ප්රධාන ගණකානිකානී ගගගගගගගග
ிபதாගகணக்காளர்ගගගගග Chief Accountant 011-2869742 011-2869742 [email protected]
11ලනලන අදියරඅදියර,,44 ලන මහලන මහ, , සෙත්සිරිපායසෙත්සිරිපාය, , බත්තරමුල්බත්තරමුල්.. //11ம் கட்டம்ம் கட்டம், , 44 வது மாடிவது மாடி,,செத்ெிறிபாய பத்தரமுல்லசெத்ெிறிபாய பத்தரமுல்ல //11sstt SStteepp,, 44 tthh fflloooorr,, SSeetthhssiirriippaayyaa BBaattttaarraammuullllaa
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අධායක්ෂ ගන ාන්
ணிப்ாளர்ගதலைலநனதிதிග Director General 011-2871672/2872202 011-2889002ගග [email protected]
අධායක්ෂ (පනල ගහනගආයත )
ணிப்ாளர் (ගிர்வாகம்/தாம்) Director (Admin & Establishment) 011-2873799 011-2873996ගගගගග [email protected]
Hot Line :0112-889007
අධායක්ෂ ග(ක්ෂෂුද්රගුලලය)
பணிப்பாளர் (குறு ிதி ) Director ( Micro Finance) 011-2889003 011-2887469
Hot Line:0112-885582
ානර්යනලයග
அலுவைகம்ග Officeග 0112882202
Hot Line: 011- 2887722
rKu;j;jp rKjha mbg;gil tq;fpr; Rw;WepUg ,yf;fk; - 2019/06
midj;J rKu;j;jp rKjha mbg;gil tq;fpfs; / tq;fpr; rq;fq;fspd; Kfhikahsu;fSf;Fk;.
rKu;j;jp rKjha mbg;gil tq;fpfis kjpg;gPL nra;tjw;Fk; kw;Wk; jug;gLj;Jtjw;Fkhd Ntiyj;jpl;lk; - 2018
01. mwpKfk; - 2016.12.31 Mk; jpfjp ntspaplg;gl;l 2016/12 ,yf;f Rw;WepUgj;jpy; Fwpg;gplg;gl;bUe;j Nehf;fk; kw;Wk; Fwpf;Nfhs;fis Kd; epWj;jp ,jw;F Kd;du; 2016 , 2017 Mk; Mz;Lfspy; rKu;j;jp rKjha mbg;gil tq;fpfis kjpg;gPL nra;jy; kw;Wk; jug;gLj;jy; Ntiyj;jpl;lk; nraw;gLj;jg;gl;lJ. ,jd; %yk; vjpu;ghu;f;fg;gl;l gy Nehf;fq;fs; ntw;wpfukhd Kiwapy; milag;gl;Ls;sij mtjhdpf;ff;$bajhf ,Ue;jJ. rKu;j;jp tq;fp tiyaikg;gpd; fle;j fhy epjp epiyikfis gFg;gha;T nra;tjd; Clhf ,d;epiyik ntspg;gLj;jg;gl;Ls;sJ. NkYk; gzpf;FOtpd; Mu;tk;, rKu;j;jp tq;fpfspd; thbf;ifahsu; Nrit (Customer Care)> mofpa tq;fpr; Rw;whly;> cw;gj;jpj;jpwd; vz;zf;fUf;fs; (5S) ghtpf;fg;gLfpd;wik Nghd;wd Kd;ida Mz;LfSld; xg;gpLk; NghJ cau;thd epiyapy; nraw;gLj;jg;gl;L tUtjhf ,jDld; njhlu;Ggl;l gy;NtW jug;ghsu;fSlDk; Nkw;nfhs;sg;gLk; fye;Jiuahly;;fs;> fs Ma;T Nghd;wtw;wpd; %yk; mtjhdpf;ff;$bajhf cs;sJ. ,jw;fika vjpu;fhyj;jpy; rKu;j;jp tq;fp tiyaikg;gpd; nraw;jpwd; kw;Wk; tpidj;jpwid mjpfupf;Fk; nghUl;L 2018Mk; Mz;bw;Fk; ,t;Ntiyj;jpl;lj;jpid nraw;gLj;Jtjw;F mtrpakhd epajpfs; kw;Wk; mit nraw;gLj;jg;glTs;s tpjk; Nghd;wit ,jd;%yk; mwpKfk; nra;ag;gLfpd;wJ. mjd; gpufhuk; fPo;tUk; tplaq;fs; njhlu;ghf rk;ke;jg;gl;l gpuptpdUf;F ,j;jhy; njspTgLj;jg;gLfpd;wJ.
1.1 cs;slf;fk; :-
I. kjpg;gPl;Lf; fhy vy;iy – 2018.01.01 njhlf;fk; 2018.12.31 tiu
II. Ntiyj;jpl;lj;jpy; ,yf;Fitf;fg;gLk; tq;fpfis cs;thq;Fjy; - 2018.01.01 njhlf;fk; 2018.12.31 tiu nraw;gl;l midj;J rKu;j;jp rKjha mbg;gil tq;fpfSk; ,jDs; cs;thq;fg;gLtJld; ,jNdhL njhlu;Ggl;Ls;s gy tplag;gug;Gf;fs; (fPo;tUk; ge;jpfspy; mwpKfk; nra;ag;gLfps;wd) kjpg;gPl;Lf;F cl;gLj;jg;glTs;sJ.
III. cs;thq;Ftjw;fhd epge;jidfs; - xl;Lnkhj;j rKu;j;jp tiyaikg;gpYk; cs;s Fiwe;j tUkhdk; ngWk; kf;fis nghUshjhu uPjpahfTk; kw;Wk; csuPjpahfTk; gyg;gLj;Jtjw;F Nkw;nfhz;l gq;fspg;gpid fUj;jpy; nfhz;L gpuNjr kw;Wk; khtl;l kl;lj;jpy; kjpg;gPLfs; Nkw;nfhs;sg;glTs;sJ. NkYk; Njrpa kl;l kjpg;gPLfspy; fPo; Fwpg;gplg;gLk; epyikfspy; cs;s tq;fpfs; cs;thq;fg;glkhl;lhJ.
මසේ අංකය
எதுஇை DSD/HO/05/MF/01/Rw;WepUgk; My No
ඔසේ අංකය
உமது இல ……………………………………… Your No
දිනය
திகதி ……………………………………… Date
2019.04.22
m) tq;fpapd; midj;J fzf;FfspdJk; Ms;rhu; NgNul;L guPl;irkPjpfs; kw;Wk;
nghJg;NgNul;Lg; guPl;irkPjpfs; rkg;glhj epyikapy; cs;s tq;fpfs; (vt;thwhapDk; Vw;Wf;nfhs;sf;$ba fhuzq;fspdhNyNa guPl;irkPjpfs; rkg;gltpy;iy vd khtl;l fzf;fha;T myfpdhy; cWjpg;gLj;jg;gLk; tq;fpfs; kjpg;gPl;Lr; nraw;ghl;Lf;F cs;thq;fg;gLk;)
M) 2018 Mk; Mz;by; el;lkile;j tq;fpfs; 1.2 nraw;gLj;;Jfpd;w Kiwik:-
rKu;j;jp mgptpUj;jp jpizf;fsj;jpd; FWepjpg; gpuptpd; %yk; mwpKfg;gLj;jg;gLfpd;w epajpfSf;fika xt;nthU tplaj;jpw;Fk; tq;fpfs; ngw;Wf; nfhs;fpd;w Gs;spfis mbg;gilahf itj;J rKu;j;jp rKjha mbg;gil tq;fpfs; kjpg;gPL nra;jy; kw;Wk; jug;gLj;jYf;F cl;gLj;jg;glTs;sJ.
2. epajpfspd; mwpKfk;; :- 2018 Mk; Mz;Lf;fhd rKu;j;jp rKjha mbg;gil tq;fpfs; kjpg;gPL nra;jYf;Fk;
jug;gLj;jYf;Fkhd epajpfshdJ ,jw;F Kd;du; 2016.12.31 Mk; jpfjpapy;
ntspaplg;gl;Ls;s 2016/12 Mk; ,yf;f Rw;WepUgj;jpd; 2.0 ge;jpapy; Fwpg;gplg;gl;bUe;j epajpfspy; jpUj;jq;fis nra;tjwn;fd jhgpf;fg;gl;l FOtpd; fye;JiuahlYf;fika Nkw;nfhs;sg;gl;l jpUj;jq;fs; tq;fp Kfhikj;Jt rigapd; mDkjpAld; ,k; Kiw ,t; Ntiyj;jpl;lj;jpw;fhd epajpfshf Kd;itf;fg;gLfpd;wd. ,jw;fika tq;fpfspd; Nehf;fj;jpd; milTfis mstplf;$ba tpjj;jpyhd epajpfs; cUthf;fg;gl;Ls;sd.
2.1 rKu;j;jp rKjha mbg;gil tq;fpfs; jug;gLj;jYf;fhd epajpfs; rKu;j;jp rKjha mbg;gil tq;fpfis jug;gLj;Jtjw;fhd epajpfshdit fle;j
Mz;Lfspy; gpd;gw;wg;gl;l epajpfSld; xg;gpLk; NghJ ghupasthd khw;wq;fs; Nkw;nfhs;sg;gltpy;iy. mjpy; nra;ag;gl;Ls;s rpW rpW khw;wq;fSldhd epajpfs; mlq;fyhd xl;Lnkhj;j kjpg;gPl;L KiwikAk; ,j;jhy; Kd;itf;fg;gLfpd;wJ.
rKu;j;jp rKjha mbg;gil tq;fpfis jug;gLj;Jk; eilKiwapy; 05 tplaq;fspd; fPo;
tq;fpr; nraw;ghLfs; kjpg;gPL nra;ag;glTs;sJ. mjd; gpufhuk; xU tq;fp ngw;Wf;nfhs;sf;$ba mjpfgl;r Gs;spfspd; msT 500 MFk; . fPo;tUk; tplag;gug;Gfspd; Kf;fpaj;Jtj;jpw;F mika mtw;wpw;F toq;fg;glTs;s Gs;spfspd; msT jPu;khdpf;fg;gl;Ls;sJ. xt;nthU tplaj;jpw;Fk; toq;fg;glTs;s Gs;spfspd; msT fPo;tUkhW mikAk;.
1. itg;Gfs; - 125 Gs;spfs; 2. fld;fs; - 135 Gs;spfs; 3. ,lu; Kfhikj;Jtk; - 125 Gs;spfs; 4. ,yhgj; jd;ik - 80 Gs;spfs; 5. tq;fpapd; Rw;whly; - 35 Gs;spfs;
nkhj;jk; - 500 Gs;spfs;
2.1.1 itg;Gfs;– nkhj;j Gs;spfs; - 125
I. ePz;lfhy itg;Gfs; (rpWtu;> rpRuf;f) - 20 Gs;spfs;
II. rhjhuz itg;Gfs; (mq;fj;jtu; my;yhNjhu;> jpupakhjh) -32 Gs;spfs;
III. capNuhl;lKs;s itg;Gfs; (FOitg;G) - 30 Gs;spfs;
IV. gq;F %yjdk; - 35 Gs;spfs;
V. mq;fj;jtu; itg;G - 08 Gs;spfs;
2.1.2 fld;fs; - nkhj;j Gs;spfs; - 135
I. ntspapy; cs;s mwtpl Ntz;ba fld; njhif - 60 Gs;spfs;
II. fld; njhifapd; mjpfupg;G - 50 Gs;spfs;
III. fld;fspd; vz;zpf;ifapy; Vw;gl;l mjpfupg;G - 10 Gs;spfs;
IV. fldhspfspd; tPjk; - 15 Gs;spfs;
2.1.3 ,lu; Kfhikj;Jtk; – nkhj;j Gs;spfs; - 125
I. fld; ,lu;fis Kfhik nra;jy; - 45 Gs;spfs;
fhyq;fle;j fld; tPjk; - 15Gs;spfs;
mwtplKbah fld; tPjk; - 15 Gs;spfs;
njhlu;Ggl;l FOtpdUf;F fld; toq;fy; - (-) Gs;spfs;
mwtplKbah fld; xJf;fk; nra;ag;glhik - (-) Gs;spfs;
mwtplKbah fld; kPs; mwtPL - 15 Gs;spfs;
II. jputj;jd;ik ,lu;fis Kfhik nra;jy; - 15 Gs;spfs;
jputj;jd;ik tPjk; - 5 Gs;spfs;
itg;GfSf;fhd fld; tPjk; - 10 Gs;spfs;
III nraw;ghl;L ,lu;fis Kfhik nra;jy; - 65 Gs;spfs;
tpidj;jpwd; kpf;f nraw;ghLfs; - 25 Gs;spfs;
Nfhit eilKiwfs; - 25 Gs;spfs; jfty;fis Kfhikj;Jtk; - 15 Gs;spfs;
2.1.4 ,yhgj;jd;ik – nkhj;j Gs;spfs; - 80
I. fhyj;jpDs; cioj;j ,yhgk; - 35 Gs;spfs;
II. tUkhdj;jpDs; fld; tl;b tUkhdk; - 20 Gs;spfs;
III. nrhj;Jf;fSf;fhd ,yhg ciog;G tPjk; (AROA) - 10 Gs;spfs;
IV. gq;nfhd;wpd; ,yhg ciog;G tPjk; - 05 Gs;spfs;
V. tq;fpapd; epjp ];jPuj;;jd;ik - 05 Gs;spfs;
(Njwpaepjpr; nrhj;J / ntspahu; nrhj;J)
VI. nkhj;j tUkhdj;jpy; gzpf;FOr;nryT tPjk; - 05 Gs;spfs;
2.1.5 tq;fpr; Rw;whly; - nkhj;jg;Gs;spfs; – 35
Rw;WepUg MNyhrizfSf;F mikthf jahupf;fgl;l
ngau;g;gyif fhl;rpg;gLj;jy; - 05 Gs;spfs;
Rw;WepUg MNyhrizg;gb fl;blj;Jf;F tu;zk; G+Rjy; 05Gs;spfs;
tq;fpf;fl;bl guhkupg;G kw;Wk; ghJfhg;G eilKiwfs; -05Gs;spfs;
(kjpy;/ Ntyp, G+uz ghJfhg;G nfhz;l fl;blkhf ,Uj;jy;)
Rj;jkhdJk;, ftu;r;rpahdJkhd Njhl;l mikg;G - 05Gs;spfs;
thbf;ifahsu;fs; kw;Wk; rKjhakl;l jiytu;fis md;Gld;
tuNtw;gjw;fhd eilKiwfs; ( ,Uf;if trjpfs; , FbePu; ,kyry$lk;
jpdrupg;gj;jpupif ,njhiyf;fhl;rp ) (xU tplaj;Jf;F 2.5 Gs;spfs; tPjk;) - 10 Gs;spfs;
Rw;WepUgj;jpw;fika Njitaw;witfis mopf;fhJ itj;jpUj;jy;- - ( - 01 Gs;sp)
mbg;gil jfty;fis fhl;rpg;gLj;jy-
( thbf;ifahsu;fs; njupe;jpUf;f/ Ntz;ba mbg;gil jfty;fis
fhl;rpg;gLj;jy; - itg;Gf;fspd; tiffs; / fld;fspd; tiffs;,
tl;b tPjq;fs; , fld; vy;iyfs; /gpujhd fhupahyaj;jpd;
njhiyNgrp ,yf;fq;fs;)
xt;nthU tplaj;jpw;Fk; 01Gs;sp tPjk; $baJ - 05 Gs;spfs;
03. itg;GfSf;F :– nkhj;j Gs;spfs; - 125
rKu;j;jp rKjha mbg;gil tq;fpapy; jw;NghJ nraw;ghl;by; cs;s fl;lha Nrkpg;G jtpu
Vida RahjPdkhd midj;J itg;Gf;fSk; ,jd; NghJ ftdj;jpy; nfhs;sg;;gLk;. ,q;F
nraw;glhj fzf;Ffspd; vz;zpf;if fzpg;gPl;by; ftdj;jpy; nfhs;sg;glkhl;lhJ. ,Ug;gpDk;
,tw;wpd; itg;Gj;njhif nkhj;j itg;Gf; fzpg;gPl;bd; NghJ fUj;jpy;nfhs;sg;gLk;. NkYk; ,t;
Mz;bd; itg;Gj;njhif mjpfupg;gpid fzpg;gpLk; NghJ itg;Gj;njhif mjpfupg;G tPjk;
vd;gjw;F gjpyhf tq;fpapd; mjpfhug;gpuNjrj;jpDs; fhzg;gLk; fpuhkNrtfu; gpupT
vz;zpf;ifapd; NtWghLfis ftdj;jpy; nfhz;L tUlj;jpDs; Nrkpf;fg;gl;l nkhj;j
Nrkpg;Gj;njhifapid fpuhk Nrtfu; gpupTfspd; vz;zpf;ifahy; gpupj;J ( ruhrup
mjpfupg;Gj;njhif) mjw;fikthf Gs;spfs; toq;fg;glTs;sJ. epjpaj;jpid jpul;Lk; NghJ
xt;nthU itg;G tifapdJk; nkhj;j itg;Gj;njhiff;F toq;fpa gq;fspg;gpid fUj;jpy;
nfhz;L mjd; ngWkjpf;F Vw;wtpjj;jpy; Gs;spfspd; msT jPu;khdpf;fg;gl;Ls;sJ.
3.1 ePz;lfhy itg;G ( rpWtu; , rpRuf;f ) – 20 Gs;spfs;
3.1.1 nkhj;j Nrkpg;Gj; njhif – 10 Gs;spfs;
nkhj;jkhf Nrfupj;Js;s ePz;lfhy itg;Gj;njhif 01 kpy;ypad; &gh
my;yJ mjid tpl FiwT 01 Gs;spAk;, mijtpl mjpfupf;Fk; xt;nthU 01
kpy;ypad; &ghf;Fk; 01 Gs;sp tPjk; $baJ 10 Gs;spfs;
nkhj;j ePz;l fhy itg;Gj;njhif
01 kpy;ypad; &gh
,Jtiu Nrkpj;Js;s nkhj;j ePz;lfhy nkhj;j itg;Gj; njhif &gh 10,500,000/=
ij tpl mjpfk; vdpd; 01 ntFkjpg;Gs;sp (Bonus) nkhj;j Gs;spfSld;
Nru;f;fg;gLk;.
3.1.2 tUlj;jpDs; itg;Gj; njhifapd; ruhrup mjpfupg;G - 05Gs;spfs;
tUlj;jpDs; itg;Gj;njhifapd; ruhrup mjpfupg;G = tUlj;jpDs; Nrfupj;j ePz;lfhy itg;Gj;njhif
tq;fpapd; fpuhkNrtfu; gpupTfspd; vz;zpf;if
fhyj;jpDs; ePz;lfhy itg;Gj;njhifapd; ruhrup mjpfupg;G &gh 100,000/= my;yJ
mjid tpl FiwT vdpd; 01 Gs;spAk;, mjid tpl mjpfupf;Fk; xt;nthU &gh 100,000/=
Tf;Fk; 01 Gs;sp tPjk; $baJ 05 Gs;spfs;
3.1.3 itg;Gf; fzf;Ffspd; vz;zpf;if mjpfupg;G - 05Gs;spfs;
fhyj;jpDs; ePz;lfhy itg;Gf; fzf;Ffspd; vz;zpf;if mjpfupg;G tPjk; 3.5%
my;yJ mjidtpl FiwT vdpd; 01 Gs;spAk;, mjid tpl mjpfupf;Fk; xt;nthU
3.5% mjpfupg;Gf;Fk; 01 Gs;sptPjk; $baJ 05 Gs;spfs;
ePz;lfhy itg;Gf; fzf;Ffspd; = (2018 ,y; nkhj;j ePz;lfhy itg;G fzf;Ffspd; vz;zpf;if –2017 ,y; nkhj;j ePz;lfhy itg;Gf; fzf;Ffspd; vz;zpf;if
vz;zpf;if mjpfupg;G 2017y; nkhj;j ePz;lfhy itg;G fzf;Ffspd; vz;zpf;if
3.2 rhjhuzitg;G – (mq;fj;jtu; my;yhNjhu;, jpupakhjh) – 32 Gs;spfs;
3.2.1 nkhj;j rhjhuz itg;Gj;njhif – 12 Gs;spfs;
,Jtiu Nrfupj;Js;s rhjhuz itg;Gj;njhif &gh 02 kpy;ypad; my;yJ mjidtpl
FiwT vdpd; 01 Gs;spAk;, mjidtpl mjpfupf;Fk; xt;nthU 02 kpy;ypad; &ghTf;Fk;
01 Gs;sptPjk; $baJ 12Gs;spfs;
nkhj;j rhjhuz itg;Gfspd; njhif
02 kpy;ypad; (&gh)
3.2.2 rhjhuz itg;Gj;njhifapd; ruhrup mjpfupg;G – 12Gs;spfs;
fhyj;jpDs; rhjhuz itg;Gj; njhifapd; ruhrup mjpfupg;G &gh 100,000/=
my;yJ mjidtpl FiwT vdpd; 03Gs;spfSk; , mjid tpl mjpfupf;Fk;
xt;nthU &gh 100,000/= Tf;Fk; 03Gs;spfs; tPjk; $baJ 12 Gs;spfs;
rhjhuz itg;Gj;njhifapd; ruhrup mjpfupg;G =tUlj;jpDs; Nrfupj;j rhjhuz itg;Gj;njhif
tq;fpapd; fpuhkNrtfu; gpupTfspd; vz;zpf;if
3.2.3 itg;Gf; fzf;Ffspd; vz;zpf;if mjpfupg;G – 08Gs;spfs;
fhyj;jpDs; itg;Gf;fzf;Ffspd; vz;zpf;if mjpfupg;G tPjk; 2.5% my;yJ
mjidtpl FiwT vdpd; 02 Gs;spfSk;, mjidtpl mjpfupf;Fk; xt;nthU
2.5% f;Fk; 02 Gs;spfs; tPjk; $baJ 08 Gs;spfs;
rhjhuz Nrkpg;G fzf;fpd; = (2018 nkhj;j rhjhuz Nrkpg;G fzf;Ffspd; vz;zpf;if - 2017 nkhj;j vz;zpf;if mjpfupg;G rhjhuz Nrkpg;G fzf;Ffspd; vz;zpf;if) ˣ 100
2017 ,y; nkhj;j rhjhuz Nrkpg;G fzf;Ffspd; vz;zpf;if
3.3 capNuhl;lKs;s itg;Gf;fs; (FOitg;G) – 30Gs;spfs;
3.3.1 nkhj;j FO itg;Gj;njhif – 15 Gs;spfs;
,Jtiu Nrfupj;Js;s FOitg;Gj; njhif &gh 02 kpy;ypad; my;yJ mjid tpl
FiwT vdpd; 01 Gs;spAk; mjidtpl mjpfupf;Fk; xt;nthU 02 kpy;ypad; &ghTf;Fk;
01 Gs;sptPjk; $baJ 15 Gs;spfs;
nkhj;j FOitg;Gj; njhif
2 kpy;ypad; &gh
3.3.2 FOitg;Gj; njhifapd; ruhrup mjpfupg;G – 10 Gs;spfs;
fhyj;jpDs; FO itg;Gj; njhifapd; ruhrup mjpfupg;G &gh 100,000/= my;yJ mjidtpl
FiwT vdpd; 2.5 Gs;spfSk; , mjidtpl mjpfupf;Fk; xt;nthU &gh 100,000/= f;Fk; 2.5
Gs;sp tPjk; $baJ 10 Gs;spfs;
fhyj;Jf;Fs;shd itg;Gj;njhifapd; = 2018 ,y; Nrfupf;fg;gl;l FOitg;Gj;njhifapd; mjpfupg;G ruhrup mjpfupg;G ×100
tq;fpapd; fpuhkNrtfu; gpupTfspd; vz;zpf;if
3.3.3 FOitg;Gf; fzf;Ffspd; vz;zpf;if mjpfupg;G – 05Gs;spfs;
fhyj;jpDs; FOitg;Gf;fzf;Ffspd; vz;zpf;if mjpfupg;G tPjk; 2% my;yJ mjidtpl
FiwT vdpd; 2.5 Gs;spfSk; , mjidtpl mjpfupf;Fk; xt;nthU 2% f;Fk; 2.5Gs;spfs;
tPjk; $baJ 05 Gs;spfs;.
FOf;fzf;F vz;zpf;if mjpfupg;G = (2018 ,y; nkhj;j FOf;fzf;Ffs; - 2017 ,y; nkhj;j FOf;fzf;Ffs; )x100
2017 ,y; nkhj;j itg;Gfspd; vz;zpf;if
3.4 gq;F %yjdk; - 35 Gs;spfs;
3.4.1 nkhj;j gq;F %yjdk; - 20 Gs;spfs;
,Jtiu Nrfupj;Js;s gq;F %yjd epjp &gh 02kpy;ypad; my;yJ mjid tpl FiwT vdpd; 02 Gs;spfSk; mjidtpl mjpfupf;Fk; xt;nthU 02 kpy;ypad; &ghTf;Fk; 02 Gs;sptPjk; $baJ 20 Gs;spfs;.
nkhj;j gq;F %yjdk;
02 kpy;ypad; &gh
3.4.2 nkhj;j gq;F %yjdj;jpd; ruhrup mjpfupg;G – 10 Gs;spfs;
fhyj;jpDs; gq;F %yjdj;jpd; mjpfupg;G ruhrupahf &gh 100,000/= my;yJ mjidtpl
FiwT vdpd; 2.5 Gs;spfSk; mjidtpl mjpfupf;Fk; xt;nthU &gh 100,000/= f;Fk;
2.5Gs;spfs; tPjk; $baJ 10 Gs;spfs;.
gq;F %yjdj;jpd; ruhrup mjpfupg;G = 2018 Mk; Mz;bDs; Nrfupj;j gq;F itg;Gj;njhif
tq;fpapd; fpuhkNrtfu; gpupTfspd; vz;zpf;if
3.4.3 gq;Ff; fzf;Ffspd; vz;zpf;if mjpfupg;G – 05 Gs;spfs;
fhyj;jpDs; FOitg;Gf;fzf;Ffspd; vz;zpf;if mjpfupg;G tPjk; 1% my;yJ mjidtpl
FiwT vdpd; 01 Gs;spAk;; , mjidtpl mjpfupf;Fk; xt;nthU 1% f;Fk; 1 Gs;sp tPjk;
$baJ 05 Gs;spfs;.
gq;Ffzf;Ffspd; vz;zpf;if mjpfupg;G =
(2018 ,y; nkhj;j fzf;Ffspd; vz;zpf;if – 2017 ,y; nkhj;j gq;Ff;fzf;Ffs;)
2017 ,y; nkhj;j fzf;Ffspd; vz;zpf;if
3.5 mq;fj;jtu; itg;Gf;fs; - 08 Gs;spfs;
3.5.1 nkhj;j mq;fj;jtu; itg;Gj;njhif – 04Gs;spfs;
,Jtiu Nrfupj;Js;s mq;fj;jtu; itg;Gj;njhif &gh 06 kpy;ypad; my;yJ
mjid tpl FiwT vdpd; 01 Gs;spAk; , mjidtpl mjpfupf;Fk; xt;nthU 06
kpy;ypad; &ghTf;Fk; 01 Gs;sptPjk; $baJ 04 Gs;spfs;.
nkhj;j mq;fj;jtu; itg;Gj;njhif
06 kpy;ypad; &gh
3.5.2 mq;fj;jtu; itg;Gj; njhifapd; ruhrup mjpfupg;G – 02 Gs;spfs;
fhyj;jpDs; mq;fj;jtu; itg;Gj; njhifapd; mjpfupg;G ruhrupahf &gh 50,000/=
my;yJ mjidtpl FiwT vdpd; 0.5 Gs;spAk; , mjidtpl mjpfupf;Fk;
xt;nthU &gh 50,000/= f;Fk; 0.5Gs;spfs; tPjk; $baJ 02 Gs;spfs;.
mq;fj;jtu; itg;Gj;njhifapd; ruhrup mjpfupg;G = tUlj;jpDs; Nrfupj;j nkhj;j mq;fj;jtu ; itg;G
tq;fpapd; fpuhk Nrtfu; gpupTfspd; vz;zpf;if
3.5.3 mq;fj;jtu; itg;Gf;fzf;Ffspd; vz;zpf;if mjpfupg;G -02 Gs;spfs;
fhyj;jpDs; mq;fj;jtu; itg;Gf;fzf;Ffspd; mjpfupg;G tPjk; 3.5% my;yJ
mjidtpl FiwT vdpd; 01 Gs;spAk;, mjidtpl mjpfupf;Fk; xt;nthU 3.5%
f;Fk; 01 Gs;sp; tPjk; $baJ 02 Gs;spfs;.
fzf;Ffspd; vz;zpf;if mjpfupg;G = 2018 nkhj;j mq;fj;jtu; fzf;Ffspd; vz;zpf;if - 2017,y; nkhj;j mq;fj;jtu; fzf;Ffspd; vz;zpf;if
2017 ,y; nkhj;j mq;fj;jtu; fzf;Ffspd; vz;zpf;if
4. fld; - nkhj;j Gs;spfs; -135 rKu;j;jp rKjha mbg;gil tq;fpfspd; gpujhd vjpu;ghu;g;G Fiwe;j tUkhdk; ngWk;
njhopy; Kaw;rpahz;ikAs;s kf;fSf;F %yjd rf;jpia toq;FtjhFk;. fld;fNs
tq;fpapd; ,yhgk; ciof;Fk; xU gpujhd nrhj;jhFk;. fhyk; fle;j fld;fs; , mwtplKbahf; fld;fs; ,y;yhj fld; eltbf;iffis nraw;gLj;jpr; nry;yNtz;baJ tq;fpfspd; gpujhd nghWg;ghf miktJld; ,t;tplaq;fs; gpd;tUk; mstPLfs; %yk; kjpg;gPL nra;a vjpu;ghu;f;fg;gLfpd;wJ.
4.1 ntspapy; cs;s fld;fs; - 60 Gs;spfs;
ntspapy; cs;s mwtplNtz;ba fld;njhif &gh 10 kpy;ypad; my;yJ mjidtpl FiwT vdpd; 4.25 Gs;spfSk; mjidtpl mjpfupf;Fk; xt;nthU 10 kpy;ypad; &ghTf;Fk; 4.25 Gs;spfs; tPjk; $baJ 60 Gs;spfs;
ntspapy; cs;s nkhj;j fld;njhif &gh 10 kpy;ypad;
ntspapy; cs;s fld;njhifapd; msT 145 kpy;ypad; &gh my;yJ mjidtpl
mjpfk; vdpd; 01 ntFkjpg;Ggs;sp (Bonus) cupj;jhFk;
4.2 fld; njhifapd; mjpfupg;G – 50 Gs;spfs;
fld;njhifapd; (gzj;jpd; ) mjpfupg;G tPjk; 10% my;yJ mjidtpl
FiwT vdpd; 15 Gs;spfSk; mjidtpl mjpfupf;Fk; xt;nthU 10% f;Fk; 15 Gs;spfs; tPjk; $baJ 50 Gs;spfs;.
fld;njhifapd; mjpfupg;G = 2018 ,y; tpLtpf;fg;gl;l nkhj;j fld;fspd; vz;zpf;if – 2017 ,y; nkhj;j fld;fspd; vz;zpf;if
100 2017 ,y; nkhj;j fld;fspd; vz;zpf;if
4.3 fld; vz;zpf;ifapd; mjpfupg;G - 10 Gs;spfs;
fld; vz;zpf;ifapd; mjpfupg;G tPjk; 3.5% my;yJ mjidtpl FiwT vdpd; 2.5
Gs;spfSk; mjidtpl mjpfupf;Fk; xt;nthU 3.5% f;Fk; 2.5 Gs;spfs; tPjk; $baJ 10 Gs;spfs;
fld; vz;zpf;iffspd; mjpfupg;G= ( 2018 ,y; nkhj;j fld;fspd; vz;zpf;if – 2017,y; nkhj;j fld;fspd; vz;zpf;if )
100 2017 ,y; nkhj;j fld;fspd; vz;zpf;if
4.4 fldhspfspd; tPjk; - 15 Gs;spfs; tq;fpapd; mjpfhug; gpuNjrj;jpDs; fld;ngUf;fj;jpd; guk;giy fUj;jpy; nfhs;sy;
rKu;j;jp rKjha mbg;gil tq;fpfspd; Nehf;fk; Fiwe;j tUkhdk; ngWNthUf;F mtrpakhd %yjd trjpapid toq;FtjDhlhf mtu;fspd; tho;thjhuj; mgptpUj;jpf;F gq;fspg;Gr; nra;tjhFk;.
fldhspfspd; tPjk; = ntspapy; cs;s fld;fspd; vz;zpf;if 100 gq;fhsh;fspd; vz;zpf;if
(ntspapy; cs;s fld;fspd; vz;zpf;ifapid fzpg;gpLk; NghJ ,lu; Efu;T, Rarf;jp
kw;Wk; tPl;Lf;fld;fspd; vz;zpf;ifapid jtpu;j;Jf;nfhs;sy; Ntz;Lk;.)
Nkw;gb R+j;jpuj;jpw;F mika 10% my;yJ mjidtpl FiwT vdpd; 3 Gs;spfSk;
mjidtpl mjpfupf;Fk; xt;nthU 10% f;Fk; 3 Gs;spfs; tPjk; $baJ 15 Gs;spfs;
5. ,lu; Kfhikj;Jtk; - nkhj;j Gs;spfs; - 125
epjpuPjpahd jd;dpiwTj; jd;ikapid cUthf;fpf; nfhs;tjw;F tq;fpapDs; xt;nthU
tplaj;Jf;Fkhd ,lu;Kfhikj;Jt nraw;ghLfis Nkw;nfhs;s Ntz;baJ kpf
mtrpakhfTs;sJ.
rKu;j;jp rKjha mbg;gil tq;fpnahd;W Kfk; nfhLf;Fk; gpujhd ,lu;fs; 03Ak; Kfhik
nra;Ak; tpjk; njhlu;ghf ftdj;jpy; nfhs;sy; Ntz;Lk;.
1. fld; ,lu; - 45 Gs;spfs;
2. jputj;jd;ik ,lu; - 15 Gs;spfs;
3. nraw;ghl;L ,lu; - 65 Gs;spfs;
5.1 fld; ,lu;fis Kfhik nra;jy; - 45 Gs;spfs;
tq;fpapd; gpujhd nrhj;jhfTs;s fld;fspd; ,lu;fis (Mgj;Jf;fis) Fiwj;Jf; nfhs;Sk;
tpjk; ftdj;jpy; nfhs;sy;
5.1.1. fhyk; fle;j fld; tPjk; :- 15 Gs;spfs; (09 khjq;fSf;F Fiwthf jhkjkhfpaJ)
ntspapy; cs;s mwtplNtz;ba fld;fSf;F fhzg;gLk; ,lu;fis (Mgj;Jf;fis) fUj;jpw;
nfhs;s Ntz;Lk;. ,q;F kjpg;gPl;bw;F cl;gLj;jg;gLtJ ,lu;ghLfs; nfhz;l fld; njhFjpapd;
tPjkhFk;. (PAR – Portfolio At Risk) ,jid fzpg;gpLk; nghUl;L nkhj;j mwtplNtz;ba fld;
njhifapy; fhyk; fle;j fld; njhifapd; kPjp vt;thW cs;sJ vd;gJ ftdj;jpy;
nfhs;sg;gLfpd;wJ.
fhyk; fle;j fld; tPjk; 0 vdpd; - 15Gs;spfs;
0 < fhyk; fle;j fld; tPjk; ≤ 1% vdpd; - 12 Gs;spfs;
1 < fhyk; fle;j fld; tPjk; ≤ 3% vdpd; - 10 Gs;spfs; 3 < fhyk; fle;j fld; tPjk; ≤ 5% vdpd; - 05 Gs;spfs; 5 < fhyk; fle;j fld; tPjk ≤ 10% vdpd; - 0 Gs;spfs;
fhyk; fle;j fld; tPjk; 10% tpl mjpfupg;gpd; xt;nthU 10% f;Fk; (-1) Gs;sp
tPjk; $baJ (-5) Gs;spfs; toq;fg;gLk;.(kiwg;Gs;sp)
fhyk; fle;j fld; tPjk; = fhyk; fle;j fld; jtizfSld; ,d;Dk; nrYj;j
Ntz;bAs;s fld; njhiffspdJk; $l;Lj;njhif 100
nkhj;j ntspapy; cs;s mwtpl Ntz;ba fld;njhif
fhyk; fle;j fld;fs; fhzg;glhj tq;fpfSf;F KOikahd 15 Gs;spfSk; toq;fg;gLk;.
5.1.2 mwtplKbahf; fld; tPjk; - 15Gs;spfs;
9 khjq;fis tpl $ba jtizfs; nrYj;jg;glhky; cs;s fld;fs;
ntspapy; cs;s mwtpl Ntz;ba njhifAld; xg;gPL nra;J ghu;f;;fg;gLk;.
mwtplKbahf; fld;fs; mjpfkhf fhzg;gLk; tq;fpfspy; nryTfs; mjpfkhf
,Ug;gJld; mJ ,yhgj;ij Fiwj;J tq;fpapd; ];jpuj;jd;ikf;Fk; Mgj;ij Vw;gLj;Jk;.
5.1.2 mwtplKbahf; fld; tPjk; - 15 Gs;spfs;
mwtplKbahf; fld;tPjk; 0 vdpd; - 15 Gs;spfs;
0 < mwtplKbahf; fld;tPjk; ≤ 0.5% vdpd; - 12 Gs;spfs;
0.5 < mwtplKbahf; fld;tPjk; ≤ 1.5% vdpd; - 10 Gs;spfs;
1.5 < mwtplKbahf; fld;tPjk; ≤ 3% vdpd; - 05 Gs;spfs;
3 < mwtplKbahf; fld;tPjk; ≤ 5% vdpd; - 00 Gs;spfs;
mwtplKbahf; fld;tPjk; 5% f;F mjpfk; vdpd; xt;nthU 5% tPjj;Jf;Fk; (-2) Gs;sp tPjk; $baJ
(- 10) Gs;sp toq;fg;gLk;
mwtpl Kbahf; fld; tPjk; = nkhj;j mwtpl Kbahf; fld; njhif 100
nkhj;j ntspapy; cs;s fld; njhif
5.1.3 . mwtpl Kbahf; fld; kPs; mwtPL – 15 Gs;spfs;
5.1.4 tq;fpAld; njhlu;Ggl;l FOtpdUf;F fld; toq;Ftij fl;Lg;gLj;jy;
nkhj;j mwtpl Kbahf; fld; njhifapy; ,Ue;Jk; kPs;mwtPL nra;ag;gLk; xt;nthU 10 %
f;Fk; 2.5 Gs;sp tPjk; $baJ 15 Gs;spfs; toq;fg;gLk;.
tUlj;jpDs; mwtpl;l nkhj;j mwtpl Kbahf; fld;njhif ˣ100
(2017.12.31 ,y; fhzg;gl;l nkhj;j mwtpl Kbahf; fld; kPjp + 2018,y; xJf;fk; nra;ag;gl;l mwtpl Kbahf; fld; njhif)
mwtpl Kbahf; fld; tPjk; 0 Mf cs;s tq;fpfSf;F nkhj;j 15 Gs;spfSk; cupj;jhFk;.
kjpg;gPl;Lf;F cl;gLk; fhyj;jpDs; Copau; Nkhrbapyhd mwtpl Kbahf; fld; fzf;fpd;
kPjp &gh 50000/= f;F (-01) Gs;sp toq;fg;gLk;. ,k; kPjp mjpfupf;Fk; xt;nthU 50000/= &ghTf;Fk; (-01) Gs;sp tPjk; Nru;f;fg;gLk;. (vjpu;f;fzpag;Gs;sp)
5.1.5 mwtpl Kbahf; fld;fSf;fhd xJf;fk; nra;ahik.
VjhtJ xU tq;fpapy; Rw;WepUg MNyhridfspd; gpufhuk; 100% mwtpl Kbahf; flDf;fhd xJf;fq;fs; nra;ag;gltpy;iy vdpd; tq;fp ngw;Wf; nfhz;l Gs;spfSld; (-05) Gs;sp Nru;f;fg;gLk;. (vjpu;f;fzpag;Gs;sp ) 5.2 jputj;jd;ik ,lu;fis Kfhik nra;jy; ( 15 Gs;spfs;)
5.2.1 jputj;jd;ik tPjk; - 05 Gs;sp
1 ≤ jputj;jd;ik tPjk; ≤10 vdpd; 05 Gs;spfs; toq;fg;gLk;
jputj;jd;ik tPjk; = Nrkpg;G itg;G + ifapUg;G fhR + eilKiwf; fzf;F kPjp; 100
nkhj;j itg;Gfs;
Rw;WepUg MNyhridfspd; gpufhuk; ,t; tpfpjhrhuk; 10% khf ,Uf;f Ntz;baJld; ,jid tpl
mjpfupf;fpd;w xt;nthU 1% f;Fk; (-1) Gs;sptPjk; (vjpu;f;fzpag;Gs;sp) Nru;f;fg;gLk;. tpNrlkhf ,t;
tplaj;jpy; epjpaq;fspd; Kfhikj;Jtk; njhlu;gpyhd ,aYikfs; ftdj;j;py; nfhs;sg;gLk;. (Fund
Management) ,t;tPjk; 1% ijtpl FiwT vdpd; 0 Gs;spfs;
5.2.2 itg;GfSf;fhd fld; tPjk; - 10 Gs;spfs;
itg;GfSf;fhd fld; tPjk; = nkhj;j ntspapy; cs;s fld; kPjp ˣ100 nkhj;j itg;Gf;fs;
nkhj;j itg;Gf;fs; = fl;lha Nrkpg;G itg;G cl;gl 8 tifahd itg;Gf;fspdJk; $l;Lj;njhif
ntspapy; cs;s fld; = Efu;Tf;fld;+ tho;thjhu Row;rpf;fld;+ kPs;epjpaPl;Lf;fld;
Mfpa fld;fspdJ kPjp cs;slq;fhJ
itg;Gf;fSf;fhd fld; tPjk; - $baJ 10 Gs;spfs; 50% ≤ tPjj;Jf;Fk; ≤ 70% f;Fk; cl;gl;lJ vdpd; 05Gs;spfs; 70% ≤ tPjj;Jf;Fk; ≤ 80% f;Fk; cl;gl;lJ vdpd; 08Gs;spfs; 80% ≤ tPjj;Jf;Fk; ≤ 110% f;Fk; cl;gl;lJ vdpd; 10Gs;spfs;
mt;thW ,y;iy vdpd; 0 Gs;sp rKu;j;jp tq;fpfspy; fhzg;gLk; mjptpNrl jd;ikapid fUj;jpy; nfhz;L ,t;tPjj;jpd;
msT 110 tiu mjpfupf;fg;gl;Ls;sJ.
5.3 nraw;ghl;L ,lu;fis Kfhik nra;jy; - 65 Gs;spfs;
tq;fpapd; nra;w;ghl;L eilKiwfspd; ,lu;fis Kfhik nra;fpd;w tpjk; ,q;F ftdj;jpy;
nfhs;sg;gLk;. mjhtJ nraw;ghl;L eltbf;iffspd; NghJ Rw;WepUgq;fs; kw;Wk; newpg;gLj;jy;
MNyhrizfs; njhlu;gpy; tq;fp ntspf;fhl;Lfpd;w ,zf;fg;ghLfs; (Compliance) cl;gl
tq;fpapd; xl;L nkhj;j nraw;ghl;L ,lu;fisAk; Kfhik nra;fpd;w tpjk; ,q;F
kjpg;gplg;glTs;sJ. ,J fPo; Fwpg;gplg;gLk; tplaq;fspd; mbg;gilapy; ftdj;jpy;
nfhs;sg;glTs;sJ.
5.3.1 tpidj;jpwd; kpf;f nraw;ghLfs; - 25Gs;spfs; gpd;tUk; tplaq;fspd; gpufhuk; tq;fpapd; nraw;ghl;L ,lu;fis Kfhiknra;fpd;w tpjk; ftdj;jpy; nfhs;sg;gLk;.
2018.12.31Mk; jpfjp tiu fpilf;fg;ngw;w fzf;fha;T mwpf;iffSf;F 14ehl;fSf;Fs; gjpy; toq;f eltbf;if vLj;jy; - 05Gs;spfs;
tq;fpapy; rfy fzf;FfSf;Fkhd khjhe;j guPl;irkPjpfs; rkg;gl;bUj;jy;. 05Gs;spfs; 50% my;yJ mjidtpl $ba tPjj;jpy; guPl;irkPjpfs; rkg;gltpy;iy vdpd; (-05 vjpu;f;fzpag;Gs;sp) toq;fg;gLk;. mjidtpl Fiwe;j tPjk; vdpd; 0 Gs;spfs;
nghJg;NgNuL cupa Kiwapy; Update gz;zpapUg;gpd - 05 Gs;spfs; mt;thW ,y;iy vdpd; (-01) (vjpu;f;fzpag;Gs;sp) nkhj;jg;Gs;spapy; Nru;f;fg;gLk;.
tUlj;jpDs; tq;fpapd; ed;kjpg;ig cau;j;Jk; tz;zk; nraw;gLj;jpa r%fg;gzpfs; / Mf;fj;jpDs;s gzpfSf;F – 10Gs;spfs; (tq;fpapd; mjpfhug;gpuNjrj;jpDs; thOk; midj;J kf;fisAk; ,yf;F itj;J Nkw;nfhs;sg;gl;l r%fg;gzpfs;) ,t;thwhd 03 my;yJ mjw;F $ba Ntiyj;jpl;lq;fs; nraw;gLj;jg;gl;bUg;gpd; 10Gs;spfs;. xU Ntiyj;jpl;lj;Jf;F 03Gs;spfs; tPjk; (Rw;WepUgq;fs; %yk; mwpKfg;gLj;jg;gl;L nraw;gLj;jpa Ntiyj;jpl;lq;fs; ,jDs; cs;slf;fg;glkhl;lhJ. Mjhuq;fSld; cWjpg;gLj;jg;gly; Ntz;Lk;. gpuNjr / khtl;l / Njrpa kl;lj;jpw;F njupag;gLj;jp ,Uj;jy; Ntz;Lk;.)
njhq;fy; fzf;F kPjpfs; nraw;gLj;jpr; nrd;wpUg;gpd; (- 05) Gs;spfs; mt;thW ,y;iy vdpd; Gs;spfs; ,y;iy.
5.3.2 fbjq;fis Nfhitaply; (mYtyf Kfhikj;Jtk;) – 25Gs;spfs;
fPo;tUk;; tplaq;fis G+uzg;gLj;j;p ,Ug;gpd; KOikahd Gs;spfs; toq;fg;gLk;.
I. tplaq;fSf;fhd Nkk;gLj;jg;gl;l (Update) Nfhitfs;> Mtzq;fis elhj;jpr; nry;yy;. (cs;tUk; / ntspr; nry;Yk; fbjg;gjpNtL;> tuTg; gjpNtL> yPTg; gjpNtL> FWfpa yPTg; gjpNtL> nyhf; Gj;jfk; cl;gl cs;sf fl;Lg;ghl;L gjpNtLfis Nkk;gLj;jpr; (Update) nraw;gLj;jy);.
II. Nfhit kw;Wk; Mtzq;fspd; ml;ilapy; njspthd Kiwapy; ngau; kw;Wk; Nfhit ,yf;fk;
Fwpg;gplg;gl;bUj;jy;.
III.. Nfhitfspd; fbjq;fSf;F ,yf;fkpLtJld; Nfhitfis cupa Kiwg;gb elhj;jpr; nry;yy;.
IV. Nkw;ghu;it cj;jpNahfj;jUf;F rku;g;gpf;fgLk; fbjq;fSf;F cupa Kiwapyhd Nfhitf; Fwpg;Gfis vOJjy;;. xt;nthU tplaj;Jf;Fk; 2.5 Gs;spfs; tPjk; $baJ 10 Gs;spfs;
Rw;WepUgq;fs;, newpg;gLj;jy; MNyhridfs,; cs;sf topfhl;ly;fSf;fhd Nfhitfis cupa Kiwapy; elhj;jpr; nry;yy;. - 05 Gs;spfs;
Nfhitfis cupaKiwapy; mLf;fpitj;jy; ghtidapd; gpd; trjpahf ifahsf;$bajhf ,Uj;jy; - 05Gs;spfs;
gzg;ngl;bapd; jpwg;Gf;fis Rw;WepUg MNyhridfSf;fika gad;gLj;jy; - 05Gs;spfs;
5.3.3 jfty;fis Kfhik nra;jy; - 15 Gs;spfs;
I. 2017/13 Mk; ,yf;f ,Wjpf;fzf;F Kbj;jy; kw;Wk; epjpf;$w;W mwpf;if jahupj;jy; Rw;WepUgj;jpw;F mika 2018.12.31 Mk; jpfjpapy; mDg;gpitf;fg;gl Ntz;ba tq;fpapd; midj;J Kd;Ndw;w mwpf;ifiaAk; cupa jpfjpf;F Kd;du; rupahd Kiwapy; cupa rKjha mbg;gil tq;fpr;rq;fj;jpw;F mDg;Gjy; kw;Wk; Kd;Ndw;w mwpf;iffis mjw;fhd Nfhitfspy; Nfhg;gply; - 05Gs;spfs;
II. 2018 Mz;Lf;fhd nraw;ghl;Lj;jpl;lkply; jahupf;fg;gl;bUj;jy;. (nrw;ghl;Lj;jpl;lkplYld;
$ba Nfhitapid elhj;jpr; nry;yy; mjd; gpufhuk; eltbf;if vLj;jy;) –
05Gs;spfs;
III. Kiwahd gpd;D}l;ly; eltbf;iffs; kw;Wk; Kd;Ndw;w kPsha;T Kiwfis
nraw;gLj;jpr; nry;yy;. ($l;lf;Fwpg;Gf;fs; kw;Wk; gq;Fgw;wpNahupd; gl;bay; vd;gd
ftdj;jpy; nfhs;sg;gLk;) – 05 Gs;spfs;;
06. ,yhgj;jd;ik – nkhj;jg;Gs;spfs; 80
xU epWtdk; ,yhgk; mila Ntz;Lkhapd; nraw;ghl;L tUkhdk; nraw;ghl;Lr;
nryTfis tpl mjpfkhf ,Uj;jy; Ntz;Lk;.
6.1 fhyj;jpDs; cioj;j ,yhgk; ( 2018 Mk; Mz;by;) – 35Gs;spfs;
tUlj;jpDs; cioj;j ,yhgk; xt;nthU 1kpy;ypad; &ghTf;Fk; 03 Gs;spfs; tPjk;
$baJ – 35 Gs;spfs;
Njwpa ,yhgk;
xU kpy;ypad; (&)
,yhgj;jd;ik 13 -15 kpy;ypad; &ghTf;F ,ilapy; ,Ug;gpd; 01 ntFkjpg; Gs;spAk; (Bonus)
15kpy;ypad; &ghTf;F $ba ,yhgk; cioj;jpUg;gpd; 02ntFkjpg;Gs;spfs; (Bonus) cupj;jhFk;.
6.2 tUkhdj;jpDs; fld;tl;b tUkhdk; - 20Gs;spfs;
fld;tl;b tUkhdk; tPjj;jpd; xt;nthU 10% f;Fk; 04 Gs;spfs; tPjk;
$baJ 20Gs;spfs;
tUkhdj;jpDs; fld; tl;b tUkhdk; = fld; tl;b tUkhdk; ˣ 100 nkhj;j tUkhdk;
6.3 nrhj;Jf;fSf;fhd ,yhg ciog;G tPjk; (AROA) – 10Gs;spfs;
nrhj;Jf;fSf;fhd ,yhg ciog;G tPjk; = Njwpa ,yhgk; ˣ 100
ruhrup nkhj;jr; nrhj;J nrhj;Jf;fSf;fhd ,yhg ciog;G tPjk; ≤ 1% vdpd; 03 Gs;spfSk; 1 tpl mjpfupf;Fk;
xt;nthU 0.5% myFf;Fk; 2.5 Gs;spfs; tPjk; $baJ 10 Gs;spfs;.
6.4 gq;nfhd;wpd; ciog;G – 05 Gs;spfs;
gq;nfhd;wpd; ciog;G = Njwpa ,yhgk;
nkhj;j gq;Ffspd; vz;zpf;if (G+u;j;jpahd)
gq;nfhd;wpd; ciog;G ≤1000 vdpd; 02 Gs;spfSk; 1000/= tpl mjpfupf;Fk; xt;nthU 200/=
Tf;Fk; 01Gs;sp tPjk; $baJ 05 Gs;spfs;
6.5 tq;fpapd; epjpepiyNgw;Wj; jd;ik – 05 Gs;spfs;
tq;fpapd; epjpepiyNgw;Wj;jd;ik=
Njwpaepjpr;nrhj;Jf;fs; (nkhj;jnrhj;J–ntspahu;nghWg;Gf;fs;)
nkhj;jntspahu;nghWg;Gf;fs;(nkhj;jitg;Gf;fs;+kPs;epjpaPl;lf;fld;fs;+nrYj;jNtz;bait)
(K.F – nkhj;j itg;Gf;fs; fzpg;gpLk; NghJ gq;F itg;gpid jtpu;j;Jf;fzpg;gply; Ntz;Lk;.)
,t; tPjhrhuk; 10% my;yJ mjidtpl FiwT vdpd; 2.5 Gs;spfSk; mjidtpl mjpfupf;Fk;
xt;nthU 10%f;Fk; 2.5 Gs;spfs; tPjk; $baJ 05 Gs;spfs;.
6.6 nkhj;j tUkhdj;jpy; gzpf;FOr;nryT tPjk; - 05 Gs;spfs;
,t;tPjk; ≥ 30 vdpd; - 02 Gs;spfs;
30> tPjk; ≥ 25 vdpd; -≥ 03 Gs;spfs;
25> tPjk; ≥ 20 vdpd; - 04 Gs;spfs;
,t;tPjk; < 20 vdpd; - 05 Gs;spfs;
nkhj;j tUkhdj;jpy; gzpf;FOr;nryT tPjk; = gzpf;FOr;nryT ˣ 100
tUlj;jpDs; nkhj;j tUkhdk;
gzpf;FOr;nryT = ( nghJg;NgNul;bd; FwpaPl;L ,yf;fk; 2112, 2113, 2131 kw;Wk; 2132 Mfpa
fl;Lg;ghl;L fzf;F kPjpfspd; $l;Lj;njhif )
7. tq;fpr; Rw;whly; - nkhj;jg;Gs;spfs; - 35;
I. Rw;WepUg MNyhrizfSf;F mikthf jahupf;fg;gl;Ls;s ngau;g;gyifapid
fhl;rpg;gLj;jy; kw;Wk; rpwe;j Kiwapy; guhkupj;Jr; nry;yy; -05 Gs;spfs;
II. Rw;WepUg MNyhrizfSf;F mikthf tu;zk; G+Rjy; - 05Gs;spfs;
III. tq;fpf; fl;bl ghJfhg;G tpjpKiwfs;
(kjpy;> Ntyp> epue;ju ghJfhg;G nfhz;l fl;blkhf ,Uj;jy;) - 05 Gs;spfs;
IV. Njhl;lj;jpid Rj;jkhfTk; mofhfTk; Ngzy; - 05 Gs;spfs;
V. thbf;ifahsu;fs; kw;Wk; r%fj; jiytu;fis md;Gld; tuNtw;gjw;F
vLf;fg;gl;Ls;s eltbf;iffs; (Mrdtrjpfs; FbePu; kyry$l
trjpfs; gj;jpupif njhiyf;fhl;rp) xU tplaj;Jf;F
2.5 Gs;spfs; tPjk; $baJ -10 Gs;spfs;
VI. Rw;WepUgj;jpw;fika Njitaw;wtw;iw mfw;whJ ,Uj;jy; - (-1) Gs;sp
(vjpu;f;fzpag;Gs;sp) ,y;iy vdpd;
VII. mbg;gilj; jfty;fis fhl;rpg;gLj;jy;
( thbf;ifahsu; mwpe;jpUf;f Ntz;ba mbg;gilj; jfty;fis
fhl;rpg;gLj;jy; - itg;Gf;fspd; tiffs; , fld;tiffs; ,
tl;b tPjq;fs;, fld; vy;iy , jiyikf;fhupahyaj;jpd;
Kf;fpa njhiyNgrp ,yf;fq;fs;) xU tplaj;jpw;F 1Gs;sptPjk; $baJ
– 05Gs;spfs;
8. tpz;zg;gg; gbtj;jpid G+u;j;jp nra;jy; :- (gpuNjrkl;lk; / tq;fpr;rq;f kl;lk;)
mwpKfg;gLj;jg;gl;Ls;s gbtj;jpy; jfty;fis cs;slf;f Ntz;baJ cupa tq;fp
Kfhikahsuhy; Nkw;nfhs;sg;gly;; Ntz;Lk;. ,izg;G ,yf;fk; 1,d; %yk; cupa gbtk;
ntspaplg;gl;Ls;sJ. cupa tq;fpapd; jfty;fis cl;gLj;Jk; NghJ mt; tq;fpf;Fupa rKjha
mbg;gil tq;fpr;rq;f Kfhikahsu; %yk; mJ fz;fhzpf;fg;gly; Ntz;Lk;.
rupahd Kiwapy; jfty;fis toq;fhj tpz;zg;gg;gbtq;fs; epuhfupf;fg;gLk;.
tpz;zg;gg;gbtq;fis G+u;j;jp nra;Ak; NghJ fPo; tUk; gbKiwfis gpd;gw;Wjy; Ntz;Lk;.
I. cupa tpz;zg;gg;gbtj;ij jutpwf;fk; nra;Jnfhs;sy; (Download)
II. tq;fpr; rq;fj;jpd; fPo; ,aq;Fk; tq;fpfspd; vz;zpf;iff;F mika xU tq;fpf;F xU
tpdhf;nfhj;J vd;w tifapy; Njitahd msT tpdhf;nfhj;J gbtq;fis rKjha
mbg;gil tq;fpr; rq;f Kfhikahsu; jahu; nra;jy;.
III. jPu;khdpf;fpd;w jpdj;jpy; rKu;j;jp; rKjha mbg;gil tq;fpr; rq;f Kfhikahsupd;
fz;fhzpg;gpd; fPo; cupa tq;fp Kfhikahsu; %yk; jkJ tq;fpf;Fupa gbtj;jpid
G+uzg;gLj;jp ngw;Wf; nfhs;sy; Ntz;Lk;. (njhlupyf;fk; 3,4,5.1,5.2,6Mfpatw;wpd;
cggpupTf;Fl;gl;l epajpfSf;F Gs;spaply;.)
IV. epajp ,yf;fk; 5.3 kw;Wk; 7 Mfpatw;wpd; cggpupTfl;Fl;gl;l epajpfSf;F FOtpdhy;
Gs;spfs; toq;fg;gLk;.
V. rKjha mbg;gil tq;fpr; rq;f Kfhikahsu; jkJ tq;fpr; rq;fj;jpd; fPo; ,aq;Fk;
midj;J tq;fpfspdJk; jfty; gbtq;fis G+u;j;jp nra;j gpd;du; mg;gbtq;fis
cupa Kiwg;gb gpuNjr nrayhsu; Clhf khtl;l rKu;j;jp gzpg;ghsUf;F xg;gilj;jy;
Ntz;Lk;
8.1 ntsp mtjhdpg;GfSf;F mika Gs;sp toq;fy;
cupa gbtj;jpy; jfty;fis cl;gLj;Jk; NghJ njhlu; ,yf;fk; 5 .3 kw;Wk; 07 vd;gtw;wpd;
cggpupTfis cs;slf;fpa tpjj;jpy; Gs;spfis toq;Fk; NghJ Vw;fdNt
gl;bay;gLj;jg;gl;Ls;s jfty;fSf;F Nkyjpfkhf ntsp mtjhdpg;GfSf;fika mtw;wpw;fhd
Gs;spfs; toq;fg;glTs;sd. njupT nra;ag;gLk; RahjPdkhd FOtpd; %yk; mjw;fhd
kjpg;gPLfs; Nkw;nfhs;sg;gl;L Gs;spfs; toq;fg;gly; Ntz;Lk;. ntspahu; mtjhdpg;GfSld;
Gs;spapLk; eltbf;iffs; cupa gpuNjr nrayhsupd; fz;fhzpg;gpd; fPo; epakpf;fg;gLk;
FOtpdhy; Nkw;nfhs;sg;gLk
khtl;lj;jpd; gpujpepjp cl;gl 05 Ngu; nfhz;l FOtpid gpuNjr nrayhsupd; fPo;
mikj;Jf;nfhs;sy; Ntz;Lk;. (jiyikf;fhupahya cj;jpNahfj;ju; jtpu) ,f;FOtpd;
xOq;fikg;G gpd;tUkhW mikAk;.
1. gpuNjr nrayfg;gpuptpd; gjtpepiy cj;jpNahfj;ju; xUtu; - jiytu;
2. rKu;j;jp rKjha mbg;gil tq;fpr;rq;f Kfhikahsu; - nrayhsu;
3. khtl;l rKu;j;jpf;fhupahya Kfhikahsu; xUtu;
4. jiyikaf Kfhikahsu;
5. fUj;jpl;l Kfhikahsu;
6. gpujhd fhupahyaj;jpd; cj;jpNahfj;ju; xUtu;
khtl;lj;jpw;Fupa cj;jpNahfj;jupd; ngau; khtl;l rKu;j;jpg; gzpg;ghsupdhYk;; gpuNjr
kl;lj;jpyhd cupa cj;jpNahfj;ju; njupT gpuNjr nrayhsuhYk; Nkw;nfhs;sg;gl Ntz;Lk;.
epakpf;fg;glTs;stu;fspd; ngau;g;gl;baiy khtl;l rKu;j;jpg; gzpg;ghsUf;F Kd;itj;J
mjw;fhd mDkjpapid ngw;Wf;nfhs;s Ntz;Lk;. gpujhd fhupahyaj;Jld; njhlu;Ggl;l
cj;jpNahfj;jupd; njupT FWepjpg;gpuptpd; gzpg;ghsupd;dhy; ngau;Fwpg;gplg;gl;L gzpg;ghsu;
ehafj;jpd; mDkjp ngwg;gLk;. (,izg;G – 02) mjw;fika mtu;fsJ flikf;$Wfs;
nghWg;ghf;fg;gLk;.
8.2 jfty;fs; cz;iknad cWjpg;gLj;jy; kw;Wk; ngWNgw;W mwpf;ifapid xg;gilj;jYk;:
tq;fpapd; Kfhikahsupdhy; jkJ tq;fpf;Fupa jfty;fs; cupagbtj;jpy;
cs;thq;fg;gl;ljd; gpd;du; cupa rKjha mbg;gil tq;fpr;rq;f Kfhikahsupdhy;
mj;jfty;fspd; cz;ikj;jd;ik guprPypf;fg;gl;L jfty;fs; cz;ikahdJ vd cWjpg;gLj;jp
xg;gkply; Ntz;Lk;. mj;Jld; ntsp mtjhdpg;GfSf;F toq;fg;gl;l Gs;spfSf;fhd
gbtq;fisAk; Nru;j;J midj;J Gs;spaplg;gl;l gbtq;fisAk; gpuNjrnrayhsupd; rpghupRld;
xU fbjciwapy;; ,l;L khtl;l rKu;j;jp gzpg;ghsuplk; xg;gilj;jy; Ntz;Lk;.
8.3 khtl;l kl;lk;
khtl;l kl;lj;jpy; Gs;spfis cs;thq;Fjtjw;fhd khtl;l kjpg;gPl;Lg;gbtj;jpid
FWepjpg;gpuptpd; [email protected] vDk; kpd;dQ;ry; Kftupapy; samubg2019 vDk;
,ufrpa FwpaPl;bid ghtpj;J jutpwf;fk; (Download) nra;J nfhs;sKbAk; xt;nthU
tq;fpapdJk; jfty;fis cl;gLj;Jk; NghJ khtl;lj;jpd; khjhe;j tq;fp Kd;Ndw;w
mwpf;ifapid mDg;Gk; tq;fp xOq;fpd; gpufhuk; tq;fpfspd; ngau;fis Fwpg;gpl;L mDg;Gjy;
Ntz;Lk;. (jfty; gFg;gha;T eltbf;ifapid ,yFgLj;Jk; nghUl;L) rupahd Kiwapy;
jfty;fis toq;fhj, KOikahf G+uzg;gLj;jhj, cupa kjpg;gPl;L gbtj;jpid gad;gLj;jhj
tpz;zg;gg; gbtq;fs; epuhfupf;fg;gly; Ntz;Lk;.
khtl;l kl;l kjpg;gPl;Lg;gbtj;jpy; jfty;fis cl;gLj;jpa gpd;du; khtl;l rKu;j;jp Nkyjpf
gzpg;ghsu; ehafj;jpd; / khtl;l nrayhsupd; MNyhridf;fika khtl;l rKu;j;jp
gzpg;ghsupd; fz;fhzpg;gpd; fPo; %d;W Ngu; mlq;fpa FOtpd; %yk; gpuNjr kl;l kw;Wk;
khtl;l kl;l ngWNgw;W mwpf;iffs; jdpj;jdpahf jahupf;fg;gly; Ntz;Lk;. mj;Jld; khtl;l
kl;lj;jpd; tq;fp kjpg;gPl;L kw;Wk; jug;gLj;jy; ngWNgw;W mwpf;ifapid jahupj;J Njrpa kl;l
kjpg;gPl;bd; nghUl;L khtl;l ngWNgw;W ml;ltizapidAld; rfy kjpg;gPl;L gbtq;fisAk;
khtl;l nrayhsu; / khtl;l rKu;j;jp gzpg;ghsupd; mDkjpAld; gpujhd fhupahyaj;jpd;
FWepjpg; gpupTf;F nfhz;Lte;J xg;gilj;jy; Ntz;Lk;. (,t;tpguq;fs; Pen-Drive) %yk;
xg;gilg;gjw;F eltbf;if vLf;fTk;) NkYk; G+uzg;gLj;jg;gl;l tpz;zg;gg;gbtq;fis
kpd;dQ;ry; %yk; mDg;gp itf;Fk; re;ju;g;gq;fspy; fPo;tUk; Kftupf;F khj;jpuk; mDg;gpitf;f
eltbf;if vLf;fTk;. Kd;du; kjpg;gPl;Lg;gbtj;jpid jutpwf;fk; nra;j kpd;dQ;ry; Kftupf;F
ngWNgw;W ml;ltizdpis my;yJ G+uzg;gLj;jg;gl;l gbtj;ij mDg;gp itg;gij
KOikahf jtpu;f;fTk;.
kpd;dQ;ry; Kftup [email protected]
xt;nthU khtl;lj;jpdJk; rKu;j;jpg; gzpg;ghsupdhy; khtl;lj;jpd; mjp$ba Gs;spfisg; ngWk;
10 tq;fpfs; fz;fhzpf;fg;gly; Ntz;Lk;. ,g; 10 tq;fpfSk; A juk; ngwf;$ba tq;fpfshapd;
mjw;F mLj;jgbahf khtl;lj;jpy; A juk; ngWk; epiyapy; cs;s midj;J tq;fpfSk;
khtl;l gzpg;ghsupdhy; fz;fhzpf;fg;gl;L ngw;Ws;s Gs;spfis cWjp nra;J nfhs;s
Ntz;Lk;. ,Ug;gpDk; jq;fSf;F mtrpak; vdpd; ve;jnthU tq;fpapdJk; Gs;spaply;
Kiwapid fz;fhzpj;J guPl;rpf;f KbAk; vd;gijAk; Fwpg;gpl tpUk;Gfpd;Nwd;.
8.4 tq;fpfis D juj;jpw;F cs;thq;Fjy;
,r;Rw;W epUgj;jpd; 1.1 (III) tplaj;jpw;fhd tq;fpfs; khtl;lj;jpd; D ju tq;fpapd; fPo;
cs;thq;fg;gLjy; Ntz;Lk;. khtl;lj;jpd; ngWNgw;W mwpf;iffs; cupa mjpfhupfshy;
cWjpg;gLj;jg;gl;L (gjtp Kj;jpiufSld;) cupa jpfjpf;;F Kd;du; gpujhd fhupahyaj;jpw;F
mDg;gpitj;jy; Ntz;Lk;. jhkjkhFk; ngWNgw;Wg;gl;bay; Njrpakl;l kjpg;gPLfspy;
Nru;j;Jf;nfhs;sg;glkhl;lhJ vd;gijAk; mwpaj;jUfpd;Nwd;.
9. Gs;spfspd; mbg;gilapy; tq;fpfis jug;gLj;jy;
tq;fpfs; ngw;Wf;nfhs;Sk; Gs;spfspd; mbg;gilapy; 04 gpupTfshf tq;fpfs;
jug;gLj;jg;glTs;sJld; mit fPo;tUkhW mikAk;.
9.1 Gs;sp toq;fy; jpl;lj;jpw;fika tq;fpfisj; jug;gLj;jy;
nkhj;jGs;spfs; 375 my;yJ mjidtpl mjpfk; - tpNrl juk; - A juk;
325 - 375 tiu Gs;spfs; - jpUg;jpfukhdJ - B juk;
250 - 325 tiu Gs;spfs; - rhjhuzkhdJ - C juk;
250 Gs;spfSf;F fPo; Gs;spfs; - tpNrl ftdk; nrYj;j Ntz;bait - D juk;
xl;Lnkhj;j tq;fp tiyaikg;Gk; Nkw;Fwpg;gpl;l tpjj;jpy; Gs;spfis ngWk; NghJ mjw;fhd
juj;jpy; cs;thq;fg;gLk; vjpu;fhyj;jpy; xt;nthU tUlKk; mwpKfg;gLj;jg;gLk;
epajpfSf;fika tq;fp jug;gLj;jy; gzpfs; Nkw;nfhs;sg;gLk;. ( fhyj;jpw;F Vw;w tpjj;jpy;
,d; epajpfs; khw;wk;; nra;ag;glyhk;) ,q;F fUj;jpy; nfhs;sg;gLk; fhyj;jpy; epajpfSf;fika
ngw;Wf;nfhs;Sk; Gs;spfspd; mbg;gilapy; rpy tq;fpfs; Kd;diu tpl Fiwthd juj;jpw;F
nry;yTk; KbAk;. vdNt njhlu;r;rpahf cau;thd juj;ijg; ngw;Wf;nfhs;tjw;F tq;fpapd;
Kfhikj;Jtk; eltbf;iffis Nkw;nfhs;s Ntz;Lk;.
10 kjpg;gPl;L Kiwfs; - ghuhl;Ljy ;
kjpg;gPl;Lr; nraw;ghLfs; 02 fl;lq;fshf Nkw;nfhs;sg;glTs;sJ
tq;fpfis kjpg;gPL nra;jy; (tq;fp kl;lj;jpy;)
gzpf;FOtpid kjpg;gPL nra;jy; - ( tq;fpr; nraw;ghLfSf;F toq;fpa gq;fspg;GfSf;F
mika)
10.1 tq;fpfis kjpg;gPL nra;jy; (ghuhl;Ljy;)
tq;fp jug;gLj;jYld; ,ize;j tpjj;jpy; gpuNjr, khtl;l kw;Wk; Njrpa kl;lj;jpyhd
kjpg;gPl;L (ghuhl;Lr;) nraw;ghLfSk; Nkw;nfhs;sg;glTs;sJ.
10.1.1 gpuNjr kl;lk;.
Nkw;gb epajpfSf;F mika gpuNjr nrayf kl;lj;jpy; $Ljy; Gs;spfisg; ngw;w 03
tq;fpfs; tupirg;gb njupT nra;ag;gl;L ghuhl;lg;glTs;sJ. ,jw;F Fiwe;j kl;lg;
Gs;spahf 250 my;yJ mjidtpl $Ljyhd Gs;spfs; ngwy; Ntz;Lk;.
10.1.2 khtl;l kl;lk;
Nkw;gb epajpfSf;F mikthf khtl;l kl;lj;jpy; mjpfgl;r Gs;spfisg; ngw;w 03
tq;fpfis tupirg;gb njupT nra;J mit ghuhl;lg;glTs;sd. xg;gPl;LuPjpahf tq;fpfspd;
vz;zpf;if mjpfkhTs;s khtl;lq;fspy; ,Ue;J ghuhl;LjYf;F cl;gLj;jg;gLk;
tq;fpfis njupT nra;Ak; NghJ mJ Vw;Wf; nfhs;sf; $bajhf ,Uf;fNtz;Lk;. vdNt
mt;thwhd khtl;lq;fspy; rw;W $ljyhd tq;fpfs; (fPo; Fwpg;gpl;Ls;sthW)
ghuhl;LjYf;F njupT nra;ag;gly; Ntz;Lk;. ,q;F Fiwe;jJ 325 Gs;spfis my;y
mjw;F mjpfkhd Gs;spfis ngw;wpUj;jy; Ntz;Lk;.
khtl;l Nkyjpf rKu;j;jp gzpg;ghsu; ehafj;jpd; / murhq;f mjpgupd; G+uz fz;fhzpg;gpd;
fPo; khtl;l rKu;j;jpg; gzpg;ghsupd; jiyikapy; khtl;l kl;l kjpg;gPLfs;
Nkw;nfhs;sg;gly; Ntz;Lk;.
tq;fpfspd; vz;zpf;if – 60ij tpl FiwthfTs;s khtl;lq;fs; -3 ,lq;fs; (1>2>3)
tq;fpfs; 61 > 90 tiuAs;s khtl;lq;fs; - 5 ,lq;fs; (1>2>3.4>5>)
tq;fpfs; 91 > 120 tiuAs;s; khtl;lq;fs; - 6,lq;fs; (1>2.>3>4>5>6)
10.1.3 khtl;l kl;lj;jpy; mjp$ba A ju tq;fpfis ngw;Wf;nfhz;l rKu;j;jp tq;fpr; rq;fj;jpid njupT nra;J mjid ghuhl;Ljy; Ntz;Lk;. (tPjhrhu mbg;gilapy;)
10.1.4 Njrpa kl;lk;
gzpg;ghsu; ehafj;jpd; KOikahd fz;fhzpg;gpd; fPo; epakpf;fg;gLfpd;w Njrpa
kjpg;gPl;Lf; FOtpd; jiyikapy; ,k; kjpg;gPl;Lg; gzpfs; Nkw;nfhs;tJld;, Njrpa kl;lj;jpw;F cs;thq;fg;gLk; tq;fpfspy; mjp$ba Gs;spfisg; ngWfpd;w 10 tq;fpfs; jug;gLj;jypd; NghJ Njrpa kl;lj;jpy; 01 ,y; ,Ue;J 10 tiuahd ,lq;fSf;F njupT nra;ag;glTs;sd. ,k;kjpg;gPl;Lf;F Njrpa kl;lj;jpy; fs Ma;TfSf;Fk; mtjhdpg;GfSk; Nkw;nfhs;sg;glTs;sd ,jw;F Nkyjpfkhf 375 Gs;spfSf;F $ba Gs;spfisg; ngWk; rfy tq;fpfSk; epidTg;gupR ngw njupT nra;ag;gLk;.
10.1.5 mjptpNrlju tq;fpfis ghuhl;Ljy;; tq;fp jug;gLj;jy; epajpfSf;fika VjhtJ xU rKu;j;jp tq;fp ngw;Wf;nfhz;l Gs;spfspd; vz;zpf;if 425 ij tpl mjpfk; vdpd; mt;tq;fp mjptpNrl jutq;fpahf tpNrl ghuhl;LjYf;F cl;gLj;jg;gLk;.
10.1.6 mjp$ba ,yhgj;jpid cioj;j tq;fpapid kjpg;gPL nra;jy; Njrpa kl;lj;jpd; ,yhg ciog;gpw;F $ba gq;fspg;gpid toq;fpa tq;fp njupTnra;ag;gl;L Njrpakl;lj;jpy; ghuhl;lg;glTs;sJ. ,q;F nkhj;j tUkhdj;jpDs;
fld; tl;b tUkhdk; 50% my;yJ mjidtpl $bajhf ,Uj;jy; Ntz;Lk;.
10.1.7 $Ljyhd msT “A” jutq;fpfis ngWfpd;w khtl;lKk; ghuhl;lg;gl;Ls;sJ.
10.1.8 $Ljyhd msT “A” jutq;fpfis ngWfpd;w rKu;j;jp rKjha mbg;giltq;fpr;rq;fKk; ghuhl;lg;gl;Ls;sJ (tpfpjhrhuj;Jf;fika)
10.2 gzpf;FOtpdiug; ghuhl;Ljy;
tq;fpj; jug;gLj;jy; nra;Kiwapy; “A” juj;jpw;F njupTnra;ag;gLk; tq;fpfs; kw;Wk; tpNrl juj;jpid ngWk; tq;fpfspdJk; rfy cj;jpNahfj;ju;fSk; ghuhl;lg;gLtJld;mt; cj;jpNahfj;ju;fSf;F epidTg;gupR my;yJ rhd;wpjo; vd;gdTk; toq;fg;glTs;sd.
10.2.1 xd;wpize;j ghuhl;Ljy;fs; ( gpuNjr kl;lk;)
gpuNjr kl;lj;jpy; njhpT nra;ag;gLk; tq;fpfspd; Kfhikahsh;> tq;fpg; gzpf;FOtpdh;> fs cj;jpNahfj;jh;fs;> kw;Wk; fl;Lg;ghl;Lr; rig vd;gd ghuhl;LjYf;F cl;gLj;jg;gLk;.
10.2.2 xd;wpize;j ghuhl;Ljy;fs; ( khtl;l kl;lk;) khtl;l kl;lj;jpy; njupTnra;ag;gLk; tq;fpapd; Kfhikahsh;fs;;> tq;fpg; gzpf;FOtpdh;> fs cj;jpNahfj;jh;fs;> fl;Lg;ghl;Lr; rig> tq;fpr;rq;f Kfhikahsu;fs; > epiwNtw;Wr;rig kw;Wk; gpuNjr nrayhsu; Nghd;Nwhu; ghuhl;LjYf;F cl;gLj;jg;gLtu;.
10.2.3 Njrpa kl;lj;jpyhd ghuhl;LjYk; epidTg; ghprpy; toq;FjYk;
gzpg;ghsh; ehafj;jpd; G+uz fz;fhzpg;gpd; fPo; FWepjpg; gzpg;ghshpd; jiyikapy; Njrpa kl;lj;jpw;F njhpT nra;ag;gLk; tq;fpfSf;Fhpa Kfhikahsh;fs;> tq;fpg; gzpf;FOtpdh;> fsj;Jiw cj;jpNahfj;jh;fs;> fl;Lg;ghl;Lr;rig> tq;fpr;rq;f Kfhikahsh;> epiwNtw;W rig kw;Wk; gpuNjr nrayhsh;> tq;fpf;Fhpa khtl;lj;jpd; khtl;lr; nrayhsh;> khtl;l rKh;j;jpg; gzpg;ghsh;> kw;Wk; tq;fp tpla nghWg;G Kfhikahsh; MfpNahh; ghuhl;lg;glTs;sdh;.
11. tpNrl Ntiyj;jpl;lq;fSf;F toq;fg;gl;l gq;fspg;Gf;fs ;
11.1 $Ljyhd fsg; ngWtdT / rq;fg; ngWtdT
fzpg;gPl;Lf; fhyj;jpDs; midj;J itg;Gf;fzf;FfSf;Fk; $ba fsg; ngWtdtpid Nrfhpj;j rKh;j;jp mgptpUj;jp cj;jpNahfj;jUk; ghuhl;Lf;F cl;gLj;jg;glTs;shh;. khtl;l kl;lj;jpy; $ba fsg; ngWtdtpid Nrfhpj;j
cj;jpNahfj;jiu njhpT nra;J mjd; ngWNgWfis Njrpa kl;lj;jpw;F mDg;gp itj;jy; Ntz;Lk;. khtl;lg; gzpg;ghsuhy; ,J Nkw;nfhs;sg;gl Ntz;Lk;. (jfty;fis Kd;itf;Fk; NghJ Nkw;gb 8.2ge;jp gpd;gw;wg;gly;
Ntz;Lk;). NkYk; Nkhrbfs; > jtWfspy;
11.3 Rw;W epUgj;jpd; %yk; mwpKfg;gLj;Jk; tpNrl Ntiyj;jpl;;lq;fs;
2018k; Mz;bDs; Rw;WepUgq;fspd; %yk; mwpKfg;gLj;jg;gl;l
Gj;jhz;;L nfhLf;fy; thq;fy; Nrkpg;G Ntiyj;jpl;lj;jpy; $ba gq;fspg;gpid
nra;j rKh;j;jp mgptpUj;jp cj;jpNahfj;jiu Njrpa kl;lj;jpy; ghuhl;l
eltbf;iffs; vLf;fg;gl;Ls;sJ. ,jd; gpufhuk; xt;nthU khtl;lj;jpy;
,Ue;Jk; vkf;F fpilf;fTs;s jfty;fspd; gpufhuk; ghuhl;Ljy;fs;
Nkw;nfhs;sg;gLk;. (jfty;fis Kd;itf;Fk; NghJ Nkw;gb 8.2 ge;jp ftdj;jpy;
nfhs;sg;gl Ntz;Lk;);.
Nkw;gb 11.1 , 11.2 , 11.3 Mfpatw;wpd; gpufhuk; gpuNjr kw;Wk; khtl;l kl;lq;fspy;
jpwikapid ntspf;fhl;ba cj;jpNahfj;ju;fs; gpuNjr kw;Wk; khtl;l kl;l ghuhl;L
epfo;Tfspy; ghuhl;lg;gl;Ls;sdu;
12 .1112 ,t; tplaq;fspw;F Nkyjpfkhf tpNrl jpwikfis ntspf;fhl;ba
cj;jpNahfj;jh;fs; ,Ug;gpd; mjw;fhd jfty;fSld; gpujhd fhhpahyaj;j pw ;F
mDg;gp itf;feltbf;if vLf;FkhWk; Ntz;Lfpd;Nwd;. (c-k; kjpg;gPl;L
fhyj;jpw;Fs; ngUe;njhifahd mwtplKbahf; fld;fis mwtPL nra;a
eltbf;if vLj;jik Nghd;wd)
13 . ,k; kjpg;gPl ;L r; nraw;ghLfspd;NghJ rKh;j;jp tq;fpfs; kw ;W k ; mjNdhL
rk;ke;jg;gl;l Jiwfspy; tpNrl gzpfis Mw;wpa cj;jpNahfj;jh;fSf;fhd tpNrl
Cf;Ftpg;Gf;fs; kw;Wk; ghuhl;Lr; nraw;ghLfis nraw;gLj;Jtjw;Fk;
Kd;nkhopag;glTs;sJ vd;gijAk; Fwpg;gpLfpd;Nwd;.
14. kjpg;gPl;L eltbf;iffs; nraw;gLj;jg;glTs;s fhy vy;iy
2019.04.01 - 2019.05.31 tiuahd fhyk;. ml;ltiz Kd;itf;fg;gl;Ls;sJ.
(,izg;G ,y 03 ,d; %yk; Kd;itf;fg;gl;Ls;sJ)
15. xUq;fpizg;G kw;Wk; gpd;D}l;ly;fs; Nkw;nfhs;sy;
gzpg;ghsh; ehafj;jpd; MNyhridapd; gpufhuk; FW epjpg; gzpg;ghshpd; fz;fhzpg;gpd; fPo;
epakpf;fg;gLk; FO.
16. ghpRfs; kw;Wk; rhd;wpjo;fs; toq;Fjy;
ghuhl;Lf;F cl;gLj;jg;gLfpd;w tq;fpfs; tq;fpr; rq;fq;fs; kw;Wk; mtw;wpd;
cj;jpNahfj;jh;fSf;F toq;fg;glTs;s ghprpy;fs; njhlh;ghf gpd;dh;
mwptpf;fg;gLk;. NkYk; mikr;rpd; nrayhsh; kw;Wk; gzpg;ghsh; ehafj;jpd;
MNyhridf;fika FWepjpg; gzpg;ghshpdhy; xOq;F nra;ag;gl;L tplaj;jpw;Fg;
nghWg;ghd nfsut mikr;ruhy; jPh;khdpf;fg;gLk; jpdj;jpy; Nkd;ik jq;fpa
[dhjpgjp mth;fs; kw;Wk; nfsut tplag; nghWg;G mikr;r;h;> mikr;rpd; nrayhsh;>
gzpg;ghsh; ehafk; MfpNahupd; jiyikapy; eilngWk; Njrpa tpohtpy; ghuhl;Ljy;fs;
toq;fg;gLk;.
17. nghJthd tplaq;fs;
17.1 ,t; Cf;fg;gLj;jy; nraw;ghlhdJ nghJthf Rahjpdkhdjhf mika Ntz;baJld; ,jw;fhd flikfSf;F nghWg;ghf;fg;glTs;s cj;jpNahfjh;fs; mjid chpa Kiwapy; nraw;gLj;jg;gl Ntz;Lk;.
17.2chpa ,izg;Gf;fspd; %yk; rfy topfhl;ly;fSk; toq;fg;gl;Ls;sJld; mjid njspthf tpsq;fp eltbf;if vLj;jy; Ntz;Lk;.
17.3 epakpf;fg;gLfpd;w kjpg;gPl;L FOtpd; mq;fj;jth;fSf;F toq;fg;gLfpd;w
flikf;$Wfis mth;fs; rhpahd Kiwapy; epiwNtw;Wjy; Ntz;Lk;.
,k; kjpg;gPl;L gzpfis Nkw;nfhs;Sk; nghUl;L jq;fSf;F Nkyjpfkhd nryTfs; VJk; Vw;gLkhapd; mJ njhlh;ghf mz;zsthd nryT kjpg;gPl;L mwpf;ifapid Kd;itj;J mDkjpapidg; ngw;Wf; nfhs;s Ntz;Lk;. (chpa nryT kjpg;gPLfs; Rw;W epUgq;fSf;F mikthf rhjhuzkhf mikjy; Ntz;Lk.)
,t; Cf;Ftpg;G nraw;ghl;bidg; gbg;gbahf Kd;Ndw;wpf; nfhz;L nry;y vjph;ghh;g;gJld; xt;nthU Mz;Lk; ,k; kjpg;gPlL nraw;ghl;bid njhlh;r;rpahf nraw;gLj;j vjpu;ghu;f ;fpd ;Nwhk;. NkYk; ,jw;F Nkyjpfkhf
xl;Lnkhj;j rKh;j;jp tq;fp tiyaikg;gpd; midj;J gzpf;FOtpdUf;Fkhd nraw;jpwd; kjpg;gPl;L Ntiyj;jpl;lj;jpidAk; ,t; Mz;bypUe;J nraw;gLj;j jpl;lkplg;gl;Ls;sJ. ,jpy; Fwpg;gplg;gl;Ls;s tplaq;fs; njhlh;ghf VJk; gpur;ridfs; ,Ug;gpd; my;yJ tpsf;fq;fs; Njitahapd; fPo;tUk; njhiyNgrp ,yf;fq;fSld; njhlh;G nfhs;SkhWk; Ntz;lg;gLfpd;wPh;.
FWepjpg;gpuptpd; njhiyNgrp ,yf;fk;
011-2872227 – tplag;nghWg;G Kfhikahsh; vr;.Wf;kh khzy;
S.E.R.D.M.S.P.gz;lhu, gzpg;ghsu; ehafk;. gpujpfs; :-
01. nrayhsu;, Muk;g ifj;njhopy; kw;Wk; r%ftYT+l;ly; mikr;R – jftYf;fhf
02. rfy khtl;l nrayhsu;fSf;Fk;. - jftYf;fhfTk; 03. gpujhd fzf;fhsu; , rK.mgp.jpizf;fsk; - - jftYf;fhf
04. gpujk cs;sf fzf;fha;thsu; , rK.mgp.jpizf;fsk; - jftYf;fhf
05. rfy khtl;l rKu;j;jp gzpg;ghsu;fSf;Fk; - c.e.nghUl;L;. 06. rfy gpuNjr nrayhsu;fSf;Fk;. - jftYf;fhfTk;
07. rfy epiwNtw;W rig jiytu;fSf;;Fk;, tq;fpr;rq;fk; - jftYf;fhf 08. rfy fl;Lg;ghl;Lrig jiytu;fSf;;Fk; - rKu;j;jp tq;fp - jftYf;fhf
TRANSLATED BY - I ALIYAR