|efj ;DaGwdf Joj:yfkgsf] wf/0ffM ;f] gePsf] .-v_ ;+ul7t ;+:yfnfO{ c;/ kg]{ u/L ;+:yfsf] ;+:yfks÷;~rfnsn] jf nfO{ bfo/ ul/Psf] d'2f ;DaGwL ljj/0fM ;f] gePsf] .-u_ ljut kfFr jif{df ;+ul7t ;+:yfsf] s'g} ;+:yfks÷;~rfns sfnf];"rLdf k/]sf] jf s'g} g}lts jf cfly{s sf/0faf6

s'g} lgodg lgsfo jf cbfntn] ;hfo u/fPsf] eP, To:tf] ;+:yfks÷;~rfnssf] gfd / ;hfo ug]{ lgodg lgsfo jf cbfntsf] gfd ;DaGwL ljj/0fM

;f] gePsf] .-3_ ;+ul7t ;+:yf a}+s jf ljQLo ;+:yfdf C0f glt/L l8kmN6 ePsf], lgod cg';f/sf] z'Ns glt/]sf], lwtf]kqjfnfx?sf]

s'g} /sd e'QmfgL gul/Psf] eP tT;DaGwL ljj/0fM ;f] gePsf] .!*= u'gf;f] ;'Gg] / ;dfwfg ug]{ k|s[ofM lgisflzt lwtf]kq ;DaGwL nufgLstf{x?sf] u'gf;f] tyf ;'emfj ;'Gg tyf ;f] sf] ;dfwfgsf nflu lwtf]kq

lgisfzg tyf laqmL k|jGws PgPdla Soflk6n lnld6]8, gfukf]v/L, sf7df8f}+df Pp6f 5'§} sIfsf] Joj:yf ul/Psf] 5 . s'g}klg nufgLstf{n] o; lgisfzg;+u ;DalGwt ljifodf s'g} u'gf;f] jf ;'emfjsf nflu ;Dks{ clws[t :d[lt dxh{gnfO{ lghs} sfo{sIfdf jf lghnfO{ sfof{no ;doleq )!–$$#&(^# -PS;= !!$_ df ;Dks{ ug{ ;lsg]5 .

!(= gub glnO{ s;}nfO{ lwtf]kq lgisfzg ul/Psf] 5 eg] To:tf] JolQm jf ;d"xsf] gfd, v/Lb ul/Psf] ;DklQ jf ;]jf ;DaGwL ljj/0f, lgisfzg ul/Psf] lwtf]kqsf] ;+Vof / b/ ;DaGwL ljj/0fM

;f] gePsf] .@)= C0fkq lgisfzg ;DaGwL ljj/0fM xfn;Dd ljQLo ;+:yfn] C0fkq lgisfzg u/]sf] 5}g / o; lgisfzg ;fwf/0f z]o/sf] ;j{;fwf/0fdf lgisfzg

dfq xf] .@!= cu|flwsf/ z]o/ lgisfzg ;DaGwL ljj/0fM cu|flwsf/ z]o/ hf/L ul/Psf] 5}g .@@= cGo ;fdfGo hfgsf/L M-s_ ljz]if1sf] s'g} /fo ePdf, ;f] sf] ljj/0fM k|If]lkt ljQLo ljj/0f 7Ls 5 elg g]kfn P;f]l;o6\; rf6{8{ Psfp6]G6\;sf l;=P= /d]z g]kfnn] k|dfl0ft

ug{'ePsf] 5 / ;f] sf] /fo tn pNn]v eP adf]lhd /x]sf] 5 M o; ljQLo k|If]k0f tyf ljQLo k|If]k0fsf cfwf/x? sDkgL :jo+n] tof/ ul/Psf] xf] . cf=j= @)&%÷&^ b]lv

@)&&÷&* ;Ddsf] k|If]lkt ljQLo ljj/0fx? jf:tljs cfFs8f tyf cfpFbf] jif{sf] ;+rfng of]hgfsf] cfwf/df sDkgLsf] Joj:yfkgn] tof/ kf/]sf] / o;sf nflu sDkgLsf] Joj:yfkg :jo+ g} pQ/bfoL x'g]5 .

Joj:yfkgn] k|If]lkt ljQLo ljj/0f tof/ ug'{sf] p2]Zo ;j{;fwf/0fx?sf] nflu z]o/ lgisfzg ug'{ xf] / o;df n]vf kl/Ifsn], k|:t't ul/Psf] k|If]lkt ljQLo ljj/0f k'g/fjnf]sg u/L ;f] sf] k|dfl0fs/0f dfq ul/Psf] 5 .

k|If]lkt ljQLo ljj/0fx? eljiodf 36\g ;Sg] 36gfx? / Joj:yfkgsf sfo{x?sf] af/]df kl/sNkgLo wf/0ffx? (hypothetical assumptions) sf] cfwf/df tof/ ul/Psf] 5 / h'g eljiodf 3l6t x'g cfjZos x'g] 5}g . sy+sbflrt sfa' aflx/sf] kl/l:ytL tyf 36gfx? ePdf o; k|If]lkt ljQLo ljj/0fdf pNn]v ul/Psf] ljQLo ljj/0f / jf:tljs ljQLo ljj/0fdf km/s kg{ ;Sg]5 .

ljQLo k|If]k0fx? sDkgLsf] ljutsf] sfo{s'zntfsf] cfwf/df oyf{yk/s wf/0ffsf] cfwf/df tof/ u/L a}s tyf ljQLo ;+:yfnfO{ nfu" x'g] n]vf lgtL cg';f/ k|:t't ul/Psf] 5 .

-v_ ut tLg cfly{s jif{ leqdf s'g} ;~rfns, n]vfk/LIfs kl/jt{g ePsf] eP, ;f] sf] sf/0fM


qm=;+=

;~rfnssf] gfd cfly{s jif{x6]sf]÷gofF lgo'lQm

kl/jt{gsf] sf/0f

!= >L lbg]z clwsf/L @)&$.)&% x6]sf]• a}+s tyf ljQLo ;+:yf ;DaGwL P]g

cg';f/ ;~rfnssf] ;+Vof & -;ft_ hgf sfod ug'{kg]{ ePsf]n] .

@= >L ;Ltf Gof}kfg] @)&$.)&% x6]sf]• a}+s tyf ljQLo ;+:yf ;DaGwL P]g

Date post:	26-Jan-2021
Category:	Documents
Upload:	others
View:	1 times
Download:	0 times

hg;]jL n3'ljQ ljQLo ;+:yf ln= · 2019. 5. 7. · s_ ;+rfnssf] lhDd]jf/L tyf hjfkmb]lxtf ;DaGwL...

Documents